CITIZENS BANK - WHY CAN A GROCERY/DEPT STORE TAKE MY PERSONAL CHECK AND AUTOMATICALLY DEDUCT THAT MONEY FROM MY BANK ACCOUNT BUT YET WHEN YOU TAKE A PAY CHECK TO THE BANK THEYE HOLD IT FROM 2-5 DAYS?I

CITIZENS BANK - WHY CAN A GROCERY/DEPT STORE TAKE MY PERSONAL CHECK AND AUTOMATICALLY DEDUCT THAT MONEY FROM MY BANK ACCOUNT BUT YET WHEN YOU TAKE A PAY CHECK TO THE BANK THEYE HOLD IT FROM 2-5 DAYS?I

BANK FRAUD?

I HAVE A COMPLAINT ABOUT BANKING. WHY CAN A GROCERY/DEPT STORE TAKE MY PERSONAL CHECK AND AUTOMATICALLY DEDUCT THAT MONEY FROM MY BANK ACCOUNT BUT YET WHEN YOU TAKE A PAY CHECK TO THE BANK THEYE HOLD IT FROM 2-5 DAYS?I THINK OUR GOVERNMENT IS AGAINST THE MIDDLE CLASS PEOPLE BUT WITHOUT US THE RICH CANT GET ANY RICHER IF WE LIVE PAY TO PAY LIKE MOST DO NOW HOW CAN WE BE EXPECTED TO SURVIVE IF LAWS ARE IN FAVOR OF PEOPLE WHO ARE FINCIALLY SECURE.

I RECENTLY OPENED A NEW BANK ACCOUNT WITH CITIZENS BANK AND ASKED THE BRANCH MANAGER TO ANSWER THIS QUESTION AND HE SAID HE COULD NOT. IT IS IRONIC TO PUT OUR TRUST IN BANKS AND GOVERNMENT WHO WORK AGAINST CONSUMER WHO ARENT RICH AND BENEFIT THOSE WHO ARE RICH.

I ALSO EMAILED A LOCAL TV NEWS STATION WHO DOES CONSUMER INVESTIGATION AND GOT NO RESPONSE,I WOULD LIKE TO HAVE MY QUESTION ANSWERED AND IF IT IS GOVERNMENT WHO PASSED THIS LAW IF IT IS A LAW I WOULD LIKE THEM TO TELL CONSUMERS WHY AND WHO BENEFITS FROM THIS. WE LIVE PAYCHECK TO PAYCHECK SO WHEN WE GET OUR PAY WE WAITED 2-3 WEEKS FOR WE ARE IN NEED OF FOOD AND BILLS ARE DUE BUT YET THE BANKS HOLD OUR MONEY FOR AN ADDITIONAL 2-5 DAYS.SO WE DUE WITHOUT THANKS TO OUR TRUSTED FINACIAL INSTITUTE WICH WE HAVE A MORGAGE AND CAR LOAN THROUGH.SO WE ARE BACK TO THE OLD CLECIA THE RICH GET RICHER THE POOR GET POORER SOONER OR LATER ALL THESE THINGS WILL CATCH UP TO THE PEOPLE IN CHARGE IF THIS ISNT CONSUMER RIP OFF THEN I DONT KNOW WHAT IS.

ALL I WANT TO DO IS HAVE MONEY AVAILABLE WHEN I GET PAYED WICH I EARNED AND WAITED FOR IS THAT TO MUCH TO ASK.THEYE GOUGED US ON EVERTHING ELSE WITH DOUBLE TAXES AND INCREASED PRICES OF EVERTHING FROM A PHONE CALL TO WATER AT LEAST LET US HAVE ACCESS TO THE MONEY WE EARNED WITHOUT CHARGING US 35.00 FOR BOUNCED CHECK BECAUSE WE NEEDED FOOD AND COULDNT WAIT FOR OUR CHECK TO SO CALLED CLEAR THE BANK, CALL THE BANK AND ASK IF FUNDS ARE THERE AND IF SO GIVE THEM A CHECK NUMBER AND GIVE US WHAT WE EARNED NO WONDER PEOPLE ROB BANKS THEYE DESERVE WHATEVER THEY GET!IF ENOUGH PEOPLE COMPLAIN AND THIS GOES PUBLIC WE MIGHT MAKE A DIFFERENCE FOR THE LITTLE GUY FOR ONCE!

Norm N Click this link to e-mail the above consumer: Email User Consumer