UPS Shipping Insured

I sold and shipped an antique victorla in excellent condition. Because I =

was concerned about damage, I had the UPS Store package it for me, =

paying them $240 for this service and shipping cost. I insured it for =

$500, far less than what it was worth, but to cover most of what the =

customer paid for it. Unfortunately, it arrived destroyed. I filed a =

claim (which took FORever) and they refunded me $420.20. When I asked =

why not the total it was insured for, I was told that is what they =

deemed it to be 'worth'. I said, well how do they determine that since I =

just saw an identical one in an antique shop for $800?? They said I =

would have to prove it, and since I didn't sell it for that much, they =

would not refund the total. Wouldn't it be nice to know this BEFORE you =

purchase insurance?? Why don't they tell you in advance how much they =

want you to insure it for? I'm through using UPS and will post this on =

every auction I have.