Americor Lending Irvine California

Americor Lending Irvine California

March 29, 2006

I went through Lending Tree and was contacted right away from Americor Lending about a home loan. His name was Tom Rowan. He assured me of a 1.95% interest rate and a 95% loan. Everything was going fine when all of a sudden communication stopped and I was never able to get a hold of him again. I left messages on his voicemail with the secretary( who knew me by name when I called because I called so much). I left emails. Finally I got a response on Friday (Mar 24, 2006) saying that everything was going through fine. I tried to call him again and did not get an answer. Then on Tuesday after I got home from work Tom Rowans boss whos name is Ross left a message for me to call him. I did and he informed me that Tom Rowan had never had our loan apporoved the underwriters had no idea who I was. They were shocked to hear that we were supposed to be closing in two days(March 30,2006) there had not been an appraisal done I had no file anywhere to be found. Last but not least Tom Rowan was not with the company anymore. He flat out lied to us about the loan and everything. The emails he sent me with the qualification and estimated closing costs were totally FAKE!!!!!!!!! Now they are telling me that we don't qualify for the 1.95% loan and that our monthly payments would be about $1000 rather than about $650 that Tom Rowan qouted us. I can't believe this is happening we were supposed to close tomorrow the sellers have already moved out of the house. We never resigned our lease at our apartments because we were planning on moving. I just can't believe that someone can be that cruel to just lie to us about everything and even our realtor. he had also emailed her informing her that everything was fine and going smooth.

I CAN'T BELIEVE THIS CRAP!!!!!!!!!!

Karen

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