Regarding First Financial Bank USA

Regarding First Financial Bank USA

I was given a credit card with a $500 limit when I was 19 years old. At

first, the card seemed good, I could pay for my school books and make

payments each month. A year or so later I was given an $800 limit and that

is when First Financial Bank USA started to take advantage. I had been laid

off from my job due to merging and was beginning to have problems paying my

bill. At first when I was a few days late no extra charges were applied,

but a few months later when it happened again I was given a $30/$35 late fee

which made my account go over balance and was then given another $30/$35 for

that. Soon my $18 bill was a $78/$100 bill. I had written explaining my

situation and that I was currently looking for a job and they continued to

treat me like I was nothing.

I highly encourage anyone to not use this company and for anyone to know

about credit cards before they receive one and take advantage. I feel this

company preys on young adults because they are in school with no money and

do not know much about credit. THIS COMPANY DOES ABSOLUTELY NOTHING TO HELP

ANYONE BUT THEMSELVES AND NEVER IN MY LIFE WILL I USE OR ENCOURAGE ANYONE

ELSE TO USE THIS COMPANY.

-Autumn

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The average US Credit Score is 675. The cost to see yours: $0 by Experian.

http://www.freecreditreport.com/pm/default.aspx?sc=660600&bcd=EMAILFOOTERAVERAGE