wells fargo & chicago title in phoenix illegal buisness practice
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mortgage wells fargo/ chicago title 1150 w. washington st tempe,az85281(wells 2701 camelback,suite130 phx.az 85016(chicago title 513 west 5th street, AZ 85231 US jan. 24th thats when it started. i picked out a bank owned home(dueshe bank). i called 3 lenders as i have a fico of 760. the 1st two were 5.5% fixed no pmi 5% down and i pay all close costs & ins. out of pocket. wells was 6% fixed no pmi 5% down & i pay ins only to close.so i went with wells.i received packet from them, but NO good faith estimates of any kind. i was supposed to sign at title co.2-25 but was told it would be 3-5.it didnt happen until 3-19(signing)during all that time i contacted bank & told them i didnt get the good faith est.said they would send or email to me, but i never got it.apx.10 days prior to signing,my realtor & myself called & called to get the hud1 of any kind.they kept saying they would get it to me,but when i went in to sign all docs on 3-19 at 1pm in yuma (what they call courtesy signing)the yuma chicago title didnt have it either.they had to call & it did get faxed to them.this was the 1st time i had seen any hud1 est or not.it had listed i was to pay cash for close costs,which i was told they would be rolled into loan.thats why the bank never would send it to me.the title co. when my realtor or i would call,75% of the time they would hang up without me or them saying a word.when they did talk, they blamed bank & bank blamed title co.when i signed docs that had me paying alot more than was told,i signed but underneath i noted in writing that the figures were wrong.its now 4-1 & i still havent gotten the keys.all the bank did was take off $220 for loan officers commision.the tilte co in phx.doesnt know, care or follow the law.wells did the bait and switch.when i called bank when i got home, they wouldnt do anything.i then called bank of america but had to cancel that idea because my realtor said i would have to pay a daily $ penalty for b/a couldnt close in 8 days(nobody can.)im sure bank knew this, thats why until 3-19 i couldnt find out anything or why they & title co never sent a hud1 of any kind. i sure didnt think a big bank would be so dishonest.the title co.are just plain robbers. if i were you dont use wells fargo or chicago title in phoenx,if you do you will regret it forever. bruce eloy From: Message Author (click here to email author)Date: Wednesday, 02-Apr-08 01:00:54 CDT Business: Reply Online Consumer: Comment On This |
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