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Bait and switch promo rates by Chase

 
Bait and switch promo rates by Chase

<html><div style='background-color:'><DIV class=RTE>Don't fall for the bait and switch promo rates by Chase.&nbsp;</DIV>

<DIV class=RTE>&nbsp;</DIV>

<DIV class=RTE>&nbsp;I've been a&nbsp;long time loyal customer of Chase 18 years.&nbsp; My husband decided to use one of my&nbsp;unsolicited low promo rate checks at 4.99% Chase offered.&nbsp; Today, we just received one of those non-descript, tri-fold letters, used&nbsp;for mass mailing.&nbsp; It wasn't&nbsp;even in an envelope. The letter stated changes on our account.&nbsp; Of course, with no acct numbers to let us know which account.&nbsp; I was ready to throw it away.&nbsp; Junk mail.&nbsp;&nbsp;I decided to open it and read it.&nbsp;<STRONG> An increase of our APR to a&nbsp;whopping 32.24%!</STRONG> I would not have believed it, if I had not read it.&nbsp; I had to call to make sure.&nbsp; Yes, everything was correct and my only option was to maintain my rates was to write an Opt Out letter.&nbsp; Therefore, maintaining the rates and closing the account to any purchases etc...Ouch.

On the amount we owe. $6,722 that would be $2,167 a year to finance the interest alone.&nbsp; Don't fall for those wonderful low promo rates.&nbsp; Even if my promo rates was ending.&nbsp; Which the customer service rep did not tell me if it was. (&nbsp;I think he was worried I ws going to blow up on him.&nbsp; Like any other normal person would.&nbsp; BTW,&nbsp;I didn't) &nbsp;That is highway robbery.&nbsp;&nbsp;That just bites.&nbsp; I can see why so many people are doing so badly financially.&nbsp;If it looks too good to be true.&nbsp; It probably is.&nbsp; Oh, and don't forget to read those letters from your credit card companies that look like junk mass mail.&nbsp; Those "Important change of terms notice".&nbsp; You might be quite surprised how important they are.</DIV></div><br clear=all><hr> <a href="http://g.msn.com/8HMBENUS/2737??PS=47575" target="_top">Local listings, incredible imagery, and driving directions - all in one place!</a> </html>

From: Message Author (click here to email author)
Date: Friday, 13-Jul-07 22:12:29 CDT

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chase
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