Allstate Insurance - Charging too much for Homeowners

The last policy renewal for my homeowners went up again. This time, I called my agent to find out why. I was told that the premium was based on 2500 square feet of living space. In actuality, my house is only 1576. For 5 years I have been over paying.

I was advised by my agent that he would fix the premium for this year. That resulted in a reduction of $450. I then inquired about back dating this b/c it was not fair that they should keep my money. I contacted the main office & after a few days, was told they could only do this for a year. I was outraged and after fighting for a few weeks, got my money back.

Don't take no for an answer. If I hadn't fought with them, I would have never received my $2,000 overpayment back.

My parents recently checked their policy with Allstate, & guess what? For over 20 years, they have been paying a premium based on 1800 feet when in actualality their home is 1500 feet.

Goes to show you how many people are getting ripped off by the scaming insurance companies.

Bottom line, review everything & always fight for your rights.

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Normally the customer provides the insurance company with the square footage of the home. Additionally, when you receive your policy renewal EVERY YEAR, try reading it. It actually tells you these things.

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I have the same problem! They increased it 50% last year and now again by another 50% this year. They even cheated me by making me combine my auto policy promising a discount!No did not happen. I called allstate and the same answer as of last year, that rates went up across the regoin. They never did notify about the rate increase! dont know what to do and who to contact to get the problem solved.