TD Banknorth

Okay well I have TD Banknorth, and here is what TD Banknorth does. If you have six items in pending and one causes you to go into negative, they assess fees for all six items that were in pending. So you over draft by $5 in one transaction, but get an instantaneous $210 in fees. Now if that's not bad enough, they'll post the fees to your account first, and then post those same pending transactions, which are now posting as a negative, so they charge you another $210 in fees. So for what was one pending overdraft, which in my case never would've posted as a negative cause I made the deposit... I was assessed $420. this happened to me once when I went to a gas station and the card wasn't getting a response, so after several attempts I decided to go to the clerk, who also swiped my card several times before it got a response. Well there were four $50 charges and the actual amount for gas charged to my account. So that along with all my other transactions in pending caused me to rack up a few fees. I caught it while it was all still in pending, but the bank tried to act like there was nothing they could do... so I said I'd just dispute it with Visa, since only one of those transactions were authorized and then they'd have to refund the fees anyway. They decided to refund my money, after speaking to supervisors and doing a lot of yelling and threatening. Now that I think about it... it was probably TD Banknorth that was offline all along. My most recent $420 worth of fees is currently being addressed by Office of the Comptroller of the Currency. I'm waiting for the results of the complaint to possibly proceed with a class action lawsuit... this account is suppose to have overdraft protection. Anyone interested in protesting and joining the class action lawsuit, please feel free to contact me TDBanknorthCivilSuit AT yahoo.com