First Premier Bank of Sioux Falls, SD - unsolicited credit card loaded with fees - nightmare to return card and not pay fees

# 25 for April 17, 2002

Complaints.com received the following consumer message on April 16, 2002:

From: John Holtz [Email User]

RE: First Premier Bank of Sioux Falls, SD - unsolicited credit card loaded with fees - nightmare to return card and not pay fees Sirs:

On 4-04-02 we received an unsolicited credit card loaded down with fees, charges and insurance totalling $178 from First Premier Bank of Sioux Falls, SD.

It has been and remains a nightmare to return the card and not pay the $178.

The sham is so weak that the First Premier has, as our home phone, a public phone telephone number about 25 miles way from our residence and as a work phone, it is the reservation number for Universal Studios.

The asked for the last 4 digits of my Social Security Number and when I said, "No, you tell me the four digits listed on my supposed application," no reply at at all.

I have even spoke with a woman named Heidi who claims to be the Executive Assistant to the President.

I thought these things happen only in the movies.

John R. Holtz

Comment On This

Hi I just want to cancel my card because I can't afford to pay all this money. I'am not rich and every penny I have counts. I thought the cost was $7.00 a month fee for this card which is more than enough to cover cost of this card all year so as a result I must decline this card . My name is Brenda Elgin , 5908 Morningmist Dr.,Richmond,Va.e-mail robertelgin AT comcast.net Sorry,but thanks,Brenda #5178007982422859 please take care of this now.again thank you but can't do it.

Comment On This

I also received a card in the mail loaded with $179.00 in initial fees. This card also came pre-activated. No need to call an 800 number to activate, unlike most traditional credit cards. I tried calling numerous numbers to get rid of this card and have it cancelled. I spoke with a account specialist named Christian (1-877-635-2563) who assured me it was cancelled and I owe nothing. He could not assure me that this would not adversely affect my credit with the credit bureaus. They keep sending bills that I refuse to pay, I never used or activated this card to authorize any fees! This upsets me greatly and I will be filing a complaint with the BBB and the FDIC (it says they are part of it in their paperwork). Wish me luck.

Tami C. from Chicago, IL