USBank fees unbelievable

An account we used very infrequently suddenly started dropping by $5 per month. Because of the small amount of use it was two months before noticed. Granted this is a small amount compared to the losses others have suffered but still. Their justification was called a "Lack of Activity" fee, i.e. penalty, i.e. ripoff. It's not bad enough that they had the money there for their use but to start charging for them to use it was too much. Closed the account, won't be back. My advise, use credit unions! They are much more responsive to their members needs than any bank.