To whom it may concern:

I am with the Palmer firm.My own personal consumer experiences with them is being scam by Them.Palmer Firm advertising on tv as Debt Relief Group.I been with them sense Oct 1,2007.My account number:6038366.I receive SSI each month the amount $637.00.The amount that was Automatic withdrawal in the amount of $237.00 on the 1st.of every month begginning on Oct 1,2007, pay out to Palmer firm each month towards my debts situation.One of the representive had told me when I have the balance of $202.00 in my account,then they will start to call my creditor to Negotiate,and start paying towards my creditors.In the second week I talk with another representive,had told me I don't have enough in my account to start calling my ceditors to Negotiate with.I had talk with another representive in a month time concerning one of the ceditors,which was target that had suit me.The legal Attorney in their organization would not represent me in my behalf in court.I was told by another representive last month june 2008,that they took action on sued target for harassment on my behalf.I had talk with Miss or mrs.Marina july 8,2008 concerning my account.I had ask her a few question concerning my account,One of the question I ask her was target sued by their legal Attorney,she told me that target was not sued.So far,everything seems to be on the up and up,for my debt situation,they told me that it would take three years to get out of debt.I talk to a different person in the same organization each time.I get a different answer each time.I had payout $1142.40 Attorneys fees and 65.00 in Maintenance fee.I would like if you can look into this matter for me.I would like all of my refund return back to me.help others avoid the same problems.

Thank You!

Sincerely,

Yolanda Johnson

(410)788-0180