Huntington Bank (possibly the worst bank on the planet)

First of all I would like to explain that I never chose huntington bank as my checking account provider. I have been a Sky bank customer nearly all my life, and huntington bought sky bank out 5 or so years ago. Immediately, a few friends of mine told me to close the account, as they had huntington accounts and warned me of the malicious practices the bank pulls.

I did not close, my biggest mistake. I would also like to state that I have a secondary account with Chase, and neither of my accounts have never, ever been overdrawn in my life. Nor have I experienced anything like this with Chase.

Primarily, i use my chase account for every day purchases. My huntington account is for direct debits/ deposits and to pay bills so there is never more or less money in the account than needed. I underestimated my car payment this month by 0.60. Huntington bank immediately charged me a $37.50 fee. The check was never pending, it posted straight to my account with the $37.50 fee. I checked my account at midnight before going to bed and had $278.20 in the account. I woke up at 530am and my car payment had been deducted at 278.80, a 0.60 oversight on my part, and was accompanied with a 37.50 NSF fee. I immediately drove to the closest huntington and deposited $40 cash, enough to cover the 0.60 oversight and the nsf fee, hours before the bank even opened for business. I asked a customer service rep if the $37.50 charge could be removed since I have had the account for so long without overdrafting and since it was an obviously a small mistake. The rep was unapologetic, rude and brash and basically told me I'm terrible at keeping track of money by suggesting I keep a registry for my account.

Keep a registry for my account? I am 25 years old, and have had a bank account since 13. I KNOW HOW TO KEEP A REGiSTRY FOR MY ACCOUNTS HENCE WHY I HAVE NEVER EVER BEEN OVERDRAWN IN MY LIFE! It was 0.60 god damn cents! After going back and forth a few more times, I was basically told there is no way the charge is being removed, even after I threatened to close the account.

There is 1.90 left in the account, I told that snooty bitch she and her malicious bank can keep the fees and the 1.90 left in the account because obviously they need it more than me.