Solstice capital

My complaint is about a company called Solstice Capital.

Recently I received a mailing offering me a new mortgage. The amount they

offered me was for the amount of my original mortgage plus an amount almost

equal to my home equity limit. Obviously, these people got their information

from somewhere. Their letter states, "We've done our homework". Well, if

they had really done their homework they'd realize that my mortgage came at a

fixed interest rate of 5.875% and the best they were offering me was 6.13%.

Aren't these people smart enough to realize that there is no bargain here? My

new monthly payment using their best interest rate would be $115.00 more than

what I currently pay.

In addition, they send me what looks like a check for the full amount that

says, "This is not a check". Well, if it wasn't a check then why send

something that looks like a check except if you intend to deceive? These are

tactics I often get from a car dealership. Is Solstice Capital so desperate for

business that they have to stoop to their level?

Paul Hough

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