Bank One - consolidation loan - late on some payments - being harassed by phone

Bank One - consolidation loan - late on some payments - being harassed by phone

Email User Consumer

to who it may concern,

I have a lot of concern on this matter. My name is Harold and I have a consolidation loan w/ Bank One. Yes , I am late on some of my payments but I always catch eveything up to date when I can. I just recently caught up, as a matter of fact last month.

I gave Bank One $774.48 on 11/4/03. and my next one was due was on the 12th of November, for $204.00 and they have some cents behind that . But anyway , what gives them the right to call before the 12th to just remind me and actually bother me because they will call 8 or more times a day. I have a 10 day grace period also, I guess in ya'll terms it doesn't seem like it to me .

Then after the 12th it goes on continuosly, 8 or more calls a day. After the 22nd of the month is the grace period ending. I think Bank One should know that 30 days after that, that is when they should call. Closing down my checking account, be able to pay over the phone but , have to be charged an extra 10 dollars, I think that s not really called for.

I would like some response on this matter as soon as someone reads this. I've known people that bank w/ other comanies and never this had happend , even if they were late.

I wrote a letter a long time ago about the same matter . It also seems to me when I make a payment I get harrased even more when I don't make one. Thank you and have a nice day.

Sincerely,

Harold

you can email me with a response, but I would also like to talk to someone over the phone as well.