AFNI Collection Agency

AFNI Bloomington, IL.

In April 2006 I received a bill from AFNI demanding $250.33 supposedly from a past due Cingular Wireless Account. I first contacted Cingular who confirmed that the acount was closed, paid in full, never written off to collection, and that Cingular did not use AFNI for collections. I notified AFNI of the facts and was told to produce written verification. How does one produce verification of something that doesn't exist? After many letters to AFNI, none of which were returned, I again called to inquire as to the status of the account, it was still open, and in fact there had been another account added for $883.86 also supposedly owed to Cingular. Through my own investigation I have determined that there is an individual with a similar name as mine but a different SSN who actually owes this debt. Apparently AFNI is not able to cross reference names and SSN's. AFNI has gone as far as instructing me to fraudulently file a police report for "identity theft" as proof that I dont owe AFNI this debt. State of Illinois Attorney General or the Federal Trade Commission needs to investigate the practices of AFNI as they probably violate FDCPA regulations.