LITTON LOAN SERVICING LP

LITTON LOAN SERVICING LP

/4828 Loop Central Drive

Houston, TX 77081-2226

I advise anyone whose mortgage is sold to Litton Loan Servicing to attempt to refinance as soon as they are able. Apparently, Litton is purchasing mortages from many banks and many of them may be sub-prime loans.

My experience has been the worst of any lender or creditor that I have ever been involved with over 30 years. They are debt collectors and treat you like such and not mortgage holders, per se. However, when it comes time for them to return your money they are very difficult to deal with. I attempted to get a payoff from them and they dragged their feet and made getting a payoff letter as difficult as they could. Litton almost had to be forced to get the payoff letter to the closing table after nearly a month. They collected a late payment and interest for stalling.

Now that it is time to reimburse me the overpayment that they required which must be paid in 30 days according to RESPA, they are still dragging their feet. It has been 35 days and I have still not received a check but if you do not pay your mortgage on the first, Litton calls you every day until they receive the funds despite your grace period.

Currently, I am trying to help a person who is in foreclosure save their home. They are a single dad caring for five kids. To my dismay, his mortgage has been sold to LItton. I have tried for over a week with the co-operation of his entire family to get someone in Litton to give me his payoff amount. I have not gotten a live person and no one has returned my call.

Mortgage brokers and individuals that I have spoken with who have ever had any dealings with Litton all feel that it is a despicable company. It should be stopped from ruining little peoples lives who are unsophisticated and fall prey to their unscrupulous practices.

Jan C Click this link to e-mail the above consumer: Email User Consumer