Chase Bank Holds My House Hostage

My aunt never married or had children. I am her closest living relative. She had these two credit cards when she entered a nursing home about six years ago at the age of 80. The nursing home care she receives is paid for by Medicaid because she has no assets.

My mother has my aunt's Power of Attorney which doesn't mean there's any money. There isn't. These two companies harassed my mother to the Nth degree about my aunt's debt. My mother told them every time they called that my aunt was in the nursing home on Medicaid and had no assets. They, of course, wanted to know about a husband and children so they could worry them to death too. My mother told them my aunt had no immediate family.

Statements and letters came every day. I helped my mother answer them and we repeated our story of the nursing home and no assets. Finally, my mother went to an attorney who told her to throw the letters away as my mom is also elderly and this was worrying her to death.

Eventually the calls slowed down so we assumed they had gotten the message. Never fear. I guess they don't read their mail or listen. Here comes the Sheriff's Department with papers saying the two companies are taking my aunt to court. The deputies couldn't believe the companies were doing this to a woman in a nursing home.

Way to go Bank One and Chase Bank. Let's take a woman to court who doesn't even know what she had for breakfast. Are you that greedy or are you just stupid?

My mom called the judge and wrote him and explained the situation and he still ruled for the two companies. What a mess.

The problem now is that I'm trying to sell my house. I own three-fourths and my aunt owns one-fourth. When the two credit card companies won their court settlement they put two liens on my aunt's part of the house. Medicaid had already put a lien on it when she entered the nursing home.

All I can say is that it's pathetic of any company to pursue this kind of action against an elderly nursing home patient. Do you think she'll recover and get a job and pay you? Do you think you can hound and try to bluff my mother(which you did) into paying when she lives on Society Security? My mom is no fool.

Chase Bank is now refusing to remove their liens unless I or the buyer give them some money. We are not responsible for my aunt's bills. The lawyer says we have to do that or let a judge decide which could take a long time.

No one is responsible for this debt except my aunt. Her long credit history which was superb until she got sick means nothing. I cannot understand why this ruthless behavior is allowed. There should be a law. Chase and Bank One are holding my house hostage.