TCF BANK issues

I have used Tcf Bank for over 10 years now, My credit score is outstanding, tho I must admit I have had some overdraft fees but have never had an outstanding balance with them ever. I have always paid the ridiculously high overdraft fees immediately, I would get these fees from lack of accounting skills but this is why you pay them fees so your credit does not get messed up.

I recently deposited $5,800 so I could pay my bills off. I talked to the clerk at the counter and he told me in 5 business day that the check would be clear. On the 5th business day I sent all my checks to pay off the bills, and on the 6th business day I received a letter in the mail stating that I have had to many overdrafts in the past month and my funds would be held for 15 days.

Firstly # of overdrafts in the past month 4. Secondly I call to get some type of explanation and the customer service tells me that there is nothing that could be done.

There customer service was not helpful at all.

I do not know of any other bank that wouldn't at least call you and tell you personally that your funds would be held for a period of time.

I looked on my bank statement online and it shows the deposit as posted which I took as being in the account.

I could ramble on about this and many other things that this bank has done to me and many other people I know, but the point is, how could a bank take almost 6,000 dollars and keep it for 15 days with no access?????? Customer First ha

I hope this helps some people decide on what bank there are going to use, I would strongly suggest using a credit union, or a smaller bank where you are not just a number to them.

I Have some big investors that bank at TCF and I do not think it will be a problem to influence them to change banks.

Looks like I will be paying some fees but TCF will lose quite a bit of business for there outstanding service.But hey there is one good thing there open till 7 every day.