Quick Click Loans LLC Complaint

I have a loan with Quick Click Loans in Alpharetta GA, for $1500 with a 96%

interest rate. Last week I called to have the AFT payments on my account

stopped, and was told to fax a signed letter informing them of that fact,

which I did. I was then told me request had been processed and the AFT

payments stopped. My loan payment was due on 7/1/07. I called (no

answer) and emailed for a payoff amount on July 3rd. I received a response

to either send the payoff amount by Western Union transfer or cashier's

check. I tried the transfer and it was refused. I sent a cashier's check

on Tuesday by certified return receipt, which got to the post office on July

6th. On the same day, I received a certified letter telling me that my

"refusal to pay" left them no choice but to take legal action if I do not

pay within 5 days. I called the manager and legal counsel (Elizabeth at

678-823-4699), and she told me that a certified letter was not proof,

despite that when I track it online, it says that notice was left in the

P.O. Box. She told me that she was "just there" at the post office and

there was no notice of my check (at 2:30pm, when the check arrived at

6:04am) She also informed me at that time that interest accrues DAILY and

that they have no grace period. She is refusing to go to the post office or

call them to find out if the check is there. I called the post office in

Alpharetta and they said there was nothing they could do except put another

note in the P.O. box since signature is required to receive the check. This

company makes it impossible for people to pay off their loans. I have

contacted WBZ Call to Action in Boston, and have also emailed Hank Phllipe

Ryan, a reporter in Boston who deals with consumer issues. I don't know if

either will help, but I hope so. I strongly discourage anyone from dealing

with Quick Click. Cash Call, also a payday loan company, despite that the

interest rate was 96% also, made it extremely easy to pay off the loan, over

the phone, with no hassle. So I recommend Cash Call if you are in a pinch.

If there is anyone by any chance out there willing to help or provide

advice, please contact me.