IAB Health Insurance

IAB Insurance out of Dallas Texas has a rep at 866-502-5895 named Cris who worked with me on a Sunday regarding the company he represents. At length I explained my dilema of severe back pain, requiring medical attention immediately and the right plan for my needs to be met. At no time was I told of a procesing fee of $100.00 that was put on my credit card just as fast as my plan amount of $104.98.

I had checked providers and each of the doctors I wanted to see were there. I signed up and phoned at 9 a.m. Monday to schedule my appointment. I pointed out to them that I was on this IAB plan, to which they stated they did not honor discount programs. I went in because that is why I signed up. The cost was over 400.00 with xrays and perscriptions. Please keep in mind that I was given id and customer numbers as I was covered same day for my visits they said.

In phoning the rep he stated you can't go to a doctor for 14 days until you get your card. That is not what I was told on Sunday.

I desire to cancel for it states within 30 days you can.

The rep says when the packet comes I will have the number to call. They state they bill on the 22nd of each month and I will be billed again before getting the packet to get to cancel. To date nothing about this company is anything I want to be a part of.

The rep also says that the doctors and others are under contract and have to honor it. When I said well they didn't he asked why I would go there then...dah....because your cxompany said I could so I did and paid dearly for it to boot!

I suggest that no one sign up until they have read all the complaints that I have now come across since signing up. The best I have gotten is a promise to call his asociate and get to the bottom of this and call me back....we shall see...Shawn O., Ohio

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This is not suprising. They have an office in Lehigh Acres Florida that doews not even have one person licensed to the state of Florida to sell insurance. On top of that the owner and president at this location Maxwell Melrose is a convicted felon so he is unable to even obtain a valid insurance license. It is amazing the people they have representing their organization....

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Totally sympathize with your situation. I had the same guy named Chris also sell me this totally mispresented policy. I have had a ungodly experiance dealing with all the companies they sourced out my policy to. They aren't frauds I don't know what they are. And this guy named Chris should be arrested.