Providian sold to SST/Columbus

I'm not sure what Providian was thinking but they musta made money selling (without notice) Visa credit card accounts to SST/Columbus bank which really "stuck it to" the customers. I had a 19% interest rate which was "locked in" last year (2005) when I had refianced my house and cut up my lesser credit cards. The cards I dumped had high interest, low limits and or expensive annual fees. I had kept Providian's card which had a small limit but no annual fees and 19% was reasonable to me. I have also kept Capitol One because it had a decient spending limit, 23% and no annual fee. ALL my credit cards would show me my % rate online without much if any searching but these SST "loan sharks" not only raised it without notice from 19% to 29.9% (barely legally high under USURY laws) but don't have it available to be seen online, one has to call or email a request for it, that is if you can even FIND the web site which is www.yourcardaccount.com. I found these complaint sites insearch of them and am hoping others will find these complaints first also. The big joke is that they call it an adjustable rate however legally it can only go down and pigs will fly before that happens! If you're reading this then you are probably a victem of the accounts sale from Providian and I suggest you do what I'm doing - CLOSING MY ACCOUNT and not dealing with SST or Providian for that matter ever again. You have my sympathy and empathy!

Mike