To whom it may concern:

I am with the Palmer firm.My own personal consumer experiences with them is being scam by Them.Palmer Firm advertising on tv as Debt Relief Group.I been with them sense Oct 1,2007.My account number:6038366.I receive SSI each month the amount $637.00.The amount that was Automatic withdrawal in the amount of $237.00 on the 1st.of every month begginning on Oct 1,2007, pay out to Palmer firm each month towards my debts situation.One of the representive had told me when I have the balance of $202.00 in my account,then they will start to call my creditor to Negotiate,and start paying towards my creditors.In the second week I talk with another representive,had told me I don't have enough in my account to start calling my ceditors to Negotiate with.I had talk with another representive in a month time concerning one of the ceditors,which was target that had suit me.The legal Attorney in their organization would not represent me in my behalf in court.I was told by another representive last month june 2008,that they took action on sued target for harassment on my behalf.I had talk with Miss or mrs.Marina july 8,2008 concerning my account.I had ask her a few question concerning my account,One of the question I ask her was target sued by their legal Attorney,she told me that target was not sued.So far,everything seems to be on the up and up,for my debt situation,they told me that it would take three years to get out of debt.I talk to a different person in the same organization each time.I get a different answer each time.I had payout $1142.40 Attorneys fees and 65.00 in Maintenance fee.I would like if you can look into this matter for me.I would like all of my refund return back to me.help others avoid the same problems.

Thank You!

Sincerely,

Yolanda Johnson

(410)788-0180

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I received information from one of

the Palmer firms,P.C.reps(Chad Jones).I don't know who this firm is, but recieved an e-mail on a Irene Ortiz. It has all her private info along with her s.s.#. I am contacting her today along with the better business bureau, state bar assoc and we wonder how idenity theft begains. This law firm is a real class act.

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i am with them my name is felita and things worked out for me i had 3 credit cards and i have settled two of them and about to settle the last one and yes it took 3 years my balance were hi and i paid 203 a month they were very helpful for me and i received letters from creditors that my accounts were settled and report to credit buearu.

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In two years with Palmer Firm only half of my debts were ever settled and then they said I would need ot pay another three years. The debts that were settled were small. The offers to creditors were stupid. This is just dollar swapping. Their staff is useless. I quit using them

Steer clear of them. They just keep collecting money and never make a good settlement. And whatever you "save" is taxable. Between what you pay them and their maintenance fee and the taxable amount it costs more than your original debt..