Merchant Account - BankCard USA, Leasecomm Corp. withdrew money from merchant's account without consumers knowledge

Complaints.com received the following e-message on February 8, 2001:

From: Lisa Scott [Email User]

RE: Merchant accont from BankCard USA (contraced to Leasecomm Corp.)

I leased a merchants account from BankCard USA they contracted Leasecomm corp. and this is what happened:

Since Oct.2000 I have patiently trying to figure out how Leasecomm Corporation could take $451.95 of my money without my permission or me ever seeing it coming.

They were as slick as SNAKES! After repeated calls to Peter Bleyleben, President, I was forced to involve the Attorney Generals Consumer Complaints Dept. in MA, and the MA Better Business Bureau case #55512. Peter Bleyleben refused all of my calls.

He's acting like the cat who swallowed the canary. Instead of being a man and doing good business by trying to fairly resolve my concerns he is hiding behind the skirt of Carol Saubo and has her trying to fast talk me. He had balls enough to build that company my questions is where are they now Peter Bleyleben? He has a closed door policy when it comes to merchants who lease his equipment.

The merchants who you steal from built that company one theft at a time Peter Bleyleben.

I guess that is why you won't speak to this merchant Peter Bleyleben. In April 2000 I signed up for a merchant account with BankCard USA.

It was only suppose to cost $39 per month for processing and equipment leasing. BankCard assigned Leasecomm Corp. as my processing company. BankCard gave Leasecomm my checking information information and access to my account. It was done so SLICKLY, just like SNAKES, that I didn't know. I signed a debit record for $39 to be debited from my account.

This was suppose to "save me" a $5 fee for them having to bill me each month. What this really did was them access to my account to suck all the money out of it under the pretense of "fees". Being a new business I had my account budgeted right down to every dollar needed. Unfortunately, a customer wrote a bad check and I was charge a $25 fee.

There was still the $39 to cover my merchant lease. But they didn't debit $39. They put a debit for $45.95 and called the extra taxes, even though it's not the correct tax amount. Because the $45.95 wasn't there they charged me a $15 fee, not once, but THREE times in the same day, for a total of $45 in "fees" and $45.95 lease = $90.85 in one day!

Is it legal to charge the same fee three times in one day? I'm still looking into this. The next day they did the same thing. Charged me $15 in "fees" THREE times in the same day for another $45.00 in fees alone, added on top of the previous days charges.

Because the money wasn't there now, my bank charged me a $25 fee each time this was done.

When all was said and done I owed Leasecomm $195.95 in fees plus the $45.95 lease (that was suppose to be $39) and my bank $220. I paid it all to protect my credt. My bank closed my account and reported me to checkrite because Leasecomm made it look as though I was writing bad checks.

Now, Leasecomm, Peter Bleyleben, refuses to answers letters from the BBB. Does anyone have any other suggestions?

Beware Of LEASECOMM. In my opinion they are SNAKES IN THE GRASS and they way they do business is WHITE COLLAR THEFT!!

Sincerely

Lisa Scott

Comment On This

Same thing happened to us. They approved us for an account and the second we started processing credit cards those scum bags stole the funds and wouldnt deposit the funds into our bank account as the contract stated. They made up excuse after excuse in the reasoning why they were holding the funds. They wanted to charge us for fees in which they are not legally entitled to because they never completed the terms of the contract. They wanted to charge us their BS fees for things they didnt do. Their whole intentsion was to steal money. AVOID THESE THEIVES

Comment On This

BANK CARD USA are a bunch of theives. They approved us for a merchant account no questions asked. We didnt have any problems whatsoever. Within the first day of processing we discovered they didnt deposit any of the funds which we got from legitiamate customers. They approved us one day, and then sent us to the risk management department for no reason. They wanted us to provide documentation that we shipped out a bunch of items without even being paid for it.

Now we are in the process of finding another merchant processing company. We advise anyone to do a search online for any complaints with a merchant processing company. If you find any complaints regarding a merchant processing company stay clear of them. When you call the sales department of a processing company make sure they answer all your questions first and dont let them stear you into what they want you to do. Make sure you get what you want and dont let them push you around because thats the first sign they dont give a xxx about you.