Chase Home Finance Class-Action Lawsuit

I have been a Customer of Chase Home Finance for 3 years now. They Purchased my loan from New Century Mortgage after my 1st year in my home. Every payment I have sent in has been mailed 2 weeks before they were due, and every one has been held 20+ days before they even attempt to deposit them. This has made every payment LATE, so they can charge more interest and more late fees. THIS IS NOT FAIR!! It's not my fault they can't process my payments on time. Today I received a FORECLOSURE LETTER!! And I also received my check dated 8-25-2007 for my September payment that they held until 10-22-2007. Are these people Crazy?? I have been given over 11 phone numbers to use to contact people that only have Voice-Mail, and NEVER return my calls. Not even the Foreclosure Department has returned my calls. I guess they need a write-off or something, maybe that's why they are determined to take this house back. Anyone with information on Chase Home Finance please contact me @ JonathanCopeland AT msn.com.

I am starting a Class-Action Lawsuit starting TODAY!! ANYONE interested in being added please send me an email and I will forward the information on how you can contact the Attorney whom has TAKEN THE CASE.

Damage Resulting

This has ruined my credit due to them not posting my payments as they should, and I have had to Stop-Payment on my last 2 house payments because they are still floating around somewhere. They say they have not been received. They want me to pay it over the phone, except now they want all past-due payments "That they have screwed up" plus another $1500 in attorney fees, plus another $1700 in more BS Charges.

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I want in on this PLEASE! I had an entire year of house payments that I have receipts for that they claim they never recived! I did lose my home in a foreclosure because When they did realize they were in the wrong they wanted me to pay an extra $25,000 on the end of more morgage! That was their only option for me.

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I want to join ANY Class Action against Chase. I live in Oregon (Cottage Grove) and they have done the same to me.

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Hello-

We have solutions for you. New start today.org-we are a non profit corp .

I have ample information that may help you with your situation.

Please call me at the number below.

Marc Brenner

949.313.2030 Direct

newstarttoday.org

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has anyone filed or close to filing a class action lawsuit against Chase Mortgage in OREGON? I can't seem to find anything on this in Oregon. I have been dealing with Chase for 2+ years now and now my home is going to auction in Sept 2011. I have an offer for a short sale but would rather keep the home and get it modified to an AFFORDABLE payment as they should have done years ago. I was told to stop making payments and they would help modify me. THEY LIED and now my credit is ruined and may lose the home. PLEASE HELP. Anyone in same boat in OREGON, let's gand up and get them for what they have done and are continuing to do to us all. don_taylor48 AT yahoo.com

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Did you ever start a law suit? With so many of us with the same complaints it seems like there should be an attorney who would take them on. I don't like being lied to and ripped off. I just can't find anyone who can get anywhere with Chase. Please let me know what has become of your efforts to get a class actuion started.

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I have been searching for the past year, believe it or not, for an attorney who is willing to handle a law suit against Chase. But all I have contacted seem to be afraid of Chase. I wonder if it is too late to become a part of your suit? Chase has been jerking us around for over 2 years now and they are still requesting documents that we have provided for them several, several times. We are tired of living in limbo.

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Please include me to your class action lawsuit against chase. I have the same situation as everybody else, I have all the documents, correspondence and they are saying that I signed a modification contract which they cannot provide a copy.

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It is April 11, 2011. I have the exact same story as everyone here. I want to find a class action lawsuit against Chase that includes the State of Pennsylvania. I can't find a local attorney who will help me, and I'm wary of "mass joinders." WE HAVE TO DO THIS NOW before MERS becomes acceptable, which won't be long. SOMEONE, ANYONE please contact me. rnk444 AT yahoo.com

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I would like to be added as a plaintiff in your class action lawsuit. I did not choose chase as a lender my original mortgage company centex mortgage sold our mortgage to chase not even 6 months after we moved into our new home. After my wife hand several bouts of long term unemployment due to the recession we were struggling to make our payments. We contacted Chase and were told we could apply for a Loan Modification. After over a year of chase losing the forms we would fax and mail to them and multiple failed attempts to contact anyone that could give us a straight answer about the status of our Loan Modification application, we finally resorted to filing for Bankruptsy (not inluding home loan or vehicle loans). We thought it would get us back on track. My wife again lost her job and we were falling behind again. We contacted Chase again and this time we were told thier process had changed and we gave a brief run down of our income and expenses and were told over the phone that we could make 3 "trial period" payments at a lower amount (determined by Chase) and durring that time we would complete the Making Home Affordable Loan Modification application. Chase said that we would be told durring this time if we were approved for a permanate reduced payment. We never recieved anything in writting about it, and when we asked why we were told a packet explaining everything was going to be mailed out. We still never recieved it. However, we made every "trial period payment" on time and still had not heard back from Chase. My wife and I began calling several times a week to find out the status. Every time we called we would get transfered around to several different departments, hung up on, and treated rudely. We sent an additional "trial period " payment amount on what would have been the fourth month, even after we were told by one Chase employee (durring one of the many phone calls to them) that we had fullfilled our obligation to the 3 "trial period" payments and now we were in a "protective bubble" and not required to make any payments until we heard back from them. We continued calling several times a week at one point my wife was told to call a specific extension to talk to the person handling our Loan Modification. When she called and could not get through with that extension she contacted Chase Customer Service and was told they had not had that type of extension for several years. It became obvious that Chase was jerking us around and/or we were dealing with a fraudulent system. We were not recieving regular statements durring this time and could not be sure our payments were even being credited to our account. We stopped sending payments to them and waited to hear from them. 3 months after we stopped sending payments they finally sent a generic looking letter stating we did not qualify for the program and all back payments were due including the difference of the "trial period" payments and all late fees associated. It was nearly 10,000 dollars, and the letter said that if we did not pay it within 30 days they would foreclose. We contacted Chase explained to them we could not come up with that money and that if we had it we wouldn't be in the mess of it to begin with. Chase forclosure department said we could do a Short-sale or a Deed-in-lieu as another option. We since have put the house up for Short-sale. We had an offer almost 3 months ago and Chase is now stalling, holding up the buyer's offer in "processing".

We have tried so very hard to keep our home, to do the right thing and pay what we can especially now that my wife's income is much more steady (even though it is at a significantly lower pay).We have jumped through their hoops and are tired of being jerked arround! We feel like Chase changed the rules mid game and was fraudulent. Chase has continually had unfair business practices and at the very least recklessly misinformed us and probably millions of other honest hardworking families!

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I want to join also. I have a story to tell you. BUT I have a sale date soon and I want to stop it. I am in a CH. 13 and I am told I do not qualify at least in the strictest sense. If anyone has any contacts to help me stop my foreclosure, I would be grateful. I am in Northern California.

Cate (707) 337-6909

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I applied for a loan modification with Chase Bank. They immediately lowered my payments for several months, which created a growing past due balance. Eventually they asked me to pay the full amount again, which I did. I have always paid on time, and the full amount of our agreed monthly payment. I have just been told that they aren't going to complete the loan modification, and they are going to foreclose because of the unpaid balance, which they authorized. I believe they have some responsibility to help me find a way to resolve this, not just foreclose.

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mike in alaska-

'09' I broke my wrist and thumb, and got three months behind. sighned up for there modification they said it would be a three month trial. they kept wanting papers from me numerous times they dragged it out for a year . Then denyed me the modification, and then raised my payment to three thousand dollars a month, witch i paid 5 of them and in 2010 alone i paid 23,000 dollars into chase. and now they just gave me a notice they are intending to forclose on me. I would love to be part of a lawsuit against chase. welkerm1 AT gmail.com

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I want to be added to your law suit against chase home finance. They are a wicked company that does nothing but rip off people. Every time I look around they are increasing my mortgage payment. They said I don't hAVE ENOUGH MONEY IN MY ESCROW ACCOUNT. Another thing is that they took extra money out of my checking account without proper authorization.

I made hundreds of phone calls and the customer service sucks. Finally, I get surpervisor, and he tells me I have to provide a bank statement for money they unlawfully taken out of my account.

i am sick and tired of chase, and something needs to be done about them. They have a million complaints. I guesss i have to add myself to the list.

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Keep sending Chase free money. They still haven't paid the FDIC the 1.something billion purchase price for

$50,000,000,000

of WAMU and subsidiary bank assets,+ late charges, + legal fees, +misuse of interstate phone line fees, +misuse of interstate mail violation, +++++ thanks for giving them money to make us all slaves. I'm moving to Egypt where they have brains enough to get rid of a preident that is incompetant, except as a pawn for the ARISTOCRACY.

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BELOW IS A DIRECT COPY AND PASTE OF A PREVIOUS COMMENT BY SOMEONE ELSE WITH EXACTLY WORD FOR WORD WHAT HAS HAPPENED TO US

SO READY TO FILE A LAWSUIT

PS.IS IT POSSIBLE FOR SOME KIND OF PRIVACY LAWSUIT RE MISHANDLING OF PERSONAL INFORMATION FLOATING AROUND SOMEWHERE AFTER WE FAXED 100'S OF DOCS IN WHICH CHASE KEES STATING THEY NEVER RECIEVED?

We hope you will be able to read this letter. We represent thousands of Colorado residents that have hope in The Affordable Homes Program. In theory, when President Obama explained the program, it sounded really hopeful in this economy. But we are not sure if these were just words or someone who is supposed to be implementing this program is not fulfilling their duties.

Our case is one of many we hear about in which the program did not work. In July of 2009, we sent all of the required paperwork to the Program Making Home Affordable Chase Bank in order to take advantage of the program. Nothing was said to us as far as the timeline of when we would hear back with some sort of results. Since then, we have been on the phone with Chase Bank representatives (they call them specialists) with zero results. We get a different story each time.

Last November (2009), finally someone told us that they have not received any of our documentation and there was no record in the bank������¢���¯���¿���½������¦.Right then and there she has arranged for a quick interview and said we qualified for the program. She has said that we were ready to enter a trial period of three months (we make 8 payments on time of trial Nov thru June #1) but we had to resubmit all of the paperwork that has already been previously submitted by us.

On December of 2009, We received a letter said the our trail payment has not been received. We did paid by phone on December 10th, we kept receiving this type of letter and if you see we did paid on time all the trial period.(copies attached #2).

We have kept calling every week or two to check on the status of the process with no resolution. In the meantime, they kept asking us for copies of our 2009 tax returns even thought they had a signed authorization to check with IRS. We have faxed those taxes at least 10 times to the Bank and each time we called to check with the bank and got confirmations of receipt from the people on the phone(copies attached #3).

The time has passed by, we kept calling every week. In May 26th of 2010 we received a letter that we didn������¢���¯���¿���½���¯���¿���½t get in the program Home Affordable Modification because we didn������¢���¯���¿���½���¯���¿���½t provide them with the documents that there request in the time frame. (!!!)(????). (copies attached #4).

Mr. Senator, you have no idea what the level of my family������¢���¯���¿���½���¯���¿���½s frustration is. We called again and spoke with another ������¢���¯���¿���½���¯���¿���½ specialist������¢���¯���¿���½���¯���¿���½ - Mike, who said that he doesn������¢���¯���¿���½���¯���¿���½t understand why the denial letter was received by us because he saw in his ������¢���¯���¿���½���¯���¿���½system������¢���¯���¿���½���¯���¿���½ we are in the program. That was very exciting. Mike made my day. Several days later, at the end of June, we finally got the contract.

They were going to reduce our payment from $1064 to $818.82 The contract explained that for seven years, the payments were going to be fixed at $818.82 and subsequently would go up but not to the original level of payment.(No copies of the contract , we send the all package sign and we never received our copies back)

We were telling our friends that the program works, and that it was worth keeping up communication with the Bank no matter how frustrating the process was. Each time I called, it took me up to an hour to get through to someone.

On July 15th, The bank cashed the check of $ 818.82 that we send with the contract, the call a quick payment(copies attached #5) and they advised us that our ������¢���¯���¿���½���¯���¿���½first payment������¢���¯���¿���½���¯���¿���½ was to be August 5th. We signed the direct deposit for the new contract ($ 818.82) It was established in the contract.

We kept calling the entire time to check on the contract status as we never received a copy of the new contract from the bank. Each time we called, we were told, we were approved: ������¢���¯���¿���½���¯���¿���½please do not worry about this, you are in the program������¢���¯���¿���½���¯���¿���½ now your first payment is going to be September 5th.

The problem arose when our funds were not taken out of our account for the mortgage payment ($ 818.82).

October 1st, no money was taken out either, we called and checked - once again were told: ������¢���¯���¿���½���¯���¿���½no worries������¢���¯���¿���½���¯���¿���½.

On September 7th there was an envelope received by us - turned out, Mr. Senator, there was a same contract with different numbers (copies attached #6). Now our payments were going to go up from $1068.66 (original payment) to $1071. We called once again; they told us that there was a mistake in their ������¢���¯���¿���½���¯���¿���½system������¢���¯���¿���½���¯���¿���½. We call Chase and asked whether we had a choice, they said no. What a joke!( Our economic situation was and still the same) We didn������¢���¯���¿���½���¯���¿���½t sign the second contract.

Chase kept sending us bills for $1067.99 (the trial amount), each time we paid on time November, December (copies attached #7).

On December 9th of 2010, the day of our 32nd wedding anniversary, we got 8 certified letters and others 8 letters in the regular mail (copies attached #8), said that we were in default because we failed to pay the required monthly payment since 03/01/2010. And if we don������¢���¯���¿���½���¯���¿���½t, pay within 32 days of this notice, Chase will accelerate the maturity of the loan. We are attaching copies of all the payments in 2010(copies attached #9) only 3 payments are Missing: August, September and October, this are the payments that Chase was supposed to take from our account, but the took July������¢���¯���¿���½���¯���¿���½s payment (direct deposit $818.82) as per their initial instructions.

Mr. Senator, this is our last hope to have justice. We are not the only people in this boat. But we feel that it is our duty to inform you what American Families are going through on a daily basis.

As you know the banks are hiring people with no experience and they give no training at all. And we the people are paying all the consequences.

We are so tired of all this������¢���¯���¿���½���¯���¿���½game������¢���¯���¿���½���¯���¿���½the Chase as be playing with us for almost 2 years. Please Help Us!! All this process has been a torture, the stress is killing us, we don������¢���¯���¿���½���¯���¿���½t know if tomorrow we going to have our house. 'We Don't Want To Give Up! All this time we did everything Chase told us to do, we send all the papers every time the ask for it, we didn't miss any payments in this long period of the trial. We Don't Know What Else To Do?

Since this is a really long story, we can send you a power of attorney for our Chase account so you can see the entire detail.

We know that they have all the ������¢���¯���¿���½���¯���¿���½records������¢���¯���¿���½���¯���¿���½, as each time we called, we asked to confirmed the notes from the previous conversation and you will also find all of the document and the two contracts that they sent us.

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I had a mortgage with chase home mtge. This property was sold in feb 2009. To this date, almost two yrs later, chase refuses to update my credit info with the bureau showing that this acct is closed with a zero bal. They have ruined my credit and have been useless resolving this matter. They refuse to do anything. This bank is incompetant. I would be interested in participating with your class action lawsuit.

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Do NOT pay over the phone"" THEY ALSO GET LOST" I am disabled and a widow all payments have been on time even the trial periods ( 7 all toll now) today I get a letter to short sell my house or else..Chase took over taxes and ins without me knowing and has added all this together with late fee's Not going to write a book here but all this happened because of a phone payment Chase either canceled or applied to another person's loan as they did apply another person's payment to my loan that started the whole ball rolling.No one will take on the task of helping me fix this I even wrote the President and was given web sites to that is all..

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after 5 years owning our home with no problems, we were informed we were loosing our home to eminent domain. We notified CHASE. They then held all our money in "suspended funds" and began saying we were late. They nailed us with interest charges and such. They have hit our credit so hard, we can not get another home now, and renting even looks slim. CT Senator Joe Markley has responded to my plea for help. Anyone in any State, PLEASE notify his office of your issues. He is trying to help us. The aid in charge is Pam (860) 240-0381.

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To All the people that are in forclosure or facing the threat of forclosure. Please ask Chase Home finance to show You proof that they own the mortgage! If they do not own the note or the mortgage they cannot forclose on Your home. More than likely Your loan is owned by a private investor(s) overseas. Chase more than likely is just acting as a bill collecter. See the Massachusetts supreme court ruling. http://money.cnn.com/2011/01/07/real_estate/foreclosure_ruling/?iid=MPM

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I'm also in foreclosure by chase I'm going toe my second meditation this week whee (my husband and i.)applied for modification i pray he get it .if not i would sue them also .let me know thanks.r.f. florida.

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To whom it may concern: I'd be more than happy spending the time to offer my story from Chase Mortgage that is so appalling that I cannot even fathom a company doing the same to others. After reading these online complaints, I"m right there with you all. I've been bent over by Chase Mortgage for almost two years over this Loan Modification, that I really don't believe exists! Please email me ASAP and I'll join this effort 100%...

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As many Americans we are trying to save our home.Im sitting here reading all these post and it makes me sick that Chase has done this.Like alot of us we are hard working Americans we make our payments on time and Chase tells us that we havent This has ruined our credit and now they are going to take my home because they say we are behind I have a copy of every reciept that we have made our payment on time.They also keep sending me letters telling me that we need to purchase flood insurance for the home..WE DONT LIVE IN A FLOOD ZONE.what the hell chase even went up on our payments and didnt tell us.When Obama was elected as president he promised the american people that we would be able to save our homes thru the obama home remodification we applied for this and was denied they tell us we make to much money..??????? We try to contact the bank and we cant get ahold of anyone and they dont return our calls.we even told them we would make 2 payment a months to get this caught up and they denied our request to do this Im so mad at Chase right now I dont know what to do or where to turn I dont want to lose my home How come the Federal government hasnt stepped in and done something about this and where is my money going if Chase doesnt have it then who does..yes we want in on the law suit we as AMERICAN PEOPLE have rights and we have the right to save our home.Its like we are the bad guys because they say we havent made our payments and we have.If anyone has info on how to contact a Attorney on this please let me know my number is 432-296-9190..someone please help me before I lose my home..

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December 10th of 2010

Michael Bennet

United State Senator of Colorado

2300 15th St., Suite 450

Denver, Colorado 80202

Dear Senator,

We hope you will be able to read this letter. We represent thousands of Colorado residents that have hope in The Affordable Homes Program. In theory, when President Obama explained the program, it sounded really hopeful in this economy. But we are not sure if these were just words or someone who is supposed to be implementing this program is not fulfilling their duties.

Our case is one of many we hear about in which the program did not work. In July of 2009, we sent all of the required paperwork to the Program Making Home Affordable Chase Bank in order to take advantage of the program. Nothing was said to us as far as the timeline of when we would hear back with some sort of results. Since then, we have been on the phone with Chase Bank representatives (they call them specialists) with zero results. We get a different story each time.

Last November (2009), finally someone told us that they have not received any of our documentation and there was no record in the bank�.Right then and there she has arranged for a quick interview and said we qualified for the program. She has said that we were ready to enter a trial period of three months (we make 8 payments on time of trial Nov thru June #1) but we had to resubmit all of the paperwork that has already been previously submitted by us.

On December of 2009, We received a letter said the our trail payment has not been received. We did paid by phone on December 10th, we kept receiving this type of letter and if you see we did paid on time all the trial period.(copies attached #2).

We have kept calling every week or two to check on the status of the process with no resolution. In the meantime, they kept asking us for copies of our 2009 tax returns even thought they had a signed authorization to check with IRS. We have faxed those taxes at least 10 times to the Bank and each time we called to check with the bank and got confirmations of receipt from the people on the phone(copies attached #3).

The time has passed by, we kept calling every week. In May 26th of 2010 we received a letter that we didn�t get in the program Home Affordable Modification because we didn�t provide them with the documents that there request in the time frame. (!!!)(????). (copies attached #4).

Mr. Senator, you have no idea what the level of my family�s frustration is. We called again and spoke with another � specialist� - Mike, who said that he doesn�t understand why the denial letter was received by us because he saw in his �system� we are in the program. That was very exciting. Mike made my day. Several days later, at the end of June, we finally got the contract.

They were going to reduce our payment from $1064 to $818.82 The contract explained that for seven years, the payments were going to be fixed at $818.82 and subsequently would go up but not to the original level of payment.(No copies of the contract , we send the all package sign and we never received our copies back)

We were telling our friends that the program works, and that it was worth keeping up communication with the Bank no matter how frustrating the process was. Each time I called, it took me up to an hour to get through to someone.

On July 15th, The bank cashed the check of $ 818.82 that we send with the contract, the call a quick payment(copies attached #5) and they advised us that our �first payment� was to be August 5th. We signed the direct deposit for the new contract ($ 818.82) It was established in the contract.

We kept calling the entire time to check on the contract status as we never received a copy of the new contract from the bank. Each time we called, we were told, we were approved: �please do not worry about this, you are in the program� now your first payment is going to be September 5th.

The problem arose when our funds were not taken out of our account for the mortgage payment ($ 818.82).

October 1st, no money was taken out either, we called and checked - once again were told: �no worries�.

On September 7th there was an envelope received by us - turned out, Mr. Senator, there was a same contract with different numbers (copies attached #6). Now our payments were going to go up from $1068.66 (original payment) to $1071. We called once again; they told us that there was a mistake in their �system�. We call Chase and asked whether we had a choice, they said no. What a joke!( Our economic situation was and still the same) We didn�t sign the second contract.

Chase kept sending us bills for $1067.99 (the trial amount), each time we paid on time November, December (copies attached #7).

On December 9th of 2010, the day of our 32nd wedding anniversary, we got 8 certified letters and others 8 letters in the regular mail (copies attached #8), said that we were in default because we failed to pay the required monthly payment since 03/01/2010. And if we don�t, pay within 32 days of this notice, Chase will accelerate the maturity of the loan. We are attaching copies of all the payments in 2010(copies attached #9) only 3 payments are Missing: August, September and October, this are the payments that Chase was supposed to take from our account, but the took July�s payment (direct deposit $818.82) as per their initial instructions.

Mr. Senator, this is our last hope to have justice. We are not the only people in this boat. But we feel that it is our duty to inform you what American Families are going through on a daily basis.

As you know the banks are hiring people with no experience and they give no training at all. And we the people are paying all the consequences.

We are so tired of all this�game�the Chase as be playing with us for almost 2 years. Please Help Us!! All this process has been a torture, the stress is killing us, we don�t know if tomorrow we going to have our house. 'We Don't Want To Give Up! All this time we did everything Chase told us to do, we send all the papers every time the ask for it, we didn't miss any payments in this long period of the trial. We Don't Know What Else To Do?

Since this is a really long story, we can send you a power of attorney for our Chase account so you can see the entire detail.

We know that they have all the �records�, as each time we called, we asked to confirmed the notes from the previous conversation and you will also find all of the document and the two contracts that they sent us.

The American dream Mr. Senator became an American nightmare.

Sincerely,

Fortunato Del Moral Margaret Del Moral

(720) 220-4007

Fortu1155 AT hotmail.com

PD. On December 11th, we got another 4 certified letters and others 4 letters in the regular mail.(copies attached #10)

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I am probably the poster child for Chase screw ups. Due to a divorce I started a loan mod in Dec 2008 !!! I was 1 (one) payment behind at that time. This was Wash Mutual at the time. I am wore out and still have no modification. I have been on countless "trial programs" and never missed a payment. As of now I am more than 15 payments behind. This all adds up when you have a 2 year delay in getting something done. I am ready to file a lawsuit. They (Chase ) need to be brought to pay for this and their run around.

My credit is totaly ruined. Anyone know a "junk yard dog" attorney ?

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I would like to join a class action suit. They are attempting to steal my house claiming that I am multiple payments behind. I have bank copies of all my payments. They just do not accept the information & persist. They are pathological liars. I am just making it now & cannot afford to lose my house, my credit & my sanity over them! Does Bernie Maddoff own this company"?????

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I am interested in being a part of the Chase Lawsuit. I have been in their spin bin for almost 3 years & my story is the same. They are unscrupulous and deceitful!! Count me in

Patti Gordon

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I can't believe how Chase has treated customers! It's insane anyone does any new business with them. I've been kicked out of the modification process twice to no fault of my own. The person assigned to my loan just stops returning my calls and pretends not to receive the last item requested. I could easily afford my home with a slightly lower interest rate but they're not interested in working with people. Their investors should be furious!

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WOW! I have read the numerous other complaints against Chase and I totally understand. After losing an income and aquiring medical bills and increasing taxes and insurance premiums we began struggling to pay our mtg pmts. We did everything we were asked to do with no results. I have a 2" thick file of paperwork that I faxed, refaxed, refaxed and guess what, they never recieved what they needed. No phone calls, no contact. I have been belittled and threatened and offered no help. This could be quite extensive as to what we have gone through with Chase. I will say this, we have had to pay an attorney $2000.00 to get our loan modified. We should not have had to do this if they were doing their job. They are part of the Government Program, but apparently JQ Public cannot report them for not working with us. Only a law firm can do that. I cannot enter into anything until the modification is complete. At that point I would like to be included in this lawsuit. I have had shingles over the stress this has caused, i have cried buckets and my husband is now on high blood pressure medicine.

You have our support!! Please include us

Teresa-Ivanhoe, TX

birdypeep AT yahoo.com

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same thing going on with me.my credit has gone to hell. they screwed me out of 1700.00 and iam still in the same boat

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Please forward my complaint.I have become disabled after owning my home for 12 years never once late on a payment my income has gone from 35,000 a yr to 12,000 and I have followed every instruction to a t from them since April 2009 to now Nov.2010.They have lied,ruined my credit which was perfect,and now are threatening forclosure by telephone.They refuse to send me registered letters stating my home is in forclosure and have caused so much enotional stress for 13 months now,that I am even sicker then I was.I have had to go with out my medication to make a payment,I only owe 45,000 & they still refuse to work anything out after refusing for many different reeasons aover the last 13 months Please help me.I can't loose my home now,This is all I have left now I am disabled.I was told to stop making payments to qualify for a modification,I have no place to go if they take my home....Please contact me Tracy Poland 401 Curtis Hill Rd Bryant Pond,Maine (207) 674-3781 tracy04219 AT yahoo.com Thank you & may god bless you

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I am in the same boat as all of these letters,I became disabled 3 yrs ago,my income went from 30,000 to 12,000,I have been lied to from April 2009 to now Nov.2010.by Chase.There has been no help with a modification of any kind.I have sent in every document they have asked for and have just been given the run around every time.Some thing needs to happen,I can't loose my home.Please help me...I was never late on 1 payment for 12 yrs.prior to my disability.They refuse to help me.

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MY HUSBAND AND I PURCHASED OUR HOME 3 YEARS AGO WITH CHASE AS OUR LENDER. WE HAD NO PROBLEMS TILL THIS YEAR WHEN MY HUSBAND GOT LAIDOFF, WE GOT A FEW MONTHS BEHIND SO TO CATCH UP I PAID 1800 IN THE LAST COUPLE MONTHS TO TRY TO CATCH UP. WE RECIEVED A LETTER JUST THIS MONDAY SAYING WE WERE IN FORECLOSURE, NO WARNING JUST BOOM THERE IT IS. WHEN MY HUSBAND CALLED CHASE THEY TOLD HIM THAT WE WERE 4 MONTHS BEHIND AND THE LAST PAYMENT OF 1000 WAS KICKED BACK BECAUSE THEY COULDNT ACCEPT IT, THE MONTHS NOT PAID WERE JULY, SEPT, OCT, NOV. HOW COULD I PAY AUGUSTS PAYMENT BUT NOT JULYS? ALSO THEY ARE SAYING WE ONLY OWE 55 IN LATE FEES, IF IM 4 MONTHS BEHIND HOW IS THAT CORRECT? TO TOP IT ALL OFF I CALLED MY BANK AND CHASE DID ACCEPT THE 1000, THAT THEY ARE SAYING THEY DIDNT IT WAS WITHDRAWN FROM MY ACCOUNT ON THE 12 OF THIS MONTH! I AM ALL THE WAY IN ILLINOIS SO I DON'T KNOW IF YOUR ATTOURNEY CAN GIVE US ANY ADVICE, BUT IF ANYONE HAS ANY SIMILAR STORIES OR ADVICE PLEASE LET ME KNOW! THANKS

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My parents have also been through the same issues with Chase. They applied 4 times for MOD and all times they said they didn't get the paperwork. I myself faxed the papers from my government agency fax machine and still have all fax documents showing that it went through- no questions, what they did with it unethically shouldn't be my parent's problem.

They also told them that they had stayed their foreclosure until the application was processed... they didn't, and they foreclosed on parents without their knowledge- until a real estate agent showed up at their door and informed them. My mother, in tears, tried to get it cleared up but was actually HUNG UP on when trying to get to someone that would/could help her... which we now believe there is no such person.

Please include my mother:

Nora Slay

Senioa, GA

slaysmith-at-gmail.com

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I would like to join in your suit against Chase Hoome Finance. I modified my mortgage 2 years ago with no problems. Now they decided to escrow my taxes (after saying they would not at time of modification) to increase my payment by $520.00 per month. Of course being a single mother of 2 in college (which my ex pays) I simply can't afford more than what i agreed to at time of modification. they have raised my mortgage up so high that it is more than my paycheck of which i am paid biweekly. Just last week I had to decide - mortgage or electric? paid mortgage and have to now pay late charges to electric cocmpany. How do these companies get away with this while those big companies that got the economy in the mess it is get millions in bailout money and those of us who live paycheck to paycheck are the ones paying for their misdeeds? My credit is shot and i will probably never be able to raise is much higher than it is currently. I just don't understand how the government which claims to want to help the lower to middle class get bck on their feet. there are at least 2 other people working in the same health system that i know of , 1 has been interviewed by the local NBC channel and has since found another home, the other is a woman who isssss in the process of divorce with young children and receives very little if any support from her ex who may have to move prior to the christmas holidays.

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Hello everyone. I, like a lot of people in this country, have been mislead and unethically been harassed by Chase. I would like to reinvigorate our fight to see a class action suit against Chase and with everyone's will and contribution, I believe we can achieve our goal in putting Chase where they belong.

I would like to invite all of you to contact me at fightforyourhome AT gmail.com. Feel free to share your story, put your bid in for a Class Action Suit shall it proceed, and voice your opinions and ideas on what I can do to help our struggle.

Like many of you, I have a good amount of documented attempts to resolve my matter with Chase as well with every call and a meeting with a modification agent recorded. I have audible evidence that Chase is participating in unethical practices in order to steal our homes.

My plan is to construct a packet of these notes and recordings and along with your printed statements and package them to send in a viral fashion to the media, gov't officials, and every public domain available.

My exposure is my key and with furthering our strength in numbers, we can be a voice so loud that it can no longer be ignored.

Please join me and the world to end this monstrosity of a financial institution. Also check out the following site to read more unhappy consumers of Chase:

rallycongress.com/chasehomefinance

Your help is appreciated.

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I would like to know some more details before I can release any more personal information. Like many others we have been trying to arrange a modification and like all the others have been shoved from pillar to post, registerd mails signed for with sensiive info etc. not recorded, lost etc.I have records of all contact over our 18 mnths of sending in repaeted requests for more & more info, only to be passed(lost in a loop) to another outside "person" !I had my SS # hacked/used and had trouble getting my bank acct. reinstated thru no fault of mine - I suspect that it was probably one of Chases's sub contractors. Plse advise etc. Thx

This is confidential and hopefully is not a Chase attny fishing!

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Your and other complaints are like mine.

I tried for a modification on the suggestion of Chase 2 years ago. I doubt anything can be done in my case but hope to help others.

I have a VA loan, When I tried for modification was first rejected for not making payments. I reminded Chase they were the ones who told me not to make payments during the process. Due to their rules, I didn't make payments and then penalized for that.

I then was told to redo the application which I have done at least 5 times if not more. I would get a "trial plan" and snd start making the required payments. After 1 or 2 payments I would be contacted and advised the plan denied for reasons I had no idea about. Like not turn in paper work (which I did same day of application) or or for missing a payment. This occasion I was sent the plan on July 17th and then denied for not making the 1 July payment I didn't know about.

Each time I did the process it would take months for them to do anything and told not to make payments during those times. Now my house is to be sold at auction on November 30 which I just found out about a couple of days ago. My lsst app for modification turned down for not making at least 12 psyments, never mind I was told not to make them or when making them told to stop as they found some obscure reason to deny the modification.

Top it off they ruined my credit as they reported me late on payments even though they are the ones who told me not to make them.

This is just plain fraud on the investor and Chase part. VA says their hands are tied to help.

I would love to be part of this suit even if can't save my home.

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I am in the same boat as all these others and looking for a class action Law Suit against Chase Bank!

My name is Mark Chandler and have been trying to modify my home now for 2 yrs. Last April of 2010 they approved the Mod and I paid them starting in April for 4 months. At that time I received a letter from Chase that my Mod that was APPROVED was taken away from me for the same reasons of many of these other people. They said it was denied after being approved because of some paperwork that they did not receive and was not signed by my EX wife that is not even on the loan! It, the home was awarded to me via the divorce and I was approved with my own income in April then taken away because they would not continue to let it go thru because they wanted my EX wife's sig on the paperwork to!

I am a liver transplant patient and all this stress now has cause my kidneys to take a hit because of the stress they have caused me concerning this matter.

I obtained a Lawyer Last Oct of 2009 in which he got the Mod to go thru in April and was just so pissed when he found out they took it away in July after I had made the 4th payment on the approved Mod! So he again started the process all over again and this time I had my EX sign the paperwork but it is the same thing all over again. They wanted proof of her paying me Alimony in which I sent over to them court orders saying that I am receiving $650.00 a month from her and my renter agreement of 6$600.00 per month as well! They are telling me that both are not proof enough and they are going to deny the whole thing again!

I do not know what to do next as it just seems they will not work with me on this matter and want my home. I have nowhere else to go and on a limited budget but able to qualify for their mod with Pension, Alimony, Social Security and Renters payment which make my total income of about 3,200.00 a month!

I need to find a class action Law suit against these home stealers and looking all over for a Law suit against them!

Can you help out in anyway?

I live in Oakley Ca and would like to join this Class action Law Suite against them. They also took $5,000.00 from me from my escrow account saying it was theirs because of this whole mess!

You can reach me at 925-679-9951. If I am not home pls leave me a message and a phone number to call so i can get in on this Lawsuit with you and most likely many others!

Sincerely Mark chandler My home loan number is 306-108-0598.

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can you email me at sthomison AT centurytel.net I tried to email you however site only allows 4 per day and bet you get a bunch.

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i have completed 3 sets of documents for a loan modification. the 1st set they say they did not receive. the second set they say they did not get completed paperwork. the 3rd set i faxed and i once again got a letter saying they did not receive. i have sent every thing they have asked for and more. if you call all u get is the run around and a argument. never the same person. was current with loan until about 4 months ago. now they say if i don't make my payments current they will foreclose.

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I have been going thru Chase insanity for 2 1/2 years & will definitely be a part of the law suit.

I can be reached at 714.287.0329

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I have the same problem many of you have had. I have been trying to get the loan modified for over a year. I never deal with the same person and they never send the correct paperwork.

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Chase has spent two years reviewing my request for a loan modification. All they ever ask for is bank statements and tax returns.

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I would be interested in joining your class action lawsuit against chase. Please e-mail me.

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I would like to know more about the late payments postings by CHASE. Please contact me.

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I suddenly feel surrounded by my peers after reading all these comments after feeling so alone for the past 2 years dealing with Chase.

Formerly WAMU lost three complete short sale packages with all of our very sensative personal and confidential information. The third was even hand delivered to their Jacksonville office by myself. Got signatures that it was received and dated. Useless.

We have filed for bankruptcy, the home was foreclosed on and sold for $100.00, no misprint, one hundred dollars. The short sale packages included the potential buyers approved loan information from Bank of America for $240,000.00. REALLY sad and was unbellievable to me until reading these comments.

We will complete our Chapter 13 Bankruptcy and start over on our credit history in 3 years. We thought we'd be getting ready for retirement.

Unbelievable. We hope and pray that someone will be able to help us all.

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Our original loan was with BNC then it was transferred to Chase. We have submitted every piece of document they've requested practically every 60-90 days for a loan modification. They ultimately denied our request for a loan mod due to incomplete pages of our bank statements which could have easily been re-submitted since they were also the ones who misplaced it. We were able to stop the foreclosure; on the trustee sale, it showed that wells fargo was the lender and we asked Chase personnel if they sold it to wells fargo and they said they don't know why that bank would be involved in the first place because as far as they were concerned, Chase holds our note and is foreclosing on us. I don't know when the next bank will attempt another foreclosure but I really don't understand how we can possibly be approved for a loan mod. No one there seems to know what it entails to be approved for a loan mod. The department is manned by inexperienced and undertrained personnel. We would like to be part of a class action lawsuit against CHASE.

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This entire home modification by Obama is a scam on the American that have put us in this problem. Chase has no desire to make any home Affordable. It works like this

Chase will lower your payments so it seems like you can stay in your home. But when you go to sale it you will finde out that it is still underwater and Chase gets it back. So basicly you are nothing but a renter to Chase Bank.

And the Obama Mortgage reduction program. No body can even tell you about it. According to Congressmans Miller office there is no program to reduce your Mortgage.

This is the biggest scam to be played on the American people. When is the US Government going to represent the American People and not Wall Street and the Banks.

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After reading all this on Chase, Sounds like the FBI should get involved for the RICO act. Rackettering. They can not have this many compliants by this many people as an error.

This is deliberate, conspriacy of the head of Chase Bank. They have to know what is going on. They are not fixing it, it has been over a year and a half since I went for a loan mod, same story as the rest.

Someone from the feds needs to look into this..they deal in federal money and loans. The Feds need to take a part this company piece by piece. Come on OBAMA, put your money where your mouth is...get the feds involved...surley you jhave pull there..good God.

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My story is so similar in regards to chase home finance, their incompetant business practices, lack of cooperation, the list goes on. We have been trying to work with them on a loan modification for over a year now. They have recently returned our "trial payment",with no valid reason. An employee of chase emailed our loan information to their home computer and sent us a letter telling us "no social security numbers" etc was sent. Im sorry is Chase clueless? All our finacial information, including social security numbers are in these documents. Obviously, Chase can not be trusted with our personal information. Chase is a joke. I have kept a running log of dates and times and whom I have spoken to at chase, their answers change each time we call, even 3x in one day. Im hoping a class action suit happens against chase, just tell me where to sign up please. We are do not know from day to day if they are going to foreclose. We have been extremely proactive in trying to work with chase however we have had no results. Please someone get this ball rolling.

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I think my husband and I could go many different lawsuits against Chase. They have been completely incompettent in handling a loan modification - they must lose every piece of paper that has ever been sent or faxed to them. You never talk to real people who identify themselves and never talk to the same person twice. My issue is not with payments being lost - but I think some lawyer out there could get Chase on many, many issues surrounding payments, short sales, forclosures, load modifications, etc. They have trashed thousands of peoples credit and lives with the simple excuse that they are overwhelmed. Yet they still seem to profit.

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Story after story I see here, but is there no attorney willing to bring a class action suit against Chase?

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i am definitly interesting in signing up if you please email me the information. we had a fixed rate mortgage but ever year they kept increasing our payment saying we were not paying enough in escrow. so finally afer the 3rd year our payment went from 1100 to 1500. so we entered into the modification, after being in the trial for over a year we recieved a letter they kicked us out do to documents missing this was an error they had everything on file and even told me they did but nothing they could do. turned out my mom knew someone that dealt with mortgage companies and her she worked for chase, they even told her to tell us sorry they couldnt do anything on the error they made. so she went to the vice president of chase and they have been working on it for 4 months nothing, i have been told we have been transfered to another company, but they will not transfer til its modified. so i got a letter today from the new company saying a total of what we owe. i called the new mortgage company today to ask what are payment is and when its due, they told me that the mortgage was transfered in feb.2010 & i was never notified. mind you we have been paying chase up until july of 2010 and they have been taking our payments and supposively they dont even have our loan anymore. about 4 weeks ago, we recieved a letter from chase saying we were overpaying in escrow ( the whole reason we did this program in the first place) and they owe us 2000. but will not give it to us because we are behind which we have never been later on a payment, they told us to stop paying until they get our loan worked out.

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My name is Patti Gordon and I would like to be involved in the Chase Class action law suit. I will be more than happy to share my Chase nightmare. It is time Chase be held accountaable for their deceptive and unscrupulous practices that have harmed masses of people wha are tyring to save their homes as well as their dignity!

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My situation is the same as the others, lots of being jerked around. Today I get a call that they have set me up in a new program. Somehow money appeared in a suspense account that wasn't there three days ago, $10,000 of interest I owed a week ago isn't owing today, and all I have to do is pay just under $1,000 and my loan is current - not in default anymore. Is this real or a trick? Anybody else heard of this? They called me three times today to try to get me to take the deal. What's up?

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Looking for an attorney to take my case in Texas. We can just Ditto everyone's story.

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Same stories all over the nation...we too have been given the run around from chase..loan mod always being handed off to some one else...then being told it ended up in the wrong dept...chase threatening foreclosure...has to be something done about chase...and fast before a lot of homes are lost and families destroyed....we want in...any info on how to get there would be greatly appreciated. scoobylee3 AT yahoo.com

Letha R

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Can you please provide me with your lawyer's information? I'm looking for one also, almost same situation. I've been jerked around by them for the last year and a half, I have documented everything I sent in to them, and have been documenting every phone conversation I'v ehad with them since March. I know I have a case! They are scum, and they need to be taught a lesson.

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Is Chase holding a "suspense account" for anyone else? They are holding about 4 months payments in a "suspense account" and are not applying them to our account. I have been told that they cannot apply them until another forbearance is in place.

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Every story listed here is exactly, or almost exactly as mine. Same treatment, same excuses, no one at Chase EVER having the same story to tell you. Paid forebearance amounts for 5 months just to be told I didn't qualify. I have written to the Senator of VA 2x, Governor of VA 2x, OCC 2x, BBB 2x, The White House 2x, NAACA 2x, and others I can't even think of right now to no avail. It's very sad to see that big lenders can get away with this kind of underhanded, illegal tactics and there is nothing the "little" peopel in the world can do about it. I am SO fed up and stressed out I hired an attorney's office to deal with them from now on. For my own sanity and health I just can not do it anymore. This has left me broke on top of everything else. They are so blatant about everything they are doing. I just can't believe no one is holding them accountable. I have all of my paperwork as well, and the stories out here are mostly the same. They are selling peoples homes from right under them. I hope and pray they get what they deserve in the end. And, I hope and pray I don't lose my home in the process.

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I too have been a customer of Chase Home Finance and JP Morgan Chase for my second mortgage. Got into some trouble last May, asked for an extension on the mortgage payment, was offered a loan modification with trial payments for 6 months at a rate about $1,000.00 below the current mortgage payment. Of course, we said yes because the value of our home is $175k below what we owe and thought it would be good idea to modify the loan. They jerked us around for 8 months, took our money, told us in January that we had qualified for a loan modification. We never heard a word, phone calls when unanswered, when we did get someone on the phone, they knew nothing about what was going on, and they would not accept any more payments from us. In April they told us once again that our modification had gone through and we would be receiving all of the paperwork to sign and return. Now mind you, we have been paying the second mortgage all along while this has been going on. Two weeks after Chase told us we had been granted the modification, they SOLD the mortgage to another lender, Wells Fargo, which is managed by Quantum Servicing. It is now 4 months later, we have had to resubmit all of the modification paperwork to Quantum, who advised us last night that they could not entertain a modification and would begin foreclosure proceedings or discuss an exit strategy with a payback of any delinquency of the mortgage. This has been a freaking nightmare. I DON'T SLEEP at night, I am ill over all of this and my next stop will be a bankruptcy attorney. Chase did this to us and we are still paying the second to them.

If there is anyone out there who has started a class action lawsuit against them, please post it somewhere on the web so we can join in. This is sooooo unfair and the banks are running amok in this country. Something needs to be done.

Thanks for letting me rant.

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OUR LOAN USED TO BE WITH WAMU THEY AT WAMU OFFERED US A RATE REDUCTION, IT WAS THERE IDEA,AFTER A YEAR OF LOSING ALL DOCUMENTATION AND CONSISTENT CALLING WE GET A CALL FROM CHASE THREATING FORECLOSURE AND INFORMING US THEY HAVE TAKEN OVER THE LOAN. THE WHOLE TIME WAMU WAS WORKING ON THIS THEY KEPT TELLING US NOT TO SEND A PAYMENT BECAUSE IT WAS SCREWING UP OR PAYOFF FOR THE NEW LOAN. I HAVE THIS ON TAPE TO PROVE IT, NOW OUR CREDIT IS SCREWED AND THEY ADDED UNREAL AMOUNT OF PENALTIES AND INSTREST, WE ARE SAVING UP TO GET A ATTORNEY AND ARE GOING TO TRY TO GET OUR CREDIT BACK. WE HAVE BEEN MAKING PAYMENTS FOR THE LAST 5 MONTHS TO CHASE AND TODAY WE GET A LETTER OF FORCLOSURE DUE TO A NEGETIVE BAL OF $140 AND WE ARE ON AUTOMATIC WITHDRAWL, SO WE CALLED THEM UP AND THEY SAID NOT TO WORRY IT WAS THERE FAULT. WHATS NEXT

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My situation is about the same as almost everyone else's here, so I won't go into that detail, but here is what I have done: I sent a letter to my US Congressman, my 2 US Senators and they said they would file a complaint to the OCC (Office of the Comptroller of Currency) on my behalf. I also called the Ohio Attorney General and subsequently filed a complaint (there were 160 other complaints listed under the address in Columbus. All were aware of these practices, but can't fight for individuals due to law. I did get a call from a nice guy at Chase, Chris Elliott and he looked into why I was declined. The info said I didn't send in all of my information and he reviewed the scanned documents and said that the form in question WAS completed and he couldn't figure it out. He went to the executive level there and asked what can be done and they said since IBM took it over then we need to deal through them. I will be contacting a local attorney, as my state Attorney General gave me the name for free legal advice in my area specialized in these matters. Damn, I am so pissed. My credit is ruined by these guys. The most recent activity was to make our September payment to IBM Lending Services and they wouldn't take it. Said we needed to complete all of the paperwork - I did it twice already, so here we go again...

Oh, additionally, go to your local branch and ask the manager (politely explain the situation) and ask them to make a call and get a print-out of your payment history for your mortgage. I included that in my letters listed above.

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I have been dealing with Chase on a loan modification for two and a half years. I am only trying to change my mortgage from an ARM to a fixed rate. Whenever I called for a status, no one could tell me anything. I finally threatened suit and was assigned a specific person. I learned my modification was denied by Chase's collection department calling me at work - no written notification, no phone call from the person I was dealing with. Mind you, Chase could never call me with a status at my work or to let me know they needed additional documentation, but their collection department did not hesitate to contact me at my work. I have still received nothing in writing from Chase regarding the modification being declined or what the next step is (i.e., catching up payments, appealing decision, etc.). The only contact I have had is the one phone call from the collection department demanding immediate payment of all past due sums.

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When I refinanced 2 years ago with Chase I brought 7K to the table. Altho I went through the modification process earlier this year (for 6 months) they declined with no explanation and initiated foreclosure. Chase is now "negotiating" a short sale (which has been going on for another 6 months). What is wrong with these people. I am a senior citizen, they initiated foreclosure and are not working towards a short sale....Obama's solutions are not working. Chase does not care and I hope someone will initiate a class action suite which I would like to be a part of....am tired of criminal mortgage companies...I got burned by Ameriquest several years ago.

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Dear Senators,

When are we going to hold our lending institutions accountable?

Banks made billions of dollars making crazy fraudulent loans, pushed by politicians trying to make home ownership a "right" instead of a "privilege".

Causing our financial world to fall apart! Leaving hard working Americans financially devastated!

Banks have been given billions of "bail out" dollars but have done VERY little to help struggling Americans.Yet, Americans will pay for the bailout bill.

Banks where given loans 60% on the dollar that are insured 100% if a borrowers defaults. What is the incentive for banks to help homeowners?? modify any loans?? They make more money in the foreclosure business!! $1,000 incentive for banks to modify a loan? Really?? How crazy is that, when they can rack up fees for years and add that on to their insured loans.

Americans are angry tired of the fraud, lies, and promises from the banking industry!! We NEED YOUR HELP!!

Americans are being held hostage by these banks, that have been given American backed funds. Property values have plummeted and are too low to refinance. Ethical, educated, credit worthy, hardworking American homeowners, have been steered into crazy "predatory loans", AKA fraud.

Our economy continues to weaken, unemployment continues to rise, property values continue to decline, Americans are loosing their homes in record numbers!

BANKS NEED TO BE FORCED TO "DO THE RIGHT THING FOR AMERICAN"!!!

WHERE IS THE ACCOUNTABILITY FOR THE BILLIONS OF DOLLARS TO BAIL THEM OUT???

SENATORS, AMERICANS NEED YOUR HELP!!!

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This is such a nightmare! i too have been pushed and pushed by Chase bank for to long.I was talking to yet ANOTHER random chase employee,because now I'm getting letters at my front door from some outside company that works with Chase to provide loan mods because the 5 I've been offered from Chase were all denied with no explanation.I called to find out the legitimacy of this company.I was told they work with Chase to provide loan mods when you cant work one out with Chase themselves.I told him my tales of woe.BUT this time I actually got something NO ONE would ever give me.I've asked and asked for my under writers number.A manager.anything.everytime I was told there is no number to give.Well today there was. this guy actually gave me an under writer managers direct line!! and i left a message full of 2 years pent up anger.I've been told time and time again someone will call.No one ever did.Now I get to call...time and time again.And if I'm allowed to here, I'm posting this number. Her name is Kim Cochrane.Her direct line is (813)881-8020.I do not know yet what will come from the rant of a voice mail I left.But I sure hope if for nothing else, this number will help anyone else that's been told NO you can not have any ones number.Well call YOU! I'm so tired and so sick.I'm at my breaking point with this.I'm glad I found this site.I've felt so alone in all this. The stress became so much that it destroyed my home life and in the process I've lost my girlfriend of 4 years and our 18 month old daughter.I've lost so much just trying to have a place to call home.Chase has made this into a coffin.It feels so dead and empty now.I'm so glad to see I'm not alone and so mad that so many of us have had to be crushed like this.

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We also have been jerked around for about the past 2 -2 1/2yrs by Chase. They have ruined our many aspects of our lives. Made promises they never even tried to keep. Not to even mention the harassment, nor sending a rep to our home on three separate occassions

posing as a court officer. They have been rude/fused to work with ourselves or our attorney.

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Ironically, I made an offer on a condo as a first time home buyer about 5 months ago on a short sale that was accepted by the owners and has been in the hands of Chase for 5 months. I received a call from my agent today that the title company said the house had been forced into foreclosure on the county steps today. So much for being a first time home buyer with all the tax incentives, so to speak to boost the economy. We really wanted that house for our son and to start investing for his future. Thanks Chase!! Blue

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I went to this website today, August 23,2010:

www.LawyersAndSettlements.com

The more people that go on to post their stories may increase the likelihood that they will pick up our case. They already have one going against Chase now for flood insurance.

I'm working every channel I can find to bring light to this situation! They have MESSED WITH THE WRONG GIRL!

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I want in also!!

Hello,

So much for any help from President Obama's real estate packages.

Our house has been on the market for almost 3 years and we have

lowered and lowered until we were up against a short sale. Now after

getting our first bid in over 2 years we have been denied a short sale

by J. P. Morgan Chase (one of the receivers of the stimulus money) and

also the bank making record profits like never before.

The kicker in all of this is that Chase Bank that holds the

second(home equity) on the house has demanded that the house sell for

$70,000 over what is even owed to the bank. They have been very

abusive towards myself and my realtor hanging up many times and being

very unprofessional.

Now with this unreasonable demand they are keeping the short sale from

going through and this will force us into foreclosure. How can the

banks getting away with this outlaw approach towards peoples lives.

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I am interested in joining this lawsuit. What do I have to do? I have an Option ARM w/ Chase and there just making rates up! I have the Note and I don't know where they're getting these paymetns from!

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To All of My Friends in the Struggle:

My story reads exactly as many of the ones that I have found on this site. I am STUNNED! But Chase has picked the wrong girl to mess with!

We have to let Chase know that we are NOT going to take this lying down! I�m calling everyone�Congressmen, Chris Hansen, Tom Brokaw. ANYONE who I think cause a ground swell. I am in the process of looking for a lawyer who is not afraid to champion this cause, as I�m sure you know is going to be a challenge. If you are interested in taking your case to Washington let me know�.I want to rally outside of the White House and let the President know that Chase has taken this idea of Making Homes Affordable and used it against the very people it was developed to help. Please let me know if you are interested in organizing. I�m going sometime this Fall 2010.

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Hello everyone. I, like a lot of people in this country, have been mislead and unethically been harassed by Chase. I would like to reinvigorate our fight to see a class action suit against Chase and with everyone's will and contribution, I believe we can achieve our goal in putting Chase where they belong.

I would like to invite all of you to contact me at fightforyourhome AT gmail.com. Feel free to share your story, put your bid in for a Class Action Suit shall it proceed, and voice your opinions and ideas on what I can do to help our struggle.

Like many of you, I have a good amount of documented attempts to resolve my matter with Chase as well with every call and a meeting with a modification agent recorded. I have audible evidence that Chase is participating in unethical practices in order to steal our homes.

My plan is to construct a packet of these notes and recordings and along with your printed statements and package them to send in a viral fashion to the media, gov't officials, and every public domain available.

My exposure is my key and with furthering our strength in numbers, we can be a voice so loud that it can no longer be ignored.

Please join me and the world to end this monstrosity of a financial institution. Also check out the following site to read more unhappy consumers of Chase:

rallycongress.com/chasehomefinance

Your help is appreciated.

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Well it's offical we are now being forced to file for Bankruptcy due to CHASE ! We have had nothing but problems with them for along time . We were on a modification loan for the past year and a half ( which was a pain in the ass to get on) only to have them refuse ouy May 2010 payment and slap a forclosure notice on our front door ! We have been paying on time and sent payments via western union to have proof of payment. We can not get any answers as to why they are doing this ? It's so jacked up and completely unethical. How can they get away with this ? I think they are all about our federally insured loan so they get most of the loan dollars back and on top of that they get the house to sell ! They are screwing good people all over america. Where's the CLASS ACTION ???? LET'S GET IT GOING !!!!

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I want in as well - I have pages and pages and pages of documentation of the lies I've been told

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The same thing is happening to me. When I tell people about it they think that I am making this up. I am calling the state attorney office today. There is definitely fraud going on here. I wonder how many others this is happening to. I want to join this class action suit.

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I went through the same thing only they sneaked the sale date and eviction notices secret. Not a single notice. I even hired a attorney to work on my loan mod. I know it's against the law what they're doing so if any attorney can help please let me know. I've even turned them in to the DA's office.

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I have been a customer of Chase Home Finance since 2004. I applied for a modification June 2009 and was later told in 2010 I did not qualify. After sending the packet for the modification several times thru fedex and fax. I was told they needed more information or told me it was in review. I was told in June 2009 to make lower payments amounts while in trail modification only to have more late fees applied to my loan. Causing me to further behind. Isn't there a law against that? Applied 7/21/10 again for the HAMP modification and I just bet they'll tell me I do not quailfy. That we make too much money. I need a attorney that will represent me. That is not afraid on Chase and will not take a payoff. Also I was told my loan was bought by another bank. I had to prove payments as well, several times. Isn't it a law to be charged $20.00 just to make a payment?

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I want in!

We lost our business; tried to work it out w/ Chase. I have gotten the run around. Severval phone calls; faxes and emails and nothing to show for it.

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Same treatment from Chase as described by others here. I now know more about their policies and procedures than most of their employees! I have spoken with 200+ people from collections to the executive resolution department and every department in between. They all give deceptive and fraudulent advice and information. Please contact me with an attorney that will help.

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I am looking for attorney not affraid to take Chase on I have a bag of information on my house people would not believe the last great thing they did is my 2cond mortgage when registared was reg under one transaaction code against law and is tied in with my first, they now have sold that usecured debt, with no leagal right to sell to a debt collection, WHAT and that is just one small thing in a even larger deal. Sherry

I am U may reach me at swrightcrow AT yahoo.com lets get going.

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Please tell me whom I need to contact about this law suit or how to start one. My wife and I live in Sellersville PA and we have been going through the same thing with Chase. WE have a 1st and 2nd loan through Chase. In November my work completley fell off the map. I am a self employed contractor for new housing. We called Chase right away to ask them for help they said we needed to pay something to the loans so we made partial payments as directed to by one of Chases reps. After we sent them the checks they cashed them and said they couldnt apply partial payments to our loans, and there was nothing they could do to help us untill we went behind 3 payments. Well unfortunately my work still hadn't picked up and I couldn't make partial payments to them because they wouldn't apply them to my loan. Well 7 days after my 3rd missed payment they sent me a certified act 91 letter stating they were foreclosing on my home. Chase wasted no time getting that letter out to me. So at that time I contacted the Bucks County Housing Group and made an appointment to stop my foreclosure on my home. When they called Chase they put us in for the Obama plan and sent us all the paperwork we filled it all out sent it right back to Chase in the beginning of Feb 2009. We called Chase the next day after we faxed it and a Chase rep said they Received it all and are reviewing it. Well in the mean time they gave us a forbearance for a lower payment untill they reviewed the papers we sent them. We were told by Chase in the mean time just pay the forbearance on the first dont worry about paying on the 2nd loan through them It will fall in line for a modification when the 1st is finished with there modification. So we called and spoke with someone from chase on the 2nd to make sure this info was correct. The 2nd said that was correct dont pay till the 1st was adjusted. A month goes by no calls from Chase we called them they said its still being reviewed by them call back in a few weeks. We Called Chase repeatedly for the next several months and were told the same thing its being reviewed. Chase never called us we always had to call them and every time we were faxing them new documents bank statements and everything else they wanted from us we kept all fax conformations and copies of everything we sent to Chase. Finaly they said there was paperwork in the mail for trial payments for 1,470 we were approved for the re modification under the Obama plan just make the 3 monthly trial payments they started in nov of 2009 note that was almost a year after the 1st missed payment. Every month we sent the Payment 2 weeks early they cashed them always on time we thought the worst was over. After the 3rd month of the trial payments I called Chase of course to see where the paperwork was in there system. I was told by Chase it was in underwriting just keep making extended trial payments untill the final paperwork was sent out for us to sign. That was in the beginning of march of 2010. At the end of March We contacted Chase again. I was asked to Fax a copy of some tax form that we had already sent them 5x. I faxed it to Chase within an hour of me speaking to them. Anyway the same day I called them we were told by a Chase rep within 7 days the final paperwork should be mailed to us from the underwriter just sign it and it will be complete. All of the sudden we got a call from a collection agency for the 2nd loan for lack of payment. I called them right away and said there was a mix up we were told not to pay on the 2nd by Chase untill the modification was complete because Chase was going to adjust that payment too as soon as the 1st one through Chase was complete. The collection aency said there was nothing they could do so we called Chase and they said they would not review it with me because they sent it to collection. So I called the collection agency again and they said they would let me make payments for 6 months than they wanted 92,000 dollars in full. "ARE THEY NUTZ" 4 Days later we received a letter stating we were turned down for the 1st loan remodification for a lack of a tax form that we sent to Chase 5x and we sent them copies of our 07 08 and 09 tax returns 3x. So now in June of 2010 I received a letter from Chase again saying they will give me a 3 month forbearance again and that I can not re apply for the Obama plan again. When I was turned down for documents that Chase said we didnt send them but I have fax conformations and copies of all the papers that were sent to Chase 5x over. The end result from listening to incompetent people over the phone from Chase is now my house is in limbo, I have 3 kids that are all upset that we might half to move them from there friends and schools a wife that is all stressed out and my blood pressure is through the roof, collection on a 2nd loan for 92,000 dollars from Chase that I was told by Chase not to pay on till the modification was complete on the 1st loan, and all this time the arrears on my little 250,000 dollar ranch house are at 29,000 and Chase is making it so I cant catch up. Someone tell me where to sign for this law suit and whom we need to contact Please. All we asked for was a little help its not like we dont want to pay our bills but now they have made it so hard that we will never catch up. My credit is shot and I might not even get a place to rent with my credit now.

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I have had the same issue as all the complainants in this complaint area. when and where can i sign up for the class action soon, has anyone contacted Obama with all this information. Please do so he will get with the program and do something

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I want in on this Class Action as well.

In November 2008, we received a signed re modification from Chase and made the first payment via western union. We then got a letter from western union that Chase would not accept our payment. We called them and then sent the money again. This went on the 3 months and then we got a notice of default. Once my husband finally got to speak to someone, they told us the apply for the new Obama modification program. We did and then was told of our new monthly payment. For 10 months we made the payments on time. We then got the modification papers in the mail. Chase did not apply any of the mortgage that we paid since November 2008, added 45,000 to the loan and added 5 years to the loan.In addition, our mortgage went up $1,100 per month.

When we called to question all of this, they sent us a list of all of the fees that added up to the 45k. The statement they sent us only added up to 30K and included all kinds of things like attorney fees, late fees etc. We then call and spoke to yet another person, they sent us another statement of fees that had a totally different amount. We were advised not to send any more payments. We went to an attorney to stop the foreclosure and have a court date on the 16th. If I can I want in on this class action suit as well.

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I have been trying to get a modification with Chase for the pass 24 months. They have been giving and husband the run around. We have filled out the package about 10 times and to this date we have not yet got that sort out. We have been making payments and every time we speak to someone at Chase we get a different story. I am so tried and I can not afford to lose my home because I have 7 children in which 4 is in college. What do I do? They are saying that my house is in foreclosure even though I am sending them payments.

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I have had similar issues with Chase. I started a mortgage modification almost a year and a half ago and followed every order imposed by Chase. Now, to date, they are telling me I am not in compliance and am past due after I have wired the money into their account on time each month!!! Now my loan is in the process of being charged off after they screwed up. They can't even tell me where my loan is or what is happening currently with it. They don't even know that it's a fixed 2nd mortgage and not a line of credit! I can't take it anymore. I have been on the phone daily for months just trying to get someone to help me and no one can. I don't know what to do at this point. They have ruined my credit.

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I want in on this class action. Chase has been jerking me around royally. I fell behind 2 months. I mailed a payment and they never cashed it. I went to the branch to make another to get me caught up and they would not take it. I called Chase and they said they put my house in Foreclosure without even notifying me. If I did not call them, I would have lost my home!!!

Our bailout dollars at work!!!

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We also got a notice yesterday stating they were proceeding with forclosure... stating they have not received payment since January 2010 when in fact I have the statements and the western union payment receipts and a escrow statement showing that I have made these payments. They have screwed up my escrow to the point that NO ONE knows what is going on and I have all the FINAL modification paperwork and acceptance. What more? I want to be included in the class action suit PLEASE give us the information !!!!

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I am in Texas and have the exact same problems starting with a loan mod that went on for months and never happen. An agreement to repay the past due in place and they continued to send forclosure letters and put an urgent note to call on my front door. I called and they said everything was fine and the payments were as agreed as I panic with their tactics especially coming to my front door.

Called hundreds of time and get a different ruling every time.

We need a class action suit filed very badly.

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So how do we really get in on this? I have to be out of my house Nov. 5th 2010 because of this company. Fill me in!!

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I am having the same problem and every time I call I get a new first name only person who tells me something differtent. We were in the mod program for a year, always sent in documents, called weekly, paid on time, and we have been kicked out for lack of documents which were sent. Now that I am questioning them every day, they seem to be moving in a faster direction away from my favor!!! This is criminal!!! They must be stopped!!!

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Is this class action lawsuit actually happening? Can the person who made the original post please provide further information about whom to contact?

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I want in on a class action lawsuit against Chase. i have been attempting a modification after my husband lost his job, what a joke! At times they deny ever talking to me - and get this, when my husband first lost his job i called right away to make arrangements and they told me not to bother sending partial payments - they would just send the check back to me! Now with the modification they want to increase the loan amount by $40,000!!! No TYPO THERE - for "attorneys and fees". And they do not participate in all the programs that are available by the making home affordable program. I wish they would have never bought my mtg from AmSouth - CRIMINALS!

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I will join any class action suit available. I have the very same experiences as all of you. I'm a senior citizen on a fixed income. they have more than doubled my monthlypayment even though I have a 6.5 conventional mortgage. I ended up in the hospital - down 5 liters of blood - doctore were baffled that I was still alive.

chase is destroying me. I have been given this run around for many many months. I need help.

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We have also been getting jerked around by Chase. We started the modification process in Feb. 2009. We have been "approoved" 4x. The last time we were provided with a written payment plan complete with interest rates & dates we are to pay until 2050. Then last week my husband went to make a purchase on job supplies & his credit card was declined. When I called to find out why I was told our credit line had been dropped do to an outstanding morgage. I called Chase & was told our modification had been canceled do to an "incorrect computation". They never even contacted me to let me know!!! They have my phone numbers! Thay have my address! Whats up? I call everyday & get no where. They keep telling me they'll send my underwriter a message to call me... I'm still waiting... This is ridiculous! We would not even be in this position if we hadn't followed the advise of Chase employees in the first place! We want to join the lawsuite!!!

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If it is not too late I would like to join this class action lawsuit...I too have had a similar experience I will provide more details later...please email me at the email address I have provided.

I want to join for a higher purpose. I do not believe that big corporations should be able to treat people the way I have been treated by chase employees. I have requeseted to speak to a supervisor 8 times and i was hung up on 3 times and flat told no 3 times and 2 times was told no supervisor was on location.

thank you

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I too have had the same problems with Chase. I could go on and on about them and what they have done to me. I live in PA and would appreciate any help or information on what to do.

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My husband and I have gotten a royal screwing by Chase Bank we would also like to join the lawsuit please let us know how........

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I,m having the same problem with chase. I have sent them certified bank checks that never have been cashed, I western union money to them only to have been rejected by chase.Now they want late fees and my credit ruined.

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I would love to be involved in a Class Action lawsuit against Chase if this is still a possibility!!

I am dealing with the same thing with Chase Home Finance. This loan modification process has been going on for 12 months! At the beginning of the loan mod process - They never informed me that the loan modification payments would be considered less than an actual payment, thus making me have "rolling lates" - consistent late payments. Now my credit is even worse. Actually, I could have paid the actual mortgage payment when I started the process, but they kept telling me to "keep making the trial payments - keep sending them in." The loan mod process is still not complete! I had no idea about predatory refinancing/ or loan modifying until now.

Just 2 months ago, They denied my loan mod for "failure to provide documents" (which is BS I've sent them many, many, many documents 100 times over) and then they have the gumption to mail a letter denying my loan mod - to the property address. The only thing is that I don't live at the property address!!! It is a rental (I'm living with my boyfriend because I can't afford the payments) my tenant lives there. So the letter was returned to chase. I never saw that letter ever. A month later, the next thing I see is an Accelerated Foreclosure letter sent to my Mailing Address (where I actually live and they know I live there!!) stating that I haven't made a payment in 15 months!! This is untrue as I have been making the advised montly "trial payments" based on their guidance. Only the trial payments are less than optimal and not a full payment - leading to delinquency!!

So, when if/when I finally get a new interest rate with this Phantom Loan Mod- it will be based on a higher rate based on poor credit showing "delinquent rolling lates." Thank you, Chase, for messing up my credit!! You're the BEST!!

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I would like to join in on the class action suit against Chase the worst bank ever. I had to do a short sale because Chase wouldn't help me 38,ooo to them was a lot of money to make in a year two people were living on that.12,000 was just interest 3.000 was taxes. Chase said I made to much to help. Didn't we bail them out of there greed.I tried twice to do a modification and turn down both times.

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Chase is the worst. Im trying to free myself of them and go to a credit union.

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I had to stop from working due to coming down with a severe illness. We needed help with our house payment until my disability started to pay. We called Make homes affordable they couldn�t get us in their program, but Chase put us in theirs for modification program. We faxed over all the paper work they asked for and they would not contact me to tell me that they needed up to date forms or that they needs more information. In order for me to find out what was going on i had to contact them weekly and constantly fax the same papers over and over due to them saying they didn't receive the paper work. They then tried us on a 3 months special forbearance plan that has totally destroy our credit and cause it to show us paying late for the past 1yr and after all that I call them and they told me that the modification was not approved due to us being in the 31% category. Now we are behind 8000.00 and they want us to either do a repayment plan (6 months) or get a foreclosure letter (GOD HELP US). I can't believe these people, this is a joke this can't be how your treat you customers at all. Then every year they claim that we are short in our escrow and that they will have to increase our payment to cover. I will discontinue letting them pay our tax and we will save each month to pay ourselves. I would love to join with you all on a class action suit.

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i, like everyone else is being hassled from chase. this is my second time. the first time i took a day out of work to prove i made my payment on time and faxed a letter from my bank proving i did so. this time i faxed my bank statement showing i did indeed again make my payment on time and they told me they needed more info. apparently they want me to take more time out of work to get another statement from my bank. i am totally disgusted with chase. they have ruined my credit for no reason. what recourse do we the consumer have??? i have had my mortgage for many years and never had a problem until chase took over. try calling their costomer care if you want to see idiocy in action. if anyone has a recourse to get something solved against these idiots please let me know.

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chase bought my loan right off the bat after my closing,within the first 2 months they did not pay a portion of my home owners insurance from the escrow account,Wich got my insurance cancalled,unknown to me,next they paid some one elses property tax from my escrow until i caught them at it,each time it cost me money for their error,next they claimed they had not recieved a mortgage payment in december of 2008 after illegally raising my mortgage payment,but my bank clearly showed them cashing the payment and still denied recieving it.next they recashed the same check in march of 2009 and denied it again,until my bank did an investigation and got the FED involved,they still claim no wrong doing,,now suddenly in march,2010 they claim i'm any where between 2000.00 and 3000.00 dollars behind in mortgage and have not recieved payments,but i have bank statements to prove them wrong. they are threatening forcloser,i too want in on this class action law suit,and i want it now,,they have ruined my credit,escrow,,home insurance, and property taxes,taken my peace of mind and harrassed me by telephone calls,called me a liar. i want action

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Is this class action in process? I would be VERY interested in signing up for it. Chase did the same thing to me and THERE HAS TO BE A WAY TO STOP these bullies.

My email is QAMLLC AT YAHOO.COM.

Please send me a contact if someone signed up for this.

Andy

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I was going to start one myself. I have been going through the modification process now for 2 YEARS!! My credit is crap AND they are still clueless as to who is doing what on my modification. I have received 5 different calls from 5 different folks in 30 days asking me the same questions and giving me the same feedback. I have even escalated to the executive office and received less feedback there. While they drag their feet, I am stuck in this house and I the interest is piling up for who to pay it back? ME.

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Chase has done the same to me and my family we were denied modification after being told that we had it.

help

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dont trust chase they lie about everything they took my friends house away and know they are kicking him out of his home file chapter 13 a.s.a.p

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I would also like to join this lawsuit, many of what has happened to me with chase is described by others here. Chase is pretty much ruined me. I recently contacted my attorney general as well as wrote a letter to the OCC, I just have a feeling that they are not following proper laws, it almost seems like they want the mortgages to go bad so they can make money off that. I would love to share my story and yes you can COUNT ME IN ON THIS LAWSUIT...

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I would also like to join a class action lawsiut against Chase. Been a year and a half since I started my modification porcess, and the only thing they accomplished was destroying my credit.

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i would like to be in the class action, we to were approved for the loan remod, did the 3 month trial period,then now a year later, they changed their mind and we do not qualify and face foreclosure or come up with 6000 plus dollars which we do not have. I am getting sick over this, I have OCD and do not need the extra stress of losing my home.

sherri casto

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OMG, THEY DID THE EXACT SAME THING TO MY HUSBAND AND I AND OUR HOME IS ALSO WORTH MORE THAN WE OWE, BASICALLY BECAUSE WE BUILT IT IN A NEWER GROWING DESIRABLE AREA 9 YEARS AGO AND VALUES HAVE GONE UP. WE WERE TOLD THE EXACT SAME THING BY SOMEONE IN THEIR "OBAMA PLAN" DEPT. WE SEND IN ALL THE FORMS OF THE PACKET AND NECESSARY INFO OVER A YEAR AGO, THATS RIGHT, SPRING OF 09. FINALLY IN AUGUST OF 09 I CALLED AND SPOKE TO SOMEONE NAMED MARY IN THIS DEPARTMENT EXPLAINING THAT I NEEDED TO TRY TO GET A LOWER PAYMENT BECAUSE MY HUSBANDS INCOME IS SIGNIFICANTLY INCREASED BY OVERTIME AND THAT OVERTIME IS A GIFT NOT A GIVEN. AT THAT TIME THERE WAS VERY LITTLE OVERTIME SO WEEKLY WAGES WERE LOWER. SHE TOOK THE SCOOP OVER THE PHONE AND SAID WE QUALIFIED AND EXPLAINED THE THREE MONTH TRIAL PERIOD. I TOLD HER WE WERE DUE TO MAKE A PAYMENT IN A WEEK OR SO AND SHE TOLD ME NOT TO MAKE THE PAYMENT THAT THEY WORKED WITH YOU QUICKER AND YOU GOT RESULTS QUICKER THE FURTHER BEHIND YOU WERE SO I DID AS SHE SAID AND DID NOT MAKE THE PAYMENT THUS PUTTING US TWO MONTHS BEHIND PER THEIR EMPLOYEES INSTRUCTION. SHE SAID IF WE DID MAKE THE NEW LOWER PAYMENTS FOR OCT, NOV, AND DEC. 09 THAT IT WOULD BE OUR NEW PAYMENT IN JANUARY, 2010. THERE WAS NO QUESTION AS TO WHETHER IT WAS A DEFINITE OR NOT, WE WERE TOLD THIS IS HOW IT WOULD BE. IE, 3 MONTHS TRIAL EQUALLED NEW LOWER PAYMENT. WE STILL RECEIVED LETTERS, NOTES LEFT ON OUR DOOR, AND THEY KEPT SAYING THEY NEEDED ADDITIONAL INFO THAT HAD BEEN FAXED AND MAILED MULTIPLE MULTIPLE TIMES. SOMETHING WAS ALWAYS OUT OF DATE AND IT WAS BECAUSE THEY TOOK SO VERY LONG TO PROCESS IT. THEY TOLD US TO IGNORE THE THREAT LETTERS AND NOTES ON DOORS AND ALL THAT BECAUSE IT WAS JUST COMPUTER GENERATED.

FINALLY, AFTER STRESSING OVER THIS FOR MONTHS NEEDING CLOSURE ON IT, I CONTACTED THE EXEC OFFICE IN DEC. AND THOUGHT I WOULD GET SOMEWHERE. NEEDLESS TO SAY I HAVE BEEN PASSED ON THRU THREE DIFFERENT INDIVIDUALS SINCE THAT TIME AND JUST TODAY GOT A LETTER SAYING SORRY WE DON'T QUALIFY BECAUSE OUR INCOME IS TOO HIGH AND ABOVE THE 31 PERCENT THING. WE TOO WERE TOLD IT WAS A SURE THING AFTER THE TRIAL PERIOD. NOW WE ARE THREATENED WITH FORECLOSURE AND BEHIND TWO MONTHS PAYMENTS PLUS THE DIFFERENCE OF @160 A MONTH IN THE TRIAL PAYMENT AMOUNT FOR THE PAST 9 OR 10 MONTHS WHICH TOTALS AROUND 6000-6500 DOLLARS WHICH WE DO NOT HAVE. SOMEONE DEFINITELY NEEDS TO SUE CHASE, IF YOU HEAR OF ANYONE, PLEASE LET US KNOW!!

THANK YOU!!

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I would also like to join a class action against chase. Been a year and a half. I was told 8 months ago that i was approved and i would be getting a package. now a year and a half later they tell me i was denied because i failed to provide documentation in a timely manner. they had all documents and then they say they are outdated. I got all documents to them within a week of request. pleae feel free to email me

joejoe1815 at yahoo . com

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My name is Grace Quinones and I live in New Jersey. I am also in foreclosure with Chase Home Finance, They led me to believe they were doing a loan modification on my home, they put me on this forebearance plan where I paid so much a month, after 10 months they called me and said I did not make enought money for the modification, they asked me to send them more information to prove that I did, as I was getting the paperwork together, they called me back and said now I make too much money, and they were putting back into foreclosure status, they want me to sell my home or pay them $38,000. plus to bring me up to date. I don't even know how it got that high, I have no place to go. I sent them a payment on May 10th, they held in until May 19th and sent it back. I don't know what to do from here. I don't think they ever had intentions of doing a loan modification.

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I am also willing to join in on a class action. I sent the papers in over a year ago and they told me they had everything. Then 8 months later, they needed something else, i faxed now over a year later they needed updated info i faxed now i receive a letter saying i was denied i didn't provide documentation in a timely manner. I sent them everything they asked for. they want to help me with other financing. I can be contacted at joejoe1815 AT yahoo.com

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i hope i am not to late to join your lawsuit. chase has been charging my bank account for 10 payments a month. for the last two months. causing at least 9 bounced check fees per month. please sign me up.

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I feel for everyone going through what me and my husband are going through with chase, We get the run around, Abused verbally over the phone, Told every things fine then they make a mistake and we're under foreclosure again, My husband even told them the stress was making me ill and that I'm pregnant, She laughed and told him, it was funny if he can't afford his home payment.. he should keep his penis in his pants and not knock up anyone.,., Now we're losing our home the only place I've ever seen as home or will ever see, and I'm not coping to well with it, I hope there is a brighter day for everyone out there.... God bless.

I'd post our story but it's Very long lol,

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I am very interested. Chase Mortgage is horrible. They do nothing put harrass the customers. We have had our mortgage with WAMU for over 20 years. Paying extra every month to principle. When Chase took over if the payment is not received by the 10th they start harrassment calls every hour on the hour til 9:00PM at night telling me my payment is late and when they can expect payment or if I could make a payment over the phone to them. I have always gone into the bank and paid my payment on or no later then the 16th of the month which is the last day of my grace period. I am so through with this bank and something needs to be done. When you try and talk to a supervisor they will not transfer you. Also all there customer service department is out of the Country. They make these harrassing phone calls from the Phillipines.

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I am interested as well. I was told by chase that I could do the modification loan as well. I lost my job last July and am on unemployment. I told them I could not make my payments and was told by three different people that it was ok they would still be able to try to qualify me. I waited the alotted 90 days they told me to wait and since I did not hear back from them I called and found out that because I missed the first payment they stopped the modification yet neglected to tell me this. By the time I realized what was going on I was getting foreclosure papers in the mail. After dealing with them for 6 months I finally just surrendered my house but now I know they are going to come after me for the money.

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dont worry none, you are not alone. They have added late charges to me and agreed to straighten it out but I went to hell over high waters to get it done. They told me they couldnt move my payment date, Chase said they had not received my new insurance payments so they added their own. I even sent the info 4 times and they told me my new payment starts when they receive the new information not the date I got it. They held a payment of mine and sent me a defaul letter just yesterday and after contacting them and getting it straight, a collector still called me. lol Let me in on it to!!!

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Any solid info on a Chase class action suit? Interested in joining. Grateful for any info that can be forwarded to me. Please contact Staci at spring0014 AT yahoo.com

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HELLO AMERICA... The Good Lord Works in Wonderful Ways !

An amendment to the financial reform bill filed yesterday by Sen. Al Franken, D-Minn., and Sen. Olympia Snowe, R-Maine, would create a special office to assist homeowners who are facing problems with the administrations mortgage modification program. The measure has White House support [1], but is opposed by the financial services industry.

HERE IS THE LINK ...

http://www.propublica.org/ion/loan-mods/item/financial-reform-amendment-would-address-loan-mod-problems-with-homeowner-a#comments

Keep Praying for Chase Home Finance and write your Senators!

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me and my husband are having to same problems we bought our home in 2007 and for the first year our loan was with coldwell banker then it got sold to chase. last year in dec we recieved a notice that our escrow account was in the neg. when we studied it more we realized it had been in the neg. since may of 09 and never recieved any notice about it. now they are trying to raise our payments and collect the money all at the same time. we were already living paycheck to pay check. everytime we try to get in contact w/ someone we get tossed from one department to the next.when we did review that statment we saw that under federal law your escrow acc.is not allowed to go below 186.00 but no one could explain that to us SOMEONE PLEASE EXPLAIN THAT? needless to say we have been trying to pay all we can even set a payment plan but they tell us your 3 months behind and send us letters about for closing.we need help and we need it fast. we put in for a modification but i am sure they will weasel their way out of that. I WANT TO BE PART OF THE SUIT. our credit score is being torn apart by this PLEASE HELP...

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If you guys get traction on a CA suit against Chase, I will join. They solicited me for a Mod program...told me all was well ("looking good...you should have no problem being approved")for a yr after making every payment on time and putting me through a financial stress test of sorts...and they rejected me in the end and are now telling me that I am two months behind. For over two months, I have been faxing and writing asking for my complete payment history. It finally arrived yesterday (after two months of requests). Forget calling, getting transferred around and hung up on! Notwithstanding the dopes that they have answering the phones...asking you for everything from your mothers maiden name to "do you occupy the residence?" and then telling you that you have reached the wrong dept...and dumping you back into another phone cue! Also, keep on eye out for Spokeo.com. They must be on the shortlist of CA suits. they take info from Amazon, Facebook etc and put it into a white pages of sorts. Check your own info...you may be shocked...they say you can remove your info, but they make it near impossible.

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I would like to be part of this suit as well. I've been screwed by them for over 10 years with my mortgage and they continue to do it. HELP! They may win this time. Owe 125K and home worth 350K+ They are crooked beyond belief but protected by the government, or so I was told by Banking & Finance in my state of Vermont.

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Omg!!! Your story is very similar to mine. I want to join the lawsuit.

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Anyone in Alabama who has experienced or is experiencing problems with Chase Home Finance and all related entities regarding loan modifications, foreclosures, etc., please contact me immediately at emily31276 AT aol.com.

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How does Chase sleep at night...???

Here is a quote from HUFFPOST'S BIG NEWS PAGES

Shahien Nasiripour

Shahien Nasiripour

Posted: April 16, 2010 03:03 PM

Goldman Sachs Fraud Charges Could Be Just The Beginning, Say Analysts

"But in going after Goldman Sachs, the SEC is sending a message, Tavakoli said. Firms like JPMorgan Chase are reserving more of their cash for an expected onslaught of lawsuits, according to regulatory filings. JPMorgan set aside an additional $2.3 billion for "increased litigation reserves, including those for mortgage-related matters," according to its first quarter filings released this week."

Keep praying for everyone at Chase.

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Subject: They won�¢??t modify OUR Jointly owned property.

Doris E. (mother) good credit score; and Doris S. (daughter) bad credit score) We applied for a 1st time loan on our property that had no Mortgage. We applied for a $56,000.00 Mortgage. We both signed the loan papers, about 25 pages.

We received the check with both our names on it. We cash it, and made improvements on our jointly owned house. A year later, Doris S. got laid off; I have been trying for almost 2 years to get Chase to modify this 10.875% interest rate. We applied for this modification loan back in April 2009.

After sending everything that they needed to process the modification loan back in April 2009. In November 2009, they asked me again to send the same paper work. I sent the same material papers on two different occasions. Back in November 2009, They told me that I, Doris E. (mother) didn�¢??t live there) I said yes; I know that and the Loan Officer that was assigned to us for the loan also knew that I didn�¢??t live there and that�¢??s why they have a different address for me.

I called them back around January 2010,and they said send me a copy of the check that bared both our names, which I also sent a copy of that check back in April 2009. I asked my daughter to deal with them because her names is on all the paper work. But she is not listed as a Co-Borrow. She is signed the papers too and cash the check. She sent letters explaining her problems and gave them again all her financial information for a 3rd time.

Eventually they contact me on 3/16/10.They said the loan was made to me (mother) Doris E and because I didn�¢??t live there; I was denied.

I immediately said that can�¢??t be. She was a co-borrow as well as me; Cause we both took turns signing the loan papers �¢?? page by page.

On separate lines and consolidated her debt for pay off.

They again said that I was denied the modification loan because, I, the mother didn�¢??t live in the house at 19 South 59th Street. I said, the loan specialist knew that I didn't live at the house. My daughter who was sitting right beside me, signing these papers, I told them that my daughter lives here at 19., and that I live in Brookhaven, they knew I didn�¢??t lived in Brookhaven, Pa., because they said �¢??where do you want the statement sent.�¢?? I said send it to me at and that is the address that the statement comes to from the beginning. Chase Mortgage only objective was to get the loan. My daughter was a co-borrow and she should be able to get a loan modification for her hardship as well.

Now that she is laid off, they do not want to help her. She is receiving unemployment and it is hard for her to make the payments.

I copied all the loans paper that bared OUR names and they states: �¢??Doris E. and Doris S as Borrowers�¢??. My Daughter name is through-out the loan papers.

Then he said, (Paul) Chase Representative, I don�¢??t see her signature on the paper work. I said, I don�¢??t see Chase either. I don�¢??t have a signed copy of the loan paper because the loan officer did the loan transaction at our house and didn�¢??t have a copier with him.

$56,000 with a 10.875 % interest rate. I need HELP or advice from someone who can help me get my daughter a lower interest rate.

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Us too! Count us in. Our debacle with Chase has prevented us from securing an SBA loan for our family business. If it's not too late to join your brigade, please let me know.

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I've sent you an email of my horror story with Chase! Is it too late to join this class action and how are you proceeding at this point. Chase has lost my payments...they have called me at work & home asking for my payments. They sent me a letter with my payment returned saying my debt was paid in full. When you call you get someone in the Phillipines and God knows where else. I've had it with these bastards!

Yesterday I got an envelope on my doorknob at home telling me to call this number immediately. It was the mitigation dept for Chase and when I called it they asked if I was short saling my home! Chase Bank is a monster that can drive you crazy and destroy your good credit in the process. I have proof I have made each and every payment but they have chosen to distribute my payments however they choose - plus raise my monthly payment by $200! HELPPPPP!

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Hello America ... (we do live in America!)

I am in the same mess with Chase.I have

just about come to the end of my rope!

WITH THE HELP OF THE GOOD LORD...

I WILL NOT GIVE UP AND THEY WILL NOT TAKE MY FAMILY'S HOME AND DESTROY OUR LIVES! KEEP PRAYING AND TELL EVERYONE!

PLEASE WRITE LETTER'S AND CALL SENATORS

This is worth a look this link ...

http://chasehomefinancesucks.com/

Keep Praying ... for Chase Home Finance.

They are going to need it!

A sad ...but praying Chase customer.

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Chase Mtg have slithered out of my loan modification and started foreclosure. I entered the program in June and was approved for the 3 month trial. (I wasn't told that : if I pay my 1st of 3 payment payments on time that they MIGHT CONSIDER ME AS PERMANENT. I WAS TOLD THAT IT WOULD BE PERMANENT) I HAVE MADE ALL MY PAYMENTS ON TIME FOR THE PAST 8 MOS. I HAVE HAD TO JUMP THROUGH HOOPS FOR ALMOST AN ENTIRE YEAR. THEY CLAIMED I HAD NOT PROVIDED ALL MY PAPERWORK BUT WHEN I ASKED WHICH DOCUMENTS WERE MISSING, I WOULD EXPLAIN TO THEM THAT THE SAME DOCUMENTS HAD BEEN FAXED A TOTAL OF 19 TIMES. AFTER HAVING IT ALL NOTORIZED AND FED-EXED WITH DELIVERY CONFIRMATION. THEY STILL CLAIMED THAT THEY DIDNT HAVE THE DOCUMENTS.

LET ME TAKE A WILD GUESS THAT THE # OF PEOPLE WHO HAVE HAD THEIR LOANS MODIFIED WERE PEOPLE WHO OWED A LOT MORE THAN THEIR HOMES WERE WORTH.I HAVE BEEN IN MY HOME 30 YRS AND HAVE NEVER BEEN A DEADBEAT. I HAVE ALWAYS PAID MY BILLS. THE MAIN REASON I NEEDED THE MODIFICATION IS........BEING OVERTAXED!!!!! I HAD TO TAKE A JOB MAKING 9.00 HR. AND THINK ABOUT IT....EVEN A 1 BR APT. WOULD BE ABOUT THE SAME AS MY HOUSE PAYMENT OF 550.00 MO. DO THE MATH :WITH GOVMNT FORCING US TO HAVE AUTO INSURANCE AND PAY TAXES. THERE WAS NOTHING LEFT TO PAY MY BILLS. I HAVENT EVER HAD CABLE TV,DONT GET MANICURES OR NEW CLOTHES. AND THE ONLY LUXURIES I HAVE HAD FOR THE PAST 5 YRS ARE THINGS LIKE FIREWOOD (BECAUSE MY HEAT HAS BEEN BROKEN THAT LONG) ON PAPER IT LOOKS LIKE MY HOME HAS EQUITY- SO THEY HAVE MADE MY LIFE A LIVING HELL. I HONESTLY BELIEVE THAT MY MODIFICATION WAS ENTRAPMENT. THEY HAD NO INTENTION OF MAKING MY LOWER RATE PERMANENT!!!!! THIS ORDEAL IS KILLING ME SERIOUSLY!!!!! THEY PHYSICALLY COME TO MY HOME TO MAKE THREATS AND TELLING ME MY ONLY OPTION IS TO FILE BANKRUPTCY. SERIOUSLY......IF I COULDNT AFFORD MY NORMAL PAYMENTS....HOW ON EARTH AM I SUPPOSED TO PAY A MONTHLY BANKRUPTCY FEE TOO?????? THE LATE FEES ARE UNREASONABLE BECAUSE I HAVE NEVER BEEN LATE. THESE EVIL MORTGAGE COMPANIES WILL BURN FOR ETERNITY IN HELL FOR DOING WHAT IS..... THE WORST THING YOU COULD EVER DO TO ANOTHER HUMAN.

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Please add me to the list. Chase ruined my perfect credit with several bad business practices.

1. Required me to be behind in payments to talk to me about re-mod.

2. Delayed re-mod by sending package to wrong address. Forcing me to take an increased monthly payment or face foreclosure the next day.

3. Won't respond to quick sale causing 3 qualified buyers to pull out.

and more! Urrrrgh! Look forward to hearing from you. Would be great to hold them accountable.

Thanks

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My husband and I have been at the mercy of Chase for 2 years. They screwed up the original loan and then after the papers were fixed they continued to charge us the wrong amount and then take our payments and put them into "unapplied funds". They of course reported this against my credit meanwhile destroying my score. We were told to once again get a modification and after loosing my paperwork 15 times and taking 8 months I am told I don't qualify because we make too much money and oh you don't qualify for this because you don't make enough money. Funny our modification came back and they RAISED the payment by $500 even though my husband is a small business owner and our income was cut more thn in half. I am a teacher and we all know what the government thinks of education. Can you say 1.2 billion cuts in education in the good old state of MO. Anyway, Chase claims that if we can't make their crazy payments they will simply take my home. Well they can have it and choke on it. I agree with the lady that said the day of reckoning will come. I hope all of the fat bankers with all of their houses enjoy it now because they will rot in hell. Sign me up for a class action lawsuit. We have to ban together to be heard. It is crazy impossible to give them payments. YOu almost have to shove it down thier throat. We had the checks that didn't get cashed and we too watched the late fees fly high. I am so sorry for all of the people that have had to experience this, especially all of us that have small children who go to neighborhood schools and have thier names on thier bedroom walls. I am getting my foreclosure letter any day now. What a sad state our country is in!!

Heather

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Here is the B.B.B. LINK

http://www.bbb.org/centralohio/business-reviews/mortgage-brokers/chase-home-finance-in-columbus-oh-718#ratingdetails

THE BETTER BUSINESS BUREAU RATING FOR CHASE IS AN "F"

......NEED I SAY MORE!

A VERY SAD CHASE CUSTOMER

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Please help me too, been denied 2x over the last 1 1/2 years, one time they said my income is insufficent now the same income is too much. Being single mom and spoke to over 50 unethical, unprofessional liars at Chase. Have numerous names number and emails of chase employees. By far the worst company that didnt send me anything in writing such as trail payments and now they are sending me to collections to pay back the trail difference plus interest and late fees. Please add me for class law suit- I could write the book about chase illegal harrassing activity. add me tastorga2 AT aol.com. I have so much documentation about Chase how the chase is on chase to find any morale person to actually assit the everyday consumer.

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I would like to be apart of the class action law suit against chase. I was doing a loan modification with them. The sent me the paperwork by DHL.I received the paperwork at the end of April 08. The paperwork stated I needed to return all documents by 3/20/08. The had the mortage payment information incorrect that we had paid. so we had a few errors on the modification, that I did not want to sign to. Especially the return date was underlind and in bold print. We called chase and advised the loan rep regarding these errors. They were suppose to correct them and send another set out to be completed. We called continiiously after that for status. They would tell us that our paperwork is being processed to call back. The next thing I know we called for status again after the 10th or 11th call we were told our house had been auctioned off the day before we made that last call.

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I swear I feel like I'm in the twilight zone or something. We are like everyone else here. Tried to get modified, but was eventually denied after a year of being on this Obama program. Putting us on another modification program, but not guaranteeing a solution. Tacked on over seventeen thousand in late charges, fees,incrued interest ect. and ruined our credit to boot. I'm so sick to death I can't stand it. This can't be leagal, I feel they have committed fraud in an epic way. Plus they say we never made our June 2009 payment when we DID via certified funds. I mean what the the hell??? I'm tired of walking around in life with swollen eyes from all the crying I do. They out right lied to us, at least a half dozen times in the year and three months of going through this crap. Had we known we were going to be decieved like this from them, we would have taken out a loan from one of our extended family members before going through this mess. I can't see the light at the end of my tunnel anymore. And to make matters worse, I talked to yet another Chase rep. today and he said it was mine and my husbands fault for being late on our mortgage...!!!

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I am trying to email you..hopefully this will get through. I AM very interested in joining the case against Chase Home Finance, LLC. I don't know if I responded to the RIGHT site though. Listed below is my contact information. I'm tired of dealing with such a unethical bank. Got lots to talk about.

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I have had trouble with Chase Home Financial also. My problem has to do with their so-called Loan Modification Program. I was in the process of a Loan Modification for some ten months. Every time (once a month) when I contacted the loan officer, he told me he was working on it. Then I got a notice on my door that my house had been sold. I called the loan modification officer and he told me it was "not his department" anymore. That was it. My loan modification was just suddenly dropped with no explanation or reason. My house now belongs to Fannie Mae. I'm eager to join a class action lawsuit against Chase Home Financial.

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I'm on same boat chase has been screwing mr for over a year on a mod. They keep inundating me with letters in the mail saying they don't want my house but yet they will not modify my loan. They keeep asking me for updated paper work which I'd just a stall tactick so they can take my house. Is there a lawyer out there that will take this case? Please email me at derrickedelman AT sbcglobal.net

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My husband and I have been going through everything that everyone else has been experiencing, a nightmare for one! I used to work for a bank and in this department they used to give out a false name of a woman as a contact because no one wanted to take the complaint calls. There was even a department letter that was sent out with her name on it. I am under the belief that Chase is doing the same thing. We were given names and phone numbers to call of people whose voice mails were always full. We have had people from other countries calling us trying to collect money which was the difference of the amount we were paying during our "trial payments" and our original payments. They told us the amount to pay for our trial payments, yet they have collectors calling us for the difference?! We are not doing anything or believing anyone on the phone any more since the stories change from person to person on any given day. How could a bank be so messed up? Don't they have policies and protocals to follow? It has really turned out to be a joke, but no one is laughing! We were told yesterday by one of those callers, that our modification loan was denied. Unless we receive something in writing from the bank I'm not buying it! I cannot believe that Chase would allow people to lose their homes and that Chase would even take a hit as well, were in the logic in that? All of these homes are vacant, who was the winner in all of that? I sure don't want to lose my home either, but I cannot allow it to effect my health, mental and physical, if I do that means that Chase (the devil) won...and that ain't happening! I believe that we all have to answer to a higher judge someday (hear that Chase?)and for some people it isn't going to be a pretty picture. Until then I will continue on with my faith and believe that if one door closes, God will open up a new window of opportunity. Best wishes to everyone, I hope that in the end we all win!

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Please please please!! let me get in on this! I cant even begin to explain the torture i have been through trying to deal with this ridiculous company!

many thanks

joe

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My case is "similar" but with a different twist. In 10/2008, I was diagnosed with a softball size brain tumor..I didn't know if I was going to live or die, much less chew gum/walk & talk. After 4 surgeries, numerous deadly infections, applying for and receiving SSD...I still have cognitive recall issues. I've been through the ringer...and still not done with Chase home finance. I am very interested in a class action suit.

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I'm currently in the same situation and I would be interested in combining with a lawsuit pending there is no charge upfront as I am on SSD. (due to medical issues, as late in 08 they found a large tumor in my brain...thus after 4 surgeries (there is still a piece of the tumor in my head)THUS I have short term cognitive recall issues.I've tried for over a year working with Chase to get a loan modification and keep getting kicked out due to "insuffient income". I've kept ALL the communications. Chase Home Finance LLC is my servicer as FNMA holds my loan. I stopped all payments in Jan 2010 as they state that I owe a 14433 in arrarages. I requested a copy of all phone communications (as I know they record them)AND a copy of the drive by appraisal that they did. My house is "underwater" thus upside down. I'm a widow, with half a brain, raising children, lived here for 20+ yrs. I want to keep my home.

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With the status of the economy, foreclosure has become way more popular than we would like it to be. A loan modification could be your best bet in getting the assistance you need to keep foreclosure at bay. There are many different programs and plan, but may come with hassles and problems. A loan modification is needed from the program initiator and the financial institution that your mortgage is currently with. The borrower are already tense and worried about saving their homes and many financial institutions are ready to try to assist you and help your to get a plan of action to repay your mortgage.

Understanding how a loan modification program works and its benefits is very important. Under a loan modification, your existing mortgage will be redone into a more cost efficient, easier to pay monthly payment amounts so you can pay your mortgage and keep your home. This will be managed by decreasing your interest rate and decreasing the length of the loan. Depending on the circumstances, both could be applied if needed. The restructure of a loan will depend on how much of a financial crisis you are currently in. The restructure of your existing mortgage will assist you in getting back on your feet and paying off your debts. This will have neither a positive nor negative affect on your credit score and provides you a great way to help you pay off your mortgage.

If you have found yourself in a financial crunch, a loan modification was created for your circumstances and with the help of a modification you can have a great opportunity to get back on your feet and remain in your home. The only requirements you must meet is your ability to provide proof of a stable income and you have to reside in the house you are applying for. There are different ways that a modification process can be brought about. There are basically three things that are used; reduction of interest rate, lengthening the loan terms, and a reduction of the amount of principal. Keep in mind that to reduce your principal amount will only be done in dire circumstances and is not common place.

Once the interest rate has been reduced, the monthly payment will be brought down immediately and the rate will be done in a manner that the amount of your installment will never be more that 31% of the income of the homeowner. If you utilize the option that lengthens the term of your loan, the added years will cause a reduction in the monthly payment amount and this is how it is figured and then adjusted and finally it will be brought the restructuring of the loan.

found this on a web page....

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My story is the same as many but with a diffurent twist. After all the bull (two years of the same run around)we finally received a contract that has a monthly payment $200.00 higher and with a 5 yr. shorter term. To top that, we checked our Chase/JP Mogan mortgage statement and there was a $13000.00 (higher)differance on the amount of the WaMu/Fannie May contract that was sent to us. If we can't get past the BLA BLA BLA ("that just legal verbage")as a responce for the questions we have about the contract, then how can we sign a contract that states

" The agreement was prepared consistent with the terms that you discussed with a loan workout specialist."

WHO, WHEN? Our Case Worker stated she can't do anything and would have to get back to us in about two weeks after she researchs our case. (research means they have to find the file) In less that 24 hrs they attempted to change our the case worker handeling our file!

This farce needs to be stopped. How many more people have to pay the price for the willful stupidity of others.

Class-Action Lawsuit, is all we have left and the fredom of speach.

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In August of 08 I was laid off from my job. After becoming behind on my mortgage I called Chase for help. They informed me I was the perfect candidate for the "making home affordable" program and they would send me a packet in the mail. I filled out the paperwork and attached all the documents requested and faxed it back to Chase. A week or two passed and no response so I called to follow up... I was told the paperwork was being processed and could take several months to complete. They then informed me that during this time they would put me in forbearance and to make payments via cashiers check for $790.65 (which is $60 higher than the reg. payment) on the 9th of every month. I thought it was strange that they wouldn't accept a personal check since I had written a check to them every month for 4 years and never bounced a single one, but I went with it thinking I could trust them. I also couldn't understand how raising my payment was helping me I received the forbearance paperwork signed it and mailed it immediately. I called every month as instructed to report my payment and check on my mod. Every month I was told everything is fine, still processing, keep making your payments. After Oct, Nov, Dec, Jan, Feb passed and still no mod I called to find out what was going on. This was yesterday and I called to report my payment and get down to the bottom of it all. I spoke to Anthony and was told I claimed bankruptcy on Jan 15th. I may have lost my job but that doesn't mean I claimed bankruptcy. I explained it was so untrue and how did this get put on my account. He was very unsure and was going to get this fixed right away. He checked their bankruptcy listing and confirmed we had never claimed or filed for bankruptcy. He also informed us that this error kicked us out of the home mod program and there was a scheduled sale date for our home on March 18th. I was angry. Was he telling me that struggling for the last 5 months making a higher house payment and thinking we were going to get modified all for nothing and now we are losing our home in 10 days.

After talking to his supervisor he told us he was emailing all the underwriters and their supervisors and we would get this mod to the top of the list. He also said that he had stopped the sale and we should make our next payment of $754.78 on April 1st. I was feeling a sigh of relief until tonight. I received a call from Chase to inform me that I do not qualify for the mod program because I lost my job. I was so confused my wife is employed and they had our check stubs and information for months and they are the ones that told me we needed to do the mod in the first place because we were �the perfect candidate�...what is going on. I am getting unemployment benefits and actively looking for full time employment. We have been doing everything they asked including making these larger payments on time every month since September. She said the only thing they could do is put us back in forbearance "IF APPROVED" or pay $4442.41 plus fees. I feel so violated. If I come up with the money to pay all of this to keep my home how do I know they won't sell my house anyway? I can't believe they are getting away with doing this to people. I have been on time for 4 years and now that I need their help I am just screwed. If I knew this was going to happen I would have never gone into the mod program I would have just found a way to get current. I thought the mod was the best thing for my family and the Gov. has been funding these programs for to help people. I feel like a little fish fighting a lion please Help!!

Aaron Zienert Marshall, MI

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I am meeting with a very reputable law firm located in Charleston, West Virginia. The legal team I am consulting with regarding my issues with Chase has years of experience taking on large Coal Companies on behalf of consumers and employers. I received a phone call from their legal assistant who informed me that their firm has invited an attorney outside of their practice who has vast experience in Class Action Suits. If you are interested please contact me toll free: 888-416-2501

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Our mortgage was also taken over by Chase,After a year. We apllied for the loan modifation, sent all the information that they asked for. They keep telling us they never recieved some of the documents . They are charging late fees that are not real. we have our statement for april 1st 2010 and there is another late fee tacked on.. and this march 8th 2010. For the last year. we have had 3 escrow shortage. one shortage spread after another. And out taxes and insurance have never went up. They had told us that 2 payments would go behind the loan.now they are sayin these are late until the modifaction goes thru. We have paid our Mortgae every month , thinkng that our modifacation would have gone through by now. We are currently recieving foreclosure notices, that our loan is in default. we called said we wanted to cancel the modifaction, which they said was fine , but they want the 2 months payments. I think the modifaction program is just a way for chase to take your home. Also today they told us our payment went up another 30 dollars!!!! Please help us!!!! We want to jump aboard this lawsuit Now!!!!!please email . what we need to do, Thank you,

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Wow...shocked to find so many in the same situation. Would love to find out more about the class action. I have tried to do a loan mod with CHF over a year ago with no luck, finally ended up having to move to a different city for a job making more money. I rented my house out for the past year while paying several hunderd dollars in addition to the rent I was receiving. Want to move back to my house but just can't with the mortgage I have. So I am forced to read how Chase will not work with anyone even on a Short Sale or Deed in Lieu and wait patiently for them to forclose on my home.

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I HAVE BEEN JACKED AROUND FOR 15 MONTHS NOW.I WAS PAYING AND THEY STILL WROTE IT OFF AND GOING TO SHORT SELL. I WANT TO JOIN IN ON THE LAW SUIT ALSO. lET ME KNOW HOW AS I'M READY. THANKS

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Please include me in any class action lawsuit against Chase. I have been this "Bermuda Triangle" of a 3 month trial payment for the last 10 months. Then then real blow came at the end of 2009 when I received my modification documents via Fed Ex. My new "modified" loan is a whopping $46 lower than the original loan that caused me to go into foreclosure. Chase raised my monthly payments $1300 from my trial payment. To add insult to injury, Chase added nearly $39,000 to the back end of the loan for "missed payments" while I was on my trial period. Numerous calls to Chase result in voicemails or vague answers. I'm stuck and now upside down in this loan. Foreclosure is only months away. At this point all I can do is voice my experience and hopefully warn others dealing with Chase.

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Hello, after reading many cases like mine here, I want to be included in any Class action Law suit that is started againt Chase Mortgage. I was laid off my work in Feb. 08. In may I contacted Chase and explained that I would not be able to make my June 09 payment. I asked if I could do a loan modification since I have a 6.75% mort. FHA, I was told that at that time they could not do a modification and Gave me a 3 month Forbearance 0 dollars.

At the close of the 3 months, I recieved a letter from Chase that I had tto sign for at the post office that I was going to be forclosed on if I did not pay the 3 months due. Also a letter aabout project Hope to help homeowners with there mortgage problem. I called that number and set up appointment to talk to them. It was a local Consumer couseling company. I also called Chase at that time they said that the letter was sent out by mistake. That thousands of these letters were sent out.

When working with the cc company in August they were going to communicate with Chase . After 1 month I called the cc company and the women told me not to bother them , that if they had some info they would call me. That unless I received a date for Sheriffs sale of the home I could call them. Well Chase sent me papers that I have a new 4 month 0 dollar forbearance. In January 2010 I started getting calls again from Chase that The forbearance was over and they needed my money Now at 13,000 Plus dollars, I said I do not have the money and that I was working on a Loan Modification. They told me that it was denied and that I had to pay the money.

At that time I called the CC company and the women asked me did chase send me the forms in September for the Modification. I told her only the forms that we filed together in August . Well she had me pickup the package from her Office. Which I promptly filled out and attached all the information that Chase required. and mailed it Fed-Ex on Feb. 4th 2010. Well two days later I got a call from Chase Home assistance and she wanted me to fill out this information and send it in. I explained that I had sent it out already. After I recieved a tracking notice that the paperwork was delivered, I called the FHA branch of Chase and was told that tthe paperwork was recieved and to call back in 10 days to check on it again. Well Today Feb. 25th I recieved a letter from Chase that I was in default and needed to pay the full amount in arreas or I Would be reported to the credit burea and a possible Foreclosure Recommendation. This letter was dated Feb 15th. Today I called Chase again and was told that the Mort. was sent to attorneys on the 24th for Forclosure and they have a date of Sept. 9th for Sale of my property. So now I am waiting for a letter from the Attorneys about a Reinstatement of my Mortgage. I have 401 k Money that I will have to take out to make my mort. current. And I recieve no Loan Modification at this time. and Will have to look for a new Mort. company , the only problem is I have been reported every month to the credit Burea so I may not be able to get a different Mort. from a diff lender.

So I thought it was just bad management , but after reading all these comments, I am sure that Chase is operating in an Ilegal manor.

Larry S.

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My mortgate has been with Chase for 15 years. 6 months ago they paid my homeowners insurance to the wrong company. My homeowners was cancelled, and this started a snowball problem. Chase then ran my escrow and said they paid the homeowners 3 times. That took 4 months of 3 calls a month to correct and get the correct escrow and new payment amount. Then they misapplied my mortgage payment which showed I didn't make a payment and had their collection agency call me. I escalated that and finally found a group that handles 'red flag' accounts. She corrected the payment, but this month (the very next month!) I noticed I never got my bill, when I called them yesterday they AGAIN misapplied my payment and were going to send a report to the credit bureau in a week! Again escalation and again apologies and b.s. This has been going on for 6 months now. My question to everyone I have spoken to at Chase has been, if I made all these mistakes paying YOU what would it have cost me?? I feel they should reimburse me SOMETHING comparable to the late fees they would have charged ME if these had been my mistakes, or lower my interest rate, but of course, they are SORRY but can't do ANYTHING like that. If this ends up on my credit report I am filing a case against them. 6 months of nothing but mistakes. Definitely going to move my mortgage to my small local bank. AND a friend a work has the same problem with Chase mis-applying the car loan payments, and claiming she missed payments. If you have ANY accounts with Chase monitor them carefully!!!!! And I would definitely cancel any auutomatic payments -- at one point Chase sent me a mortgage bill for 3 times my mortgage payment (of course it was wrong). if I had automatic payment they would have cleaned out my bank account and I can't even stand to think of the nightmare that would have been. I am positive I would still be frantically trying to get that money refunded, and would not have had one cent to live on and all my other bill payments would have bounced. Beware, be careful, MOVE YOUR MONEY!

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Chase Home Finance has become Judge, Jury, and Prosecutor. I have been down a slippery slope with Chase Home Finance and their under handed tactics. It all started back in May of 2008 when I applied and quickly qualified for a home modification loan. It only took 4 weeks and I received my home modification package via DHL. The package outlined what needed to be signed and returned via an enclosed DHL envelope. I only had a few days to have the modification paper work signed in presence of a notary public and sent out DHL. One of the four conditions of the modification was to enclose a good faith down payment in the amount of $2,021.00. Without delay my wife and I fulfilled all the conditions of the modification. The modification was sent out with no delays and we waited patiently to hear back from Chase that the modification was accepted and move forward under the new home loan. Unfortunately, this never happened. We never heard back from Chase Home Finance but instead complete silence from Chase Home Finance. It was only until I took it upon myself to be proactive and follow up with Chase in regards to my Home Modification Package. Only after many phone calls and unanswered messages I was able to get a hold of someone who tried to explain that my package was never received. I found that hard to believe due to the fact my $2,021.00 check had already cleared my bank back on June 25, 2008. The check was attached to the modification paperwork. Interesting that Chase Home Finance never received my modification package but was able to cash my check. Things that make you say "HMMMMMM! This is where things started getting really out of control with Chase Home Finance. Instead of investigating what happened to my original modification paperwork. Chase Home Finance turns me over to their Home Preservation Office in short the HPO. I was very persistent with Chase on getting me an answer regarding what happened to the original loan modification. Only after dozens of excuses and threats I did receive a very strange answer what happened to my loan modification paperwork. A gentlemen who called himself LJ explained that around the same time my paperwork was received Chase Home Finance Corporation had an internal system upgrade and thousand of home modifications were lost due to this upgrade. He urged me to resend all my copies of the home modification to him and the Home Preservation Office. I am sure the Home Preservation Office was developed to handle the influx of loan modifications that Chase Home Finance was either screwing up or not keeping up with..... The HPO wanted me to start all over and send a new hardship letter, tax returns, pay-stubs, bank statements, etc. Luckily I had most of these requirements already together because of my first go around with Chase Home Finance. The entire time I was dealing with the Home Preservation Office I was getting very aggressive and even threatening calls from

Chase Collections Department. The HPO was very aware of my original modification and I sent them copies of the original paperwork, cleared check and DHL receipt. The HPO first attempt was to see if Chase Home Finance would honor the original modification due to me producing all documents and the cleared check. Chase Home Finance reply to the HPO was "NO." Their decision was based on the fact that the original loan modification had expired. How convenient Chase Home Fiance looses my original documents but cashes my check and holds my down payment, collections department continues their threat tactics, HPO wants to initiate a new home modification. Let me jump to present date and yes I am leaving out about a year and a half of Chase Home Finace and Chase Home Preservation Offices Complacency...... My current situation is this: I am currently under some making home affordable program waiting for underwriting to approved my new modification. Maybe it will also get lost in the great Chase Home Finance Abyss. There was a time I had to personally conference the HPO and Chase Home Fiance Department so they could get their stories straight. The funny thing here is the HPO told Chase Home Finance they could have my file due to their inconsistencies. Chase Home Finance informed me I had a sale date on my home and only after pain taking hours on the phone I discovered this was another lie and evil tactic. I continue to pay Chase Home Finance $1,739.10 per month. I have paid them this payment for several months and they seem to randomly apply my payments and I have no idea where other monthly installments have been applied to my loan. The $2,202.00 good faith down payment has magically disappeared. I have requested Chase to research the good faith down payment made back in June 2008. As of present date I have heard nothing back from Chase Home Finance. I also sent the an additional 2,000.00 back August of 2009 and these funds have yet to be applied to my Home Loan. These funds were sent via certified check from BB&T. I recommend any future and present home owners seeking a loan modification with Chase Home Finance to expect the unexpected and make sure you document everything you send them. Make good copies and even have documents that don't require a signature in presence of a notary to go ahead and have documents notarized. Chase Home Finance is unmerciful and doesn't give a damn what happens to you and your family. My ultimate goals is to find reputable counsel in order to file suit against Chase Home Finance.

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Chase Home Finance has become Judge, Jury, and Prosecutor. I have been down a slippery slope with Chase Home Finance and their under handed tactics. It all started back in May of 2008 when I applied and quickly qualified for a home modification loan. It only took 4 weeks and I received my home modification package via DHL. The package outlined what needed to be signed and returned via an enclosed DHL envelope. I only had a few days to have the modification paper work signed in presence of a notary public and sent out DHL. One of the four conditions of the modification was to enclose a good faith down payment in the amount of $2,021.00. Without delay my wife and I fulfilled all the conditions of the modification. The modification was sent out with no delays and we waited patiently to hear back from Chase that the modification was accepted and move forward under the new home loan. Unfortunately, this never happened. We never heard back from Chase Home Finance but instead complete silence from Chase Home Finance. It was only until I took it upon myself to be proactive and follow up with Chase in regards to my Home Modification Package. Only after many phone calls and unanswered messages I was able to get a hold of someone who tried to explain that my package was never received. I found that hard to believe due to the fact my $2,021.00 check had already cleared my bank back on June 25, 2008. The check was attached to the modification paperwork. Interesting that Chase Home Finance never received my modification package but was able to cash my check. Things that make you say "HMMMMMM! This is where things started getting really out of control with Chase Home Finance. Instead of investigating what happened to my original modification paperwork. Chase Home Finance turns me over to their Home Preservation Office in short the HPO. I was very persistent with Chase on getting me an answer regarding what happened to the original loan modification. Only after dozens of excuses and threats I did receive a very strange answer what happened to my loan modification paperwork. A gentlemen who called himself LJ explained that around the same time my paperwork was received Chase Home Finance Corporation had an internal system upgrade and thousand of home modifications were lost due to this upgrade. He urged me to resend all my copies of the home modification to him and the Home Preservation Office. I am sure the Home Preservation Office was developed to handle the influx of loan modifications that Chase Home Finance was either screwing up or not keeping up with..... The HPO wanted me to start all over and send a new hardship letter, tax returns, pay-stubs, bank statements, etc. Luckily I had most of these requirements already together because of my first go around with Chase Home Finance. The entire time I was dealing with the Home Preservation Office I was getting very aggressive and even threatening calls from

Chase Collections Department. The HPO was very aware of my original modification and I sent them copies of the original paperwork, cleared check and DHL receipt. The HPO first attempt was to see if Chase Home Finance would honor the original modification due to me producing all documents and the cleared check. Chase Home Finance reply to the HPO was "NO." Their decision was based on the fact that the original loan modification had expired. How convenient Chase Home Fiance looses my original documents but cashes my check and holds my down payment, collections department continues their threat tactics, HPO wants to initiate a new home modification. Let me jump to present date and yes I am leaving out about a year and a half of Chase Home Finace and Chase Home Preservation Offices Complacency...... My current situation is this: I am currently under some making home affordable program waiting for underwriting to approved my new modification. Maybe it will also get lost in the great Chase Home Finance Abyss. There was a time I had to personally conference the HPO and Chase Home Fiance Department so they could get their stories straight. The funny thing here is the HPO told Chase Home Finance they could have my file due to their inconsistencies. Chase Home Finance informed me I had a sale date on my home and only after pain taking hours on the phone I discovered this was another lie and evil tactic. I continue to pay Chase Home Finance $1,739.10 per month. I have paid them this payment for several months and they seem to randomly apply my payments and I have no idea where other monthly installments have been applied to my loan. The $2,202.00 good faith down payment has magically disappeared. I have requested Chase to research the good faith down payment made back in June 2008. As of present date I have heard nothing back from Chase Home Finance. I also sent the an additional 2,000.00 back August of 2009 and these funds have yet to be applied to my Home Loan. These funds were sent via certified check from BB&T. I recommend any future and present home owners seeking a loan modification with Chase Home Finance to expect the unexpected and make sure you document everything you send them. Make good copies and even have documents that don't require a signature in presence of a notary to go ahead and have documents notarized. Chase Home Finance is unmerciful and doesn't give a damn what happens to you and your family. My ultimate goals is to find reputable counsel in order to file suit against Chase Home Finance.

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please send me any info you have in reference to a class action lawsuit. Chase is screwing us over too, I live in California and we have some good lawyers here. I would be willing to start a class action lawsuit as well.

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PLEASE let us know if/when a class action suit is started against Chase.

I've never been closer to a nervous breakdown than when I had to deal with them!

They strung us along for eight months while my husband was unemployed and had a heart attack and then refused to modify our loan.

Then they offered another program from their "Home Preservation Team." They promised us it would take place within a month but when I called to verify 6 weeks later, the program magically disappeared and we were back to square zero.

If we have a cause of action that Chase acted in bad faith and caused plaintiffs damages, let's go for it!

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PLEASE add me to your list - I've been fighting for a Loan Mod since Septerber, 2008 - was told I was approved-then in April, 09 was told NO I wasn't - had to reapply - told I didn't qualify for Obama program - too much equity in my home!!! Real estate in the toilet, but the value of my home went up??? Now I am in a "forebearance" for four months and then they will determine if I get a loan Modification-I lost my job in November 2009 and (what a slap in my face) my Mom said she would help me until I find a job!! I'm scared to death - I've lived in my home for 20 years and NEVER had an experience like this - So YES I want to be added to your list and kept up-to-date with what is going on and join-in with everyone here - maybe together we can get the help we deserve!!

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Add my name to the list. I am also in a Loan Mod program with Chase and have been for the last YEAR. WAMU/Chase has not offered a solution yet nor acknowledged that they are actively working on a loan mod for me. I then joined NACA (www.naca.com) in Oct 09 and they are doing everything they can for me, but WAMU/Chase has shown negligence and appear unwilling to cooperate, although legally contracted with NACA to offer solutions to this mortgage disaster. I now have a sale date, which NACA is capable of stopping, however, I am losing hope. The gov't has allotted billions of dollars to these financial institutions to save our homes and I want to know where the money is going. I want to join any class action suits against WAMU/Chase. I am also looking into a personal lawsuit, to sue for compensatory and punitive damages.

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Same thing here. Luckily this house was bought from a Private owner and they cant foreclose on it...HAHAHAHA... but my credit is ruined, they have a lean on it, creditors trying to collect and even people KNOCKING at my door from the credit collector and bank.!!! I was NEVER late on one payment until WAMU changed magically into CHASE !!! These ARE THE TERRORISTS!!!!!! IM ON BOARD FOR THE LAWSUIT

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Chase, Wells Fargo, and another garbage firm has been doing that same thing to me for the last year. I just got a forecloser letter from chase for a equity loan, and a Debt collection letter from a third party of the same account. They keep changing people on me and saying WAMU never recieved payments I AM SOOOO FURIOUS ABOUT THIS AND THE GOV IS NOT STEPPING IN !!!!!!!!!!!! WHERE IS AMERICA???

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Please send me the info as we have been in this same nightmare for almost a year. We have repeatly sent in documents and were not in default when the process started.

I have been searching for help as every attorney we have spoke with says "We have a good case." But nobody in this small town is willing to take on a Corp. Giant such as Chase and the time it would take. Please help, I am waiting anyday to receive foreclosure papers, or have a nervous breakdown from trying to deal with these heartless people.

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Short to the point I would like to participate in this class action suit against Chase home finance.

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I have applied for mortgage re-modification since July, 2009 but Chase keeps delaying the process and keeps asking me to resend documentation. Do you have any referrals and/or assistance?

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How do I get included in this? I tried to e-mail you but the site won't allow it because you have gotten too many e-mails already today :-) I guess MANY of us are happy that you are starting this. What do I need to do to be included? My story is almost EXACTLY like yours! We are getting foreclosure notices. I have been in Chases "3 month trial period" for loan modification for 11 months and there appears to be no end in sight. Of course every payment has been made on time and they have reported each one to the credit bureau as late. My credit is ruined, I am about to loose my house, they have added about $8000 in fees to my loan and the collectors are calling daily!

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I am going through the SAME thing!!! Did you get the suit started? I am on board. I was just researching how to start my own class action suit when I saw your story. It is as if I am reading my own story!

I also found (on another site) a guy who once worked for Chase and wanted to help with a class action against them. He said he had inside info on them forclosing on people like us!

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Hello, I as well as many others am also interested in joining this class action law suit. I have read all these horror stories and I am so disgusted with the fact that Chase Home Finance has been able to get away with all of this. I am also a victim of their schemes and now because of them I am behind on my mortgage and have been threatened with foreclosure. I am in my second loan modification process with them and ive had to hire an attorney to take care of this for me, hoping that this time, Chase will feel more pressured to comply with modification request. They are horrible at returning phone calls yet at times, their collections department calls me at least 10 times a day demanding payment. I had to request a loan modification due to financial hardship from divorce. I want to keep my home but they have made it increasingly impossible for me to do so. Ive been fighting with them since January of 2009 and Im sick and tired of hearing excuses. They told me that my first modification was denied because my hardship was "temporary". If someone could tell me how a divorce is a temporary hardship, I would love to be enlightened!!!. I am certain that my credit is also been affected thanks to them. This is something that I am currently following up on with the credit bureaus. I look forward to hearing about how I can also join this cause, and show these crooks that their deceitful practises will not be tolerated.

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I am also haveing the same problem with chase, I have been in 3 repayment plans, and sent in 3 diffirent times, all the information they asked for, for a reinstatment. I asked for them to refiance my loan, like what Bush and obama had passed for hope of home owners. after a year and a half, they tell me we do not quilafiy, but do not tell me why. they told me to keep sending my payments in and sent me three payment couponds to send in with my check. I sent in one with a check and they cashed it and the next month i sent in a nother check and it never did clear, and it was about time to send in another payment and I got the check back and they told me they could not except checks to send ceritified funds, i called about this and talked to some guy, and he said he did not know why they did not except that check. So the next payment i sent cerif. funds and a copie of the check they exceped and the one they sent back. and i ask why. no answer. also sence i did not except there contract of more money a month and 10.50% intreset rate. they are forcloseing on me and I have asked for copie of all my payments and where the money has been applied to. and a break down of the charges they are charging me. I have not received them as of yet. I need a good forcloseure laywer.

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I paid my Chase Mortgage Loan in full in 2009 and then re-mortgaged to take advantage of an offer they made via mail. Then, within a year of the re-mortgage, Chase sent me another letter offering to reduce the APR from 6.5% to 4.5% and I jumped all over it with a clear understanding that I would only pay $390 out-of-pocket, period, which would be refunded when the loan closed! Since October, I have been demanding that the loan close and Chase ignores all of my emails and telephone calls! Furthermore, they now advise that I will need to pay more money at closing! These people are CROOKS! Where is the damn government when you need it! Chase Mortage is ripping us all off.

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is anyone actually persuing this? we are getting ready to contact an attorney and our state legislature regarding our experience with chase home mortgage. please let me know if anyone out there is starting something! also, specifically, if you were a wamu mortgage holder when the bankrupty happened and chase took over your loan and you are having trouble now.

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I am a negotiator and would love to direct my chase clients to join this class action. I am sick and tired of the fraudulent activities and services in which they perform. Everything from lost documents in which I have some horror stories and some of my clients are seeking legal action towards this company. IT IS OUT OF HAND!!!! Please email me any information in regards to a class action or where my clients may find more information on this matter.

Thank you

Email: Matt AT thebleak.com

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Same old story here. Please contact me on how we can join this Class-Action Lawsuit. Votumamor AT gmail.com

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Yes I am very intersted in your class action suit. I am in Chapetr 13 now. I have been paying my post petition payments timely by sending each check with delivery confirmation where I have a proof of their receipt of payments long before the due dates. However they have been intentionally delaying the processing of the checks about 15 to 28 days where they have created a default against me. They have concrete proof of their lies and misconduct. I am very interested in this class action. You can email me to my aol account. My aol user name is NishanU. basically the email address is NishanU at aol . com. I have a very good evidance for your attorney please have the attorney conatct me by email. The following evidence is a gold mine for him. Here it is: I sent the October 2009 payment with USPS delivery confirmation, per USPS service delivery confirmation CHASE have received my payment on October 7, 2009 before my due date. My due date is 10 th of every month. Guess what, they have stamped the check as received on October 13, 2009, isn't this lying and chaeting, and of course the check is processed much later day, and I have more evidence for they lies and cheats. Have the attorney contact me immediately.

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I want to find out if statute has run on filing lawsuit or joining class action suit against Chase Home Finance/Mortgage (whatever it's called). When I bought my 123-year-old historic home in Ft. Worth, TX in 2003, the note was immediately sold to Chase. It was an ARM, and the contract specified that Chase could only raise mortgage payment every 2 years; however, Chase began raising mortgage payment immediately & continued doing so every 6 months until my mortgage payment went from $635 a month at beginning to $1,350 in 1-1/2 years. Then, when we could no longer pay mortgage, Chase sent us foreclosure notice. We immediately found 3 definite buyers who wanted to buy the house and were competing with each other to do so before foreclosure. So we could have sold it prior to foreclosure and gotten our equity out of the house, but Chase consistently and aggressively refused to give us the payoff amount on the house so that we could sell it. In a phone conversation with a Chase rep about the situation, she told me emphatically and extremely cruelly that Chase would refuse to give me payoff amount so that I could sell it to one of the 3 buyers who were competing to buy the house from us before foreclosure and, further, that Chase was going to see to it that we were foreclosed on. Chase never gave us the payoff amount on the house, it went to foreclosure, and Chase bought the house themselves. We lost all equity and now have to live in a rent house in a very bad part of Ft. Worth and cannot buy a new house. This happened in December 2006. I am a paralegal but none of the attorneys I worked for wanted to deal with the problem, so I'm trying to find out if statute will still allow me to file my own lawsuit or better, join a class action suit. One way or the other, by hook or crook, I'm going to get even with Chase for ruining my life, even if it takes the rest of my life to do so. The house was on the Texas State Historic Register and was a City of Ft. Worth Landmark, with bronze plaquez on the outside of it designating it as such. It was a very valuable piece of history which we worked hard on to restore and live in for the rest of our lives. Chase literally stole it from us with their breach of the ARM contract by raising our mortgage payments every 6 months instead of every 2 years as provided in the contract, then refused to allow us to sell it just prior to foreclosure when we had 3 definite buyers for the house. Please let me know what I can do or if it's too late to do anything now.

Kim and Mike Kranker

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I would also jump on board with a class action suit against Chase. I was in modification, and then was foreclosed with no proper notice. I have been here for nearly 12 years, can afford modified payments and am willing to keep a house that's worth a fraction of the 2006 value. Should be a no brainer. Please contact me if there are any open lawsuits which can be joined.

Thanks

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I would like to be added to the class action suit filed against Chase. I tried contacting you, but it says that only 4 responses to your post can be sent per day. Please contact me so I can be added to the class action suit.

I have been repeatedly told that I more than qualify for the loan modification program by everyone except Chase. The only thing they told me to do is short sell the house and get out. From what I have been told, Chase targets properties with mortgage insurance, which I have, and that they can force foreclosure and collect on the full value of the original loan and then auction the house off later for more profit. I was told what they are doing is insurance fraud and to report it to the Comptroller of the Currency within your State. Which I did and received a case number. If enough people get involved, hopefully what they are doing can be stopped!

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If there are any class actions starting for Chase, please contact me to add me to the list. My story is as igregis as anyone's here and more...thank you. Cj ask AT ebabymagazine.com

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I am glad I was surfing the internet to see who else was in the same boat. I have been having the same problem and have been victim of Chase's deceptive bad faith banking practices. If anyone is filing a class action against Chase count me in. I have been ran out with their bad faith loan modification games. I have filed my loan modification by following step by step the FDIC banking guidelines. They gave me over 6 months of ran around nothing is done. Because of their bad faith banking practice I had to file Chapter 13 bankruptcy to seek the help of bankruptcy lawyer. I am still in chapter 13 plan. I have been paying my post petition mortgage payments per our bankruptcy plan timely. Guess wnhat they delay every payment 20 to 25 days to have an excuse in their hand for late payments. Knowing how bad they are I have been sending my payments with priority mail with delivery confirmation. Per my and USPS delivery confirmation record I see that they have been delaying the process of payments. At this point my bankruptcy lawyer is handling all these. Outside of my bankruptcy condition if anyone is filing a class action suit against CHASE for their deceptive banking practices in loan modification and intentionally delaying the mortgage payments count me in. Chase needs to be sued big time.

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My story is like all others also; I agree with this complaint; "the run around from this Inept,Unethical Criminal corporation,..they have held a noose around my neck long enough,...Let`s take Action !"

please count me in:

Mazina Brown

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I too am a Victim of Chase

I am looking for a Law firm to seek Judgement or settlement

Case Notes

Plaintiff alleges that on or about June 26, 2007 he was pressured into signing a forbearance agreement not meeting the negotiations and agreements reached with Chase. Specifically, plaintiff was advised that if his signed agreement and payment did not reach Chase by June 27, 2007, a sale would be effected on June 28, 2007. Plaintiff remitted, via overnight delivery, the signed agreement, under protest, together with a cashier�s check in the amount of $10,000.00.

During the negotiations to bring his loan current, plaintiff advised Chase that he was expecting the escrow on one of his rental properties to close momentarily and initially requested that the arrearage be added to the end of the loan. Chase declined that option. Plaintiff was also arranging for financing to take Chase off the loan and so advised Chase. Chase�s representative indicated that this was not necessary, that Chase "will work with you."

Plaintiff�s escrow closed and he informed Chase that he would remit the $20,702.27 to bring the loan out of foreclosure. The representative advised that this would not be necessary, that $10,000.00 would be sufficient and he should keep the extra money as a "back up." Plaintiff worried about the sale date and wanted to pre-pay two months� payment and again was advised this was not necessary, not to worry, Chase will work with you.

In the process of the negotiations, the Chase representative had been informed that plaintiff had suffered a stroke in mid-February and was left recovering from physical and memory partial impairment, and a provision in the forbearance agreement covering illness or hospitalization was discussed with Chase. Plaintiff questioned whether he would get notice if there was any problem and the Chase representative assured him with "of course."

This forbearance agreement transmitted one day prior to due date contained conditions not discussed with plaintiff and did not include provisions discussed.

There was absolutely no communication, notice, or statement from Chase whatsoever and, due to the sudden illness and death of his friend and co-occupant of the home during July and August, plaintiff missed his very first payment under the agreement.

On September 10, 2007, Chase�s representative executed a Trustee�s Deed upon Sale and on September 12, 2007 caused an Agreement to Vacate to be posted on the property.

Plaintiff immediately contacted Chase and was referred to Chase�s loss mitigation department. On September 28, 2007, plaintiff requested that Chase allow him to bring his loan current by remitting the August, September and October payments.

On October 10, 2007, proof of plaintiff�s ability to pay was transmitted to Chase based on Chase�s advice that, based on his situation, it is inclined to reverse the foreclosure and reinstate his loan.

On or before November 4, 2007, plaintiff was advised that the file has been transferred to Chase�s Modification Department. All requested information, including banking information, tax returns and a hardship letter, and proof of insurance on the property requested by Chase, were transmitted to the Modification Department.

Plaintiff dealt with the Modification Department until early March, 2008, when he was referred back to Loss Mitigation. Communication with Loss Mitigation commenced again on March 10, 2008 and on or about April 3, 2008, Loss Mitigation advised that plaintiff�s only option was to buy out the loan and transferred plaintiff to Chase�s REO Department.

In response to plaintiff�s advice to Chase REO on April 3, 2008, that Chase Loss Mitigation agreed to let plaintiff buy out the loan, Donna Hopkins of REO referred plaintiff to "our (Chase�s) attorney�s office," and he had been "brought up to speed." Chase�s loan payoff information was transmitted by Chase to plaintiff on April 7, 2008, effective through May 7, 2008.

Communication commenced immediately with Chase�s attorney, Randall Naiman�s office, through his assistant, on April 8, 2008. Although no dealings have been had with counsel whatsoever, his assistant advised on that she was keeping him informed. Plaintiff continued to communicate with Chase�s attorney�s office in writing and via e-mail, transmitting the loan approval, advising an appraisal had been performed and an escrow was open and requesting Chase�s written confirmation of the loan buyout to the lender and escrow.

After not receiving any communication whatsoever from Chase�s attorney�s office, on May 13, 2008 plaintiff once again contacted Donna Hopkins at Chase REO. On May 13, 2008, Chase REO Supervisor Richard Alexander responded that he had no knowledge of any "deal/contract." On May 15, 2008, all relevant background information was forwarded to Mr. Alexander.

Angela has additional information (760)272-9095. A

At the time I had my home appraised for $500,K

Sincerely

Joseph R. Lee reply: jrlee3rd AT aim.com

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I, too I had it with WAMU/Chase. Dealing with them is so disgusting. They lied big time. I was stressed for over a year just by dealing with them. They have filed a foreclosure notice with the county clerk office, and they have not given me a notice. I found it myself when I check the county records webiste. I want to be included into the class action suit

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We are fighting with Chase as we speak and they are trying to foreclose on us as well. We can't find a lawyer around here that will handle this and if you have any suggesting and maybe suggest a good lawyer to use. They refuse to send out papers and state they have sent them to us and they are trying to foreclose on us while refussing to send papers and get this straight. We have contacted the senator and he is trying to help us but nothing is working. PLEASE HELP!!!!!

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13 November 2009

Please count us in. Mr. & Mrs. Gary Shine. I just went to my attorney yesterday (Nov 12th) to file a civil lawsuit. I was just surfing the net to see if there was any compliants about Chase business practices. WOW! My mouth was just open. I had to call my husband to come read the compliants.

Our story is so much like the others but we are current on the mortgage. Thanks to paying Chase $21,000 (2 attempt foreclosure) to save our home. In which Chase was at fault both times. I understand completely when you say that they will not answer their phones. Since they didn't want to talk to me anymore I got the VA Rep involved (we're military). They spoke with him only for a few phone calls and emails. The employees at Chase are not the brighest crayons in the box LOL. When the VA rep contacted the person that was helping me. He told the VA Rep tht he didn't put me on payment plan (even thought Chase was at fault). The VA Rep contacted me and told me what was said. I told him I guess he forgot that he FedEx the contract to me with all his information on it. The VA Rep asked me to fax a copy to him. So I faxed him a copy. He called me back a few days later and said he called and confronted the rep from Chase and ask him why he lied about the contract. He told him that he had a copy of the contract after that no more contact from him or his supervisor. Until this day the Chase rep will not speak to me or the VA Rep. That is okay because I have what I need to go after him & Chase. Our mortgage is always current until my husband deployed to Iraq three times. After Chase find our that he's deployed the next month the mortgage is messed up. When I called to find out what is going on and they tells me that my name is not on the mortgage and they can't discuss it with me. My name has been on this mortgage since we had the house built. Too make a long story short include me in the lawsuit. Please pass along the attorney information PLEASE. I WANT TO MAKE CHASE PAY FOR WHAT THEY DID TO US AND OUR CREDIT.

I went to three attorneys and each one of them said I have case against Chase but they decline to take the case. I guess they are afraid. Like one attorney told me that I have proof that they sent in an email stating that they are at fault with our loan. After I got that piece of evidence they no longer want to speak to me. When I find an attorney they will be speak then.

The attorney that I consulted with stating that we have Chase on several charges. We have an excellent case against them because we have our proof in black & white from them.

Too much to type about Chase.

Send any and all information to rshine2605 AT aol.com

PS: I'm glad I was surfing the net now. I'm sorry we all are in this situation but I'm happy to see we're are not ALONE!

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PLEASE SEND ME ALL INFO CONCERNING THIS CLASS ACTION SUIT.

THANK YOU..

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I am also a victim, i would love to be a part of the class action. Please contact me at stacia_diamond at hotmail.com

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My story is like all others,..All true,The run around from this Inept,Unethical Criminal corporation,..they have held a noose around my neck long enough,...Let`s take Action !

Brian D. Pound

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Wow! I cannot believe all of these stories. At least we know that we are not the only people going through this. Here is our story.

As of March of this year, I have been off work and on disability due to an accident that I got into ten years ago that came back to haunt me. Due to this I am now permanently disabled which means I am now on a fixed income. As of April of this year, my fianc�© was laid off from his job. Therefore, he is now on unemployment, which means we were/are definitely in need of some help. I pulled up the Chase website and saw the modification that they offer. I called them, filled out ALL of the necessary paperwork, and submitted everything and I also called to confirm receipt. In addition, when speaking to the modification department we were told that in order to qualify for the modification department you MUST be behind in payments, so they told us NOT to make our July 2009 payment and all after until the modification is complete. They stated that ALL unpaid payments would be included in the new loan. This was all done by July of this year. They said to give them 4 to 6 six weeks due to all of the people applying for the program. I called about every two weeks and spoke to the modification department AND the collections department. We received at a minimum 3 phone calls a day from the collection department. I would tell them exactly the same story. I would even ask for the manager to make sure the correct person was noting it. I would ALWAYS get the same story from the modification department. They told me to ignore the collection calls and not to worry. They would also say that our loan is still being processed and to NOT worry about being foreclosed on. Since we had applied for the modification there was NO way our house would foreclose do the modification was in process. Well, on September 28th of this year we received an Acceleration Warning (Notice of Intent to Foreclose) letter in the mail and a certified copy as well. My heart sank. I called the modification department immediately. I was transferred to two people then I finally got a hold of a gentlemen who told me to disregard the notice. He said the same story; we cannot be foreclosed on while we are in the process of a modification. I asked him for an update on our modification and he said our loan is now with the collections department so I need to check with them. I called and spoke to a gentlemen in the collections department. He said our loan is with the modification department and did not know why the other person stated that it was with them. UGH!!! I asked him to transfer me to back to the modification department. He said it was now closed. Therefore, I started to ask him some questions to see if he could help. He said that he does see that we applied for the modification back in July however; he does not see that our loan has been approved or that it is pending. He said that it looks to him that NOTHING has been done with our application so far. He did say that the modification department is behind and that as of October of this year we will be four months behind, which means they could start a foreclosure. He also stated that since the modification department is behind he has seen some people lose their homes. I was extremely upset after that phone call. I pulled up the Chase website again and started to search and see if there was anyone else I could contact or anything else I could do. I found on the website that they had a local office for the modification department. I immediately contacted them and told them my situation. The person that I spoke to told me that even though we have applied for the modification, we could still be foreclosed on. She said we needed to make an appointment immediately to see one of their representatives so we can try to get this done. She also stated that when she pulled up our loan she saw that NOTHING has been done and there are NO notes for all of the times I have called and spoke to someone. Unbelievable!!!! Therefore, we made an appointment with a representative. We had to bring all of the paperwork that we had submitted back in July plus all of our current information. When we met with the representative, he said the same thing as well, that nothing has been done with our application and there are no notes on file. He told us not to worry and that he will submit everything and try to get everything done as soon as possible. He told us that if we receive foreclosure notices to fax them to him and we will postpone it and let them know that we are in process of a modification. He said that he will keep us posted every step of the way. He too said that he has seen and heard of people losing their homes because of all of the errors of the modification. He said it is so messed up that he does not even know where to begin. Well on October 26th we received a letter in the mail and a certified copy as well from Northwest Trustee Services, Inc. stating that they have been retained to initiate foreclosure proceedings on us. I immediately contacted our representative and left him a message. I also emailed him and faxed him a copy of the notices. He left me a message stating that he could try to postpone the foreclosure and that he has still not received a conformation on our loan yet. I immediately called him back and of course got his voicemail again. I also emailed him stating that yes, please postpone the foreclosure and that I would like a copy of his request and a copy of the confirmation for my records. I also told him that I would like him to find out the status of our loan and when we should have this all done. Well that was on Friday, October 30th. As of today, November 2nd we have NOT gotten an answer from him. My fianc�© had to leave him a voicemail stating that if we do not hear back from him we will have to contact an attorney because we are still in the same situation that we have been in since July.

This is ridiculous and we are so sick and tired of this. We want a resolution to this matter. There is no way that we can come up with this HUGE lump sum due to our fixed/limited income and we do not want to lose our home. In addition, our credit is currently all messed up due to late fees and negative reporting from Chase Home Mortgage. It is not fair that we have to suffer due to the incorrect information and lack of from Chase. So, please count us in on this Class Action Lawsuit and let us know the contact information to the attorney on this case.

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I have been a Chase Home Finance Customer since they purchased my mortgage from Mellon Mortgage during the banking crisis in the early 90's they have been a nightmare of a company. Like the corporate monsters of the early 20's before the depression they are ruthless, unethical and resort to fabrications and harassment.

I send them checks and they do not cash them they have been torturing me for about 7 years. I am tired of it. I have spent about 6000 in attorney fees to fight them.

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I am so in!! Four mortgages with Chase--all horror stories--too much to write!!

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We bought our house a year ago.We applied for a modification in March.we waited to hear something from the.We received a letter saying we no longer had a fha loanand they were sending us our money back that we put down at closing for mortgage insurance and what we had paid everymonth we would get back.We got part of the money back now what we paid monthly they will not send it to us.We are still waiting on a loan modification Chase is nothing but a joke I would love to get in on class action lawsuit.Please email me about thisjerrie @ boopluver AT cox.netwe have been through more than theres room to post here please contact me about the lawsuit you are getting

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Chase is doing this exact same thing to me and I would like to know exactly who you are using for a lawyer. We have contacted several lawyers but none seem to want to help.

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I have had problems with Chase sense thay took over WaMu. One is my escrow thay say I have a shotage I did my own countulation and it just don't add up. Another thing is I just found out I have to much equity in my home for the modivacation program.When I first bought my house in 2002 I put 20% down now do to medicial reasons I am on Disibility.I thought the make afordable plan was to help us stay in are homes but Chase wants me to go in to forecloser so thay can take my home and profit off it.I have never been late on my payments for as long as I have bought this house.But due to my Divorse and loss of income and escrow shortage I can't make my Housepayment any more.I was olways told if you talk to your Mortgage company thay would work with you. NOT CHASE.I have been through hell and back with them and am stressed out over this whole deal.

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Wow I can't believe all these stories of how Chase is ripping people off. We have paid on our house for almost 10 years and WaMu was the paperholder. Chase bought the loan and I had lost a job. They were going to help us with a modification and it has now been 9 months and we are now told that we are denied due to our equity being to high on our house. We too have sent paperwork in like so many times I hate to look. They always seem to be missing the same thing we sent before. We have kept all out paperwork, phonecall logs, people we talked to, and dates in a file that has to be 3/4 of an inch by now. We are set to lose all out equity we have worked so hard for and they could give a crap. They are rude and uncaring and I believe they are trying to get all these to help offset thier losses from other bad deals they made.

I definatly want in on this class action lawsuit. I have a family and we are completly stressed and don't know what to do. Please email me the info about the lawsuit as we will join.

I almost expect a forclosure letter in the mail any day now from what I read.

I simply cannot believe there are such deviant people like this treating people like dogs.

Dreindl AT live.com

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Chase is The MOST Inept and /or Corrupt business in the USA,..Brian D. Pound

twinoaks AT wirelessilliana.com

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Hi;Count me in! I got a loan from accredited and my payment was 647.00 per mo.Three mounts later my loan was transferred to chase.A few months later chase told me my new payment would be 662.47.Now, I was always getting a monthly statement telling me my this amount;and that my escrow was -0-.Now,I thought my escrow being -o- was a good thing.Now,I bought this lot in 2001 and have always paid my taxes and ins. myself when it was due.In june 08 i got a monthly satatement showing that i owed escrow 1300.00 and my automatic bank payment 662.47 was not enough to make my monthly payment and the escrow payment.So, this money was taken from my account and put somewhere in between me and escrow.Then the next month my escrow went to 2700.00. In the next two months my escrow went to 5700.00.Now,my payment of 662.47 is not going to get this done! I will pay my taxes and my ins. when it is due.This escrow has got to be illegal. glenn green glenn.of.green AT gmail.com 928 502-1430

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Please include me as well. Reps in Manila nor Ohio know what they are doing! In 07 I had a Loan Mod completed and they said that they spread out my escrow shortage for 60 months. Right now I have a surplus of 2889.00 which I received in a letter that I would get back ..they said the letter is false because I'm still paying for that escrow shortage..even if I paid the full amount of escrow shortage I would have a surplus!!! Spoke to a Supervisor by the name of Lisa..she couldn't even figure it out!! They have my money and I want it back!!!! I'm current on my payments by the way.

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Ok this is what is going on with my hubby with chase. He was in Chapter 13 in 2005 he was doing great for four years. But one day in Sept 2008 his lawyer called and said Chase says two payments are missing but not back to back months. So we said we have the soft copies of the checks but dont have prove they got them. So I said what can we do to fix this the money is in the bank account. So Oct 6 2008 we did a conference call with Chase's lawyers in Philly with my hubbys Chapter 13 lawyer and they said "Yes you can fix this send us three months payments in a cashier check and everything will be fine. Guess what we got it in writing send them the money and they would not cash those cashier checks.Now after all this a year later they have tried to foreclose 4 times right now we have a stayed on our home, but chase is still playing games with us. The chapter 13 lawyer stop my hubbys 13 in March 2009. The reason is to try to remodfied his loan. But if chase does not help him back into 13 he will go and they woun't get the house. We tried to give them all the back mortage money and they would not even take that. Chase is playing games with lots of people. WE NEED TO TAKE A STAND AND DO SOMETHING ABOUT CHASE!!!!!!!!!!!! They are crooks in a suit

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That is Chase. They don't care for anyone else. They are " above" the law. Any way try to complaint to currency control office of treasury department.

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I would like to be added as well. I also have a mortgage that was purchased by chase from new century mortgage. My problem with them is that they lost my April 31st, 09 payment. They debited it from my account on may the 4th. It was 2,022.49. I have a confirmation number and all when I gave them the check by phone back on April 16th, 2009 I had to provide them bank statements for three months. They have opened and closed what they call an executive rout like five times. They have ruined my credit and I am getting no where. I don't know what else to do. Does anyone have any info that can help me. I want to sue the shit out of those c-ck s-ckers!

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I wanted to know where is the status of a possible class acxtion law suit. I am interested in participating as well. I been going back and forth with chase since january.At first they wouldn't even consider me for a modification because i was current so they had me be late for 3 payments.They put me on a forbarance plane and then denied me any further modifications.they are saying that they are reviewing my status for a plan,it's been 8 months. They have managed to ruin my credit and are not willing to give a straight answer. they need to be held accountable for all the money they have recieved from they government.

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I would like to be included also. I lost my home to a fire in April, 09. I sent them an insurance check on June 4th in which they received and signed for via certified mail on June 6th. As of July 29th, they still had not applied the check to the balance & I now have at least one late pay on my credit from them, if not two late pays. Here I am in situation of needing to purchase another home & from what I have been told, this will be nearly impossible based on the late pay(s) being from a mortgage. UGH!

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Chase started putting our mortgage payments into an escrow account without our knowledge, making us 2 months late (by the time we found out). I requested that they move the payments we had been making into the mortgage account and reverse any negative reports to my credit. They agreed and said that that is exactly what they would do. I found out later that they had done nothing and my mortgage was then 3 months late (because all of the payments were being put into this escrow account). My House was then put into Foreclosure and I was told I couldn't make any payments while it was in Foreclosure, but it was put there because of this mix-up and they would reverse the Foreclosure and everything would be fine. Well, you guessed it, nothing was done on the account and it is still in Foreclosure and I am now considered 4 months late on my Mortgage payments.

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I am curious to find out what the status is of your claim. Chase also purchased my loan from New Century. I lost my house last year due to Chase Home Finance not responding to my many attempts (over an eight month period) to short sell my house to a cash buyer. In the end Chase sold my house to an individual buyer for $39,000 less than what my cash buyer offered them.

I don't understand how a company, like Chase, can receive $25 billion from the recent "bail-out" then turn around and be non-responsive to homeowners.

I wish our Congress, Senate, someone could answer why there is no check and balance in place prior to releasing such large sums of money to these large banks?

I find it amazing going through the experience I have the last year that Chase is able to use the "bail-out" money towards purchasing other banks.

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Please include me in this as well. I am soooo stressed out over how they are not handling things there and how I am treated by them. My story is almost identical to many on here and I am about to lose 2 homes because of there erroneous errors which seem to happen month after month after month.

Winifredlackie AT aol.com

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I want in ASAP!! Chase home Finance has us so screwed up, we are about to be evicted and we did not even know when the foreclosure sale was , nor would they tell us the $ amount to cure!

Krissy Redding -Texas 940-229-2117 ntxga AT yahoo.com

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I'm with you! Chase Home Finance LOST 2 of my payments in July '08, and I have been FIGHTING EVER SINCE.

Every single Chase employee is uncompassionate, and rather arrogant. If they detect you may have an actual problem, they transfer your call. 50% of the time, the transfer winds up going back to the main call queue, and a random employee answers as if you didn't just talk to someone for half an hour! No notations on your account from the previous person you spoke with. NONE. You have to start all over from scratch. And 'round and 'round we go. 49% of the time, the transfer goes to a voicemail, which is meaningless because nobody there EVER returns your calls. And then maybe 1% of the time, you actually get transferred to a "supervisor," who has no more authority to get anything accomplished, and certainly has no more compassion or willingness to help than the previous 10,000 people you;ve spoken with.

Chase Home Finance is the absolute worst company I have ever dealt with. Worse than Comcast, the previous title-holder.

Chase owes me $875 in attorney's "fees and costs," which they agreed to credit to my account FOUR MONTHS ago and still haven't. And which "customer service" or "account manager" employee at Chase is working feverishly to rectify my huge problem??? NOBODY!! I've spoken with DOZENS UPON DOZENS of Chase employees, explaining my situation thoroughly to each. I've spent WEEKS dealing with this, and right now NOBODY at Chase is working on my problems. They DO NOT CARE, and if I called them right this second, I guarantee the employee would be clueless and would require me to explain my entire situation for 30 minutes, and would then transfer my call to NOBODY. On and on we go, until I am driven completely insane and to tears, and give up.

josh at planbuilderusa.com

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I am currently going through a similar situation. Chase Home Finance has just started foreclosure on my home without even notifying me ahead of time. I have been in contact with them on a weekly basis. I have asked for assistance and been told that I need to be 4 months late before they will help me. I have had the past 2 months payments in my checking account and was told specifically not to make a payment in order for them to do a loan modification. I continue to get conflicting information from their customer service department. Now I have to go through some crazy process to get out of foreclosure and pay thousands in attorneys fees all because of their inadequacies. I am at a loss, I have no idea what to do. I am convinced that they are not operating within the federal guidelines. I want in on this class action lawsuit. This cannot be legal. They must be stopped. Please send me your lawyers information.

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I want in on this lawsuit too. We did a short sale in 2007. When I called Chase prior to see if there was anything they could do to refinance to help with the payments they said only if we were behind on our payments. We finally did a short sale throught the VA. Well the VA sent chase a payoff check and they never applied it to the account and had me 6 months behind when we were moved out. Then after several phone calls and dispute letters they fixed the late payments but it still says settled for less. Now after the fact we had a 30 day late on our mortgage that we no longer own. I want to take Chase down. I want them to pay for ruining my credit. Email me too!!

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Hi Jonathon,

I am in a similar situation with Chase Home Financial. I have had a horrible experience with them. I have been trying to resolve an issue with them since October 08 and to this day it is still not resolved causing me to pay more late payments, interest , fees, not too mention all the stress I have been through in dealing with them. I am to the point where I also want to start up a class action suit against them because I know I can not be the only one experiencing similar situations and horrible customer service. Plus they take no responsibility. Please contact me because I am very interested in joining this case. I am in the process of finding an attorney to take my case if not. My email is bella305 AT gmail.com and I will be more than happy to give you my cell # once I hear from you directly to discuss further details.

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I will add to the horrible business practices that Chase and First Place Bank have. My husband and I both lost our jobs in the same year about 4 months apart from each other. Amongst other family problems, I began the workout process with our original mortgage company. I was awaiting the final papers from First Place Bank when I receive a letter that my mortgage was sold to JP Morgan Chase. I spent months arguing with Chase that there had to be some type of assistance for my situation. They kept telling the that they dont reduce monthly payments. I understand that but dont you offer some type of assistance. After 8 months of arguing and attemping to contact every government agency to prevent foreclosure, I received foreclosure paperwork. When I say every agency, I mean every agency: Hope Now, Consumer Credit Counseling, NHS of Greater Cleveland, other mortgage companies, my former mortgage company, just to name a few. I found out that Chase did have programs to help with my specific situation...why am I being discrimanated against? I have no choice but to hire an attorney and a loss mitigation specialist who proceed to call Chase on a daily basis and threaten legal action if they dont help me. I cant be discriminated against if I have the qualifying events that they list. They have helped others with the same circumstances. So in the 11th hour, Chase finally send the paperwork for the option they chose for me. I didnt even get to negotiate anything. But what do you do when your house has an auction date and your 4 year old will have no home. So here we are 6 months later, I have yet to receive anything from Chase that they are receiving my payments and actually applying them to my account. They REFUSE to send me a mortgage statement. Everytime I call they tell me to call the person Bryan who has been assigned to my case. Guess what he never calls back. No one will give me information regarding my mortgage. So based on some legal advice, I withheld my Nov. payment. NO ONE EVEN CALLED ME TO SEE WHY I NEVER MADE MY PAYMENT. So I did the same with Dec. STILL NO CALLS. My online account states that I haven't made a payment since August. WHERE IS ALL MY MONEY GOING? Today, my only mission was to get information about my loan. I was hung up on, transferred to a fax machine, told that i needed to call the phantom Bryan, and told that no information was going to be given out. Now I sit in tears, I call back and finally speak to someone who has a heart. She tells me that my payments are making it to my mortgage but she cant explain anything else to me. She can get fired for giving me just that small piece of information. What the hell is that about...its my mortgage? I am so tired of dealing with Chase and I guess I have to take what ever they deal to me because no one will help me not even our own damn government. But I am sure that Chase will be fine and all the top execs will make out with the government bailout money. I guess I write this with the hope that someone who reads this can help. I dont know where else to turn and praying just doesnt seem to help anymore.

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I have a been screwed by Chase too. I shouldn't be in foreclosure but I am.I have contacted you before. I would like to talk to you. I want to get a group of people together to start a lawsuit against chase home finance very badly. They need to be stopped like yesterday

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Chase Home Finance seemed that they were working with me. I faxed a hardship letter, plus all the supporting documents that they requested in Jan and Feb of 2008, I then received a modification package on June 26, 2008, which I sent back in the pre-paid, self addressed Fed-Ex envelope that was supplied with the package on June 27, 2008. I was told to stop sending in payments while they processed the modification information and that I would receive a payment book at the new rate. I called several times and was told to be paitint and do not send any payments. I was also told that the last three payments that I sent was being held and would be used towards the modified payments. Now it is October 2008. I have been told now that forcloser procedures have been started, that the modification agreement has been misplaced and they are rechersing the matter. I need to send in a large amount of money to stop the foreclosure from going thru. YES I AM INTERESTED IN CONTACKING A LAWYER.

Thank you,

Denise

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We recently lost the home our son grew up in to Chase Home Finance two years after they took our loan, I had to write my congresswoman and finally after two months of trying to contact them on a short sale offer (which was 20,000 over the price we listed at)was finally accepted and the buyer walked. They took over our loan immediately after we refi'd with Accredited Home Lenders. We tried for three years to work with them towards a refi, or a loan modification to no avail! They simply stated we signed the contract. When we put our home up for short sale as I said previously they waited for two months and we lost the spontaneity of the sale thanks to those home wreckers! I hope they rot you know where:) Please contact me at jokersince77 AT yahoo.com, I tried to email you but the site server said you had already received 4 emails today and could receive no more. Thank you!

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I UNDERSTAND THE PROBLEMS WITH CHASE HOME FINANCE FOR I HAVE SEVERAL PROBLEMS WITHTHEM AS WELL WHAT I WOULD LIKE TO KNOW IS WHO DO I NEED TO TALK WITH TO EXPLAIN MY PROBLEMS WITH CHASE PLEASE SEND ME SOME INFORMATION ON WHO TO TALK WITH ABOUT THIS MY EMAIL IS dana.crenshaw AT live.com my home number is 270-230-8055 thanks for your time and good luck

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chase is a buch of low life blood suckers i have been fighting withthem for a little over three years now with little to no luck my late wife has been gone for eighteen months the note was in her name this made no sice since she was on disabilty and her income wa sonly 325.00 a month and yet in this last week i have had over 50 calls from them wish to speek with her i dont know what or who to get in touch with to join in on this class action law suit but i will if some one just tells me who ot talk to i dont care about my name being kept private but i do care about lossing my home to a buch of crooks like chase if i loos it for my being stupid thats one thing but to loos it for other reasons is wrong some one please send me some information please

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You have not heard anything yet. JP Morgan Chase closed on a new construction loan at 1.5 million with no certificate of occupancy. I was locked out of the house for 5 months I recinded the loan told by Chase they would not fund and did anyway. I lost the sale of the house I was selling now after almost a year I get as forclosure letter. Guess what Chase I dont think so. Kelly Wogan office of the president is a goof ball. One thing for sure I will fight them until the finish any need a good attorney contact me at allancohara AT hotmail.com. Come and get me Chase.

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Oh my! I thought my husband and I were the only ones out there that has had problems with Chase. I too have phoned severl times and no one answers or you get wrong infomation. They up our mortgage payments 1200.00 per month couldn't afford it. We tried to work with them and the next thing we knew we were loosing our home. I would like to get involved the a class action law suit. What they have done and continue to do is not right.

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Mr. Copeland

I have a simular story but different I am losing my home and feel helpless to Chases bad business practices. Told so many lies to me and now they deny ever saying them . currently looking to file a lawsuit on them as well. The thing I cant understand is why they think they can do that when i have a file so thick that shows they are lying . I recieved a letter by their lawyers last week and they have begun foreclosure on my home. I am just so mentally sick over this whole thing. They will not talk to me etheir I keep getting the run around by them. Please contact me and my husband we would like to talk to you.

rounds_peggy AT yahoo.com

Sincerly,

Mrs. Peggy Rounds

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I have had the WORST experience with Chase Home Finance. They're servicing of my loan is PATHETIC and cruel. They messed up last year by not making an insurance payment for me out of escrow. So, the insurance company cancelled my policy! When I finally got Chase to recognize and admit to the mistake, they CHARGED me 136.00 for one day of insurance coverage until my former policy could be reinstated by Foremost. I could not believe that they made ME pay for their error. I could not believe that a bank frigged up a payment out of escrow. Also, my house's value dropped but somehow the tax escrow goes up...my payment went from 900.00 to 1230.00 for a revised escrow one month. I sent a letter asking to spread the escrow shortage over 36 months, but even though they approved that...guess what? They made me pay the first payment due of 1233!!!!! I could NOT make that payment and have since fallen behind. Does it surprise anyone here to know that this is A FIXED MORTGAGE NOT an adjustable yet I was put through what adjustable rates do to people because of Chase's ineptitude. I am so p****ed off at them. I want to join a class action suit by all means. Also I have more complaints about their calls they made about late payments. Again, I had to write a letter telling them to stop the calls (as per the law you can of course do this) as the calls were coming in BEFORE THE PAYMENTS Could be considered late and they came in like at 8 am on a Saturday which is illegal to do. Grr.

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hmmmm.....

This is interesting....

This past month I was told on the phone by chase that my house payment had gone up $138.00 a month!! Did I get a notification of this - NO! Then I was told that my house payment was late!! UGH!!

The VERY first payment I made on my home was sent back to me by chase wioth a note on it that said "No such account exists". This made my FIRST Payment on my home late. Chase refused to take this off my credit report and refused to refund the late charge they issued. I wonder if this has something to do with it?

TODAY I was notified thatr my second mortgage (home equity account) payment was reduced- ironically- by the same amount that my first mortgage had gone up!! They said my interest rate was reduced- HUH!!??? I thought I had a FIXED rate loan!!! That is what I was told by my mortgage broker when he finalized the paperwork and that is what I ws told by the ATTY that THEY recoimmended I use for my closing- No wonder the housing mortgage industry is such a mess...

I would LOVE to talk to an atty about this but don;t know where to start. Sounds like I have had some of the same shady dealings that others here have had

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Let's work together. I want to file a lawsuit, however I don't know where to start. My email is Leopardlady718 AT yahoo.com

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And yes, as you can see, Chase still doesn't have the balls to post their own reply on here. I hope they are scared. They need to be REALLY SCARED!!

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UPDATE!!

I got my UNDEPOSITED CHECK BACK in a letter, guess they lost it and wanted to return it to me. Thing is, they didn't even bother to deposit it. LOL Are they DUMB??? That was my August House Payment they returned to me this NOVEMBER!!! Guess SANTA had it.

Just more fuel for the Attorney...