Bank of America overdraft fraud
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Bank of America overdraft fraud This morning I logged on to my Bank of America account information to see a message saying "your transaction could not be completed due to technical difficulties". The transaction in question was an online transfer from savings to checking that I had made several days ago. In the interim, 6 debit purchases had gone through. With those transactions, I had also been charged close to $200 in overdraft fees. I called Bank of America who put me on terminal hold. Then I got to someone who said she could only allow me to have $49 (not sure how she came up with that) and then promptly transferred me to someone else…who transferred me to someone else….who told me that the bank would not credit me anything at all. Perhaps I should have quit while I was "ahead". The thing is, they're not done hearing from me. It's their issue, they need to make it right and until they do I will be more than happy to bash them to anyone and everyone at every opportunity. I will be closing my account this weekend. From: Message Author (click here to email author)Date: Thursday, 11-Jan-07 09:43:48 CST Business: Reply Online Consumer: Comment On This Comment On ThisIoverdrafted$40 for a ATM withdraw. My account was also 46 cents over. SO altogether $40.46. I was hit with $250.00 of fines. They fined me on 7 overdrafts adding up to about $78.00. I called to say I was only over $40.00 and not $78.00. They could not help me. They said " you and I would run a bank one way but BOA does it different. We need to come together and demand that BOA plays fair of we close our accounts on a given day. The gov. can't fix this, it is up to the consumers. Let's close the bank down if they do not correct this! From: Message Author (click here to email author)Date: Thursday, 10-Sep-09 10:39:18 CDT Business: Reply Online Consumer: Comment On This Comment On ThisSimilar such thing has happened to me, I have been charged for overdraft 10 times in past few days when the card could have been declined. Bank of America made close to 4 Billion Dollars by charging over draft fees. From: Message Author (click here to email author)Date: Sunday, 26-Jul-09 10:14:56 CDT Business: Reply Online Consumer: Comment On This Comment On ThisToday I found out I was charged $700 in overdraft and overdrawn fees. In one day I overdrafted 8 times, mostly with little charges such as a coffee. Instead of making it so my card would decline, I was able to make further purchases until today, 8 days after the first overdraft, my card was finally declined. 19 overdraft charges, and 1 charge for being overdrawn for over a certain period of time. I called Bank of America to get my money back and all they could do was credit me one measly charge back. That's $665 to Bank of America. The icing on the cake, I had well over that amount in my savings the whole time and by the end of all of the charges I was only negative $615. That means I would have had about $85 in my account had they not destroyed me with overdraft fees. I am definitely not giving up on getting my money back. This is outrageous. From: Message Author (click here to email author)Date: Thursday, 18-Jun-09 17:17:00 CDT Business: Reply Online Consumer: Comment On This |
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