Chase Automotive Finance/Lease Group.

Division of Chase Manhattan Represent themselves as being

Headquartered in

Phoenix Arizona.--- Business Type- Automotive Leasing/ Finance Company.

Where to begin? Chase Auto basically are what has been commonly

referred to as "thieves".

This company although they were prepaid on a lease some 30 months in

advance denied ever having receipt of such funds at several times

during our lease "agreement".

In addition to keeping my money and never admitting to such fact and

falsely posting such funds against my account, they falsely inflated

buyout figures at the end of the "financing" agreement to include

amounts never negotiated nor agreed to during the term of the contract.

Then after leaving several messages for a member of management to

return my call in reference to the offer I had made to purchase my

vehicle at the end of the agreement, I finally received a phone call

from somebody who referred to themselves as a supervisor.

When I explained that I had offered to purchase the car at a figure

some 2,000 dollars above market rates , I was told that they had

without my consent supposedly "insured" their residual value meaning

that it would benefit their company more to take back my car and

resell it to a dealer for 5,000 less than the contract amount and

that such insurance policy information would not be disclosed to me

upon request.

Then on top of all of that.... I believe Chase VIOLATED the Truth in

Lending act... For instance by attempting to hide the fact that they

had received their payment for the Lease in full prior to the Lease

expiration... They charged an "interest" charge equal to

approximately 33% ( Total of Payments received approximately

18,000---- "Interest" charges--- 6,000 an effective Interest rate of

One THIRD ... and then by charging the Same Interest Charge even

though they had already received the Payments in Full prior to Lease

end .... they violated the truth in lending act by not fully

disclosing this ...

They basically kept my money without paying for it's use and then

falsely inflated the Lease end buyout to intentionally attempt to

deprive me of my rights in a piece of property I had paid over 21,000

dollars for....

This company is BAD BAD NEWS... Steer VERY VERY Clear of Chase Auto

Finance..

Chase Manhattan Bank and ANY and all of it's subsidiaries.

They are not only dishonest.. They are outright criminal and I have

considered filing charges against them.

Oh by the way, their "supervisory" employee immediately created an

argument and said that she would be filing charges against me for

asking why I was being charged 5,000 dollars over market value to

buyout a piece of property I had personally contributed 21,000

dollars to..

This is the sort of element you are dealing with when you deal with

Chase ...

STEER very very clear.