United Federal Bank in Florida

IT is regarding a default payday loan and the harrassing calls I have =

received today.

Here is the story:

06-13-07 - Received call at approx 9.15AM from 904-685-5008

The man was very difficult to understand. Said he was calling from the =

North Carolina Investigative Department. Stated there was a warrant out =

for my arrest. Asked me to identify my name, address and social =

security number. Said that I was guilty of bank fraud. Said that my IP =

address had been recorded doing illegal activities. He continued to =

ask to speak to my manager at my workplace. He had called my cell phone =

(336-620-2072). I told him I was the only one at work and that this was =

my cell phone. I asked him what it was regarding. He first said he =

would be unable to tell me what is was regarding, but just wanted to =

verify that I was at my place of employment so that the police officers =

could come by and arrest me. He said the Warrant # for my arrest was =

071201533. He asked me if I had ever done anything criminal, I said no. =

He asked me if I had ever been arrested, I said no. He asked if I had =

ever been contacted by a collection agency, I said no. He then finally =

told me that this was in reference to a loan of $250.00 that I had taken =

out from Arrowhead Investments Group. I told him that I would be happy =

to pay the amount I owed. He said that amount I owed was 700.00. (I =

had only borrowed $250.00). He said I would have to pay the 700.00 =

right now, otherwise the officers would be by to arrest me. He asked =

for banking information. I told him I would be unable to pay the 700.00 =

at this time. He said that I had to or otherwise I would be "arrested =

and taken to jail." He said to stay connected to him on my cell phone =

and go to Walmart and send him a Moneygram. He said if I hung up, I =

would be arrested. I put him on mute and called the Ashe County =

Sheriff's Office at 336-219-2600. A lady answered the phone and I =

explained to her the situation. She transferred me to Sgt Anders =

(336-219-2633). Sgt Anders said there was no warrant for my arrest and =

that they could not arrest me for owing money. That was not a criminal =

matter, but a civil matter. He said they were breaking the law and =

trying to scare me. He advised I contact an attorney. I told the man =

(who later identified himself as "John") that he could call Sgt Anders =

at the 336-219-2633. Sgt Anders said he would talk to him for me. =

"John" then hung up on me. My phone rang again. This time it came from =

908-212-3726. This man said he was calling from United Processing =

Investigave Legal Department of the United States Government. I told =

him about the previous call from "John" and that I had the police =

department on the other line. He then apologized for the man who had =

called me previously, saying that I would not be arrested and that he =

would seek legal action against "John". He then proceeded to tell me =

that to avoid a legal judgement against me I owed $700. I told him I =

was unable to pay the $700, he said that because I was a "sweet and =

genuine lady" that he could accept $500.00 (I only had borrowed $250.00 =

and had already previously made a $75.00 payment toward the debt. =20

=20

Comment On This

I have also recieved 10 harassing phone calls yesterday and 8 phone calls from today from a person named "John" calling from a company called B.I.G., a pay day loan that I have already paid off. They keep charging me the processing fees in the amount of over 2000 dollars. I closed the banking account and has asked for legal advice in the matter. The person's accent is very heavy. They won't send me anything in writing. I feel this is a scam to get more money from a closed account.