chase visa fees are outrageous

i recently had a payment returne for insufficient funds, which i admit was my fault. but the chase company decided to post several charges to my account totalling to over $150, this is absolutely ludicrous. i have been with them for over two years without a late payment or a returned payment and they charge me with these retarded amounts. as a result, i closed my account immediately, they refused to work with me at all. i strongly recommend that noone choose this company to use for credit.