Chase's unfair practices

Well, it�s nice to know that I�m not the only one being screwed by Chase who has gotten too big for their own breeches. Back in 2006, when the new government regulations was suppose to also go into effect to �help the consumer pay off their debts faster�, and my interest rate climbed (which made absolutely NO sense), I called them. I was told at that time that the only way I can opt out of it and to go back to the �old way� was to close my account. Which I did. I had no choice. I was actually making some head way on the account and now this. I work primarily as a temp and here where I live at in FL, the job market on the Space Coast is one of the tightest and I�m now currently in between assignments, hoping with the slow recovery that assignments will pick up soon. Now, this �new� APR of nearly 30%, I can only pay off the dam- interest rate, plus $1. And that will take me even LONGER to pay this damn thing down!!!!!!!!!!!!!! I was with them when they were Chemical Bank. And now, in the last 5 years or so, �they� (meaning chase) has just gotten TOO DAMN BIG. I would love to declare bankruptcy, but I learned that my truck that is paid off would be considered an asset and I would have to buy her back. Don�t think so. I�m writing a letter, asking them to reinstate my previous APR of 22.24% back because I was slowly paying it down, but now, I can�t. I�ll have my student loans paid off faster than this! Chase is one bank that needs to go down. It�s like the railroads and steel barons back at the turn of the 20th century where they had to be broken up in order to reign them in. I�m done with the government trying to �help us� get out of debt. They really want to help us get out of debt, give US the people, the �bail out money� and not the banks. That way, we can pay off our debts and therefore have more money to put into the banks so that the banks will have the capital to loan it out to businesses. If I ever get a windfall, that bank is gone. But sadly, that�s not going to happen. OH and the CSR (laughably) told me that I should transfer my balance to other cards�. so they are advocating us to getting into further debt, by going out and getting more credit cards??????????????????????? Every single one of my friends, I tell them, if your bank gets bought out by chase RUN FOR THE HILLS, DO NOT LOOK BACK. Change banks ASAP.