1st Financial Bank credit card

Posted on Saturday, January 28th, 2006 at 6:50pm CST by c6e1b095

Company: 1st Financial Bank credit card

Category: Other

1st Financial Bank Visa card

PO BOX 7600

N Sioux City, SD 57049

I wish to file a complaint about this company. I pay my credit debt every month and my last statement showed that I was over my limit by 7.97. MY statement also showed that the next due payment was due on 1/30. When I called the company about something different I was told that a charge of 64.00 for over limit fee was added prior to my due date. I asked them how could they charge me an over limit fee when it was not my due date for my payment yet. They stated that the billing cycle was earlier and that they insisted that I owed this money even after I paid my bill by the due date. I asked them to remove these abusive charges and they refused to do so. I wish to post this complaint against 1st Financial Bank.


1 Comment

a88e1245, 2008-07-30, 10:34AM CDT

This is why one should pay one's balance in full every month--then this shouldn't happen. If you think you are going to be over (or even near the limit) then call in advance and politely request to have the limit raised.

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